Low Cost · Allen
Cheap Mortgage Brokers in Allen, TX — Best Prices
Compare mortgage brokers prices in Allen to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of August 2026, RatingsNearMe ranks 18 mortgage brokers in Allen, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Highlands Residential Mortgage with a 5.0-star rating from 3,973 Google reviews and an RNM Score of 88/100. Also in the top tier: Lendid Home Loans and Dianne Glenn, Branch Manager, Benchmark Mortgage. The average rating across all listed mortgage brokers in Allen is 5 stars from 285 reviews per business on average.
Mortgage brokers in Allen: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated August 23, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
18
Businesses listed
5★
Avg rating
285
Avg reviews
Aug 23, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by thousands, this Allen mortgage broker holds a perfect 5.0-star rating.
950 W Bethany Dr suite 800, Allen, TX 75013, USAAllen's top-rated mortgage broker with a perfect 5.0★ score from over 200 reviews.
5900 S Lake Forest Dr Ste 300, McKinney, TX 75070, USATrusted Allen mortgage broker with a perfect 5.0★ rating from over 100 reviews.
1312 W Exchange Pkwy Ste 2100, Allen, TX 75013, USAMortgage Brokers Rankings in Allen, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Highlands Residential Mortgage950 W Bethany Dr suite 800, Allen, TX 75013, USA | 5.0★ | 3,973 |
| #2 | Lendid Home Loans5900 S Lake Forest Dr Ste 300, McKinney, TX 75070, USA | 5.0★ | 204 |
| #3 | Dianne Glenn, Branch Manager, Benchmark Mortgage1312 W Exchange Pkwy Ste 2100, Allen, TX 75013, USA | 5.0★ | 110 |
| #4 | Sam Brock- Highlands Residential Mortgage950 W Bethany Dr suite 800, Allen, TX 75013, USA | 5.0★ | 30 |
| #5 | Highlands Residential Mortgage - Allen Branch - Anthony D'Iorio333 E Bethany Dr Unit A-100, Allen, TX 75002, USA | 5.0★ | 1 |
| #6 | Allen Location of Fairway Independent Mortgage Corp. Porch Light NMLS 2289825 Watters Creek Blvd #340, Allen, TX 75013, USA | 5.0★ | 124 |
| #7 | Inspired Buy Real Estate800 North Watters Road Suite 180, Allen, TX 75013, USA | 5.0★ | 89 |
| #8 | Churchill Mortgage - Allen950 W Bethany Dr #550, Allen, TX 75013, USA | 5.0★ | 1 |
| #9 | Rick L. Oaks950 W Bethany Dr, Allen, TX 75013, USA | 5.0★ | 9 |
| #10 | Anthony Patton, Mortgage Loan Officer, NMLS 516808825 Watters Creek Blvd #260, Allen, TX 75013, USA | 4.8★ | 4 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated August 2026
All Mortgage Brokers in Allen
Proudly holds a perfect 5.0-star rating from 30 Google reviews in Allen.
950 W Bethany Dr suite 800, Allen, TX 75013, USA
Earns a perfect 5.0-star rating from early Google reviews.
333 E Bethany Dr Unit A-100, Allen, TX 75002, USA
Trusted by 124 clients for consistently exceptional 5.0-star mortgage service in Allen.
825 Watters Creek Blvd #340, Allen, TX 75013, USA
Earned a perfect 5.0-star rating from nearly 90 Google reviews in Allen.
800 North Watters Road Suite 180, Allen, TX 75013, USA
Consistently earns perfect 5.0-star ratings from its customers in Allen.
950 W Bethany Dr #550, Allen, TX 75013, USA
Earns a perfect 5.0-star rating from 9 Google reviews in Allen.
950 W Bethany Dr, Allen, TX 75013, USA
4.8 stars from 4 Google reviews, reflecting strong local client satisfaction.
825 Watters Creek Blvd #260, Allen, TX 75013, USA
This business has no customer reviews yet to help inform your decision.
825 Watters Creek Blvd #340, Allen, TX 75013, USA
Proudly rated 5.0 stars from 48 Google reviews in Allen, TX.
120 E Marshall St Suite B, Van Alstyne, TX 75495, USA
Allen's top-rated mortgage broker with a 4.9-star average from 55 Google reviews.
8560 Belleview Dr #325, Plano, TX 75024, USA
Trusted by 87 clients with a perfect 5.0-star rating on Google.
1002 Raintree Cir STE 100, Allen, TX 75013, USA
59 Google reviews yield a perfect 5.0-star rating for this Allen mortgage broker.
1020 W Exchange Pkwy Suite 1130, Allen, TX 75013, USA
5.0 stars from 22 Google reviews, reflecting exceptional client satisfaction.
6800 Weiskopf Ave suite 150, McKinney, TX 75070, USA
Top-rated Allen mortgage broker with a perfect 5.0-star rating from 21 reviews.
825 Watters Creek Blvd Building M Suite 250, Allen, TX 75013, USA
Top-rated Allen mortgage broker with a flawless 5.0-star rating from early clients.
945 Stockton Dr #8100, Allen, TX 75013, USA
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Mortgage Brokers in Allen, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Highlands Residential Mortgage | 88/100 | 5.0 ★ | 3,973 |
| 2 | Lendid Home Loans | 99/100 | 5.0 ★ | 204 |
| 3 | Dianne Glenn, Branch Manager, Benchmark Mortgage | 96/100 | 5.0 ★ | 110 |
| 4 | Sam Brock- Highlands Residential Mortgage | 77/100 | 5.0 ★ | 30 |
| 5 | Highlands Residential Mortgage - Allen Branch - Anthony D'Iorio | 62/100 | 5.0 ★ | 1 |
| 6 | Allen Location of Fairway Independent Mortgage Corp. Porch Light NMLS 2289 | 85/100 | 5.0 ★ | 124 |
| 7 | Inspired Buy Real Estate | 83/100 | 5.0 ★ | 89 |
| 8 | Churchill Mortgage - Allen | 74/100 | 5.0 ★ | 1 |
| 9 | Rick L. Oaks | 74/100 | 5.0 ★ | 9 |
| 10 | Anthony Patton, Mortgage Loan Officer, NMLS 516808 | 64/100 | 4.8 ★ | 4 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · August 2026
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Frequently Asked Questions — Mortgage Brokers in Allen
What does a mortgage broker do differently than going directly to a bank in Allen?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Allen?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: August 23, 2026.
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