Local Pros · Allen
Local Mortgage Brokers in Allen, TX
Locally owned and operated mortgage brokers serving Allen and the surrounding area. Supporting local businesses means faster response and accountability.
As of July 2026, RatingsNearMe ranks 18 mortgage brokers in Allen, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Highlands Residential Mortgage with a 5.0-star rating from 3,973 Google reviews and an RNM Score of 88/100. Also in the top tier: Lendid Home Loans and Dianne Glenn, Branch Manager, Benchmark Mortgage. The average rating across all listed mortgage brokers in Allen is 5 stars from 285 reviews per business on average.
Mortgage brokers in Allen: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
PrimeLending, A PlainsCapital Company - Allen
As a top-ranked broker in Allen, PrimeLending combines strong local expertise with the backing of a reputable financial institution, ensuring reliable service and competitive products.
Most Reviewed
PrimeLending, A PlainsCapital Company - Allen
A high number of reviews indicates proven customer satisfaction and trust, which is crucial when entrusting a major financial decision like a mortgage.
When choosing a mortgage broker in Allen, compare multiple offers to secure the best rate and terms, and always verify the broker's licensing and customer feedback through independent sources.
Local Market Snapshot
18
Businesses listed
5★
Avg rating
285
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by thousands, this Allen mortgage broker holds a perfect 5.0-star rating.
950 W Bethany Dr suite 800, Allen, TX 75013, USAAllen's top-rated mortgage broker with a perfect 5.0★ score from over 200 reviews.
5900 S Lake Forest Dr Ste 300, McKinney, TX 75070, USATrusted Allen mortgage broker with a perfect 5.0★ rating from over 100 reviews.
1312 W Exchange Pkwy Ste 2100, Allen, TX 75013, USAMortgage Brokers Rankings in Allen, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Highlands Residential Mortgage950 W Bethany Dr suite 800, Allen, TX 75013, USA | 5.0★ | 3,973 |
| #2 | Lendid Home Loans5900 S Lake Forest Dr Ste 300, McKinney, TX 75070, USA | 5.0★ | 204 |
| #3 | Dianne Glenn, Branch Manager, Benchmark Mortgage1312 W Exchange Pkwy Ste 2100, Allen, TX 75013, USA | 5.0★ | 110 |
| #4 | LendNext Mortgage Corporation6800 Weiskopf Ave suite 150, McKinney, TX 75070, USA | 5.0★ | 22 |
| #5 | TJL MORTGAGE825 Watters Creek Blvd Building M Suite 250, Allen, TX 75013, USA | 5.0★ | 21 |
| #6 | We Loan Mortgage LLC945 Stockton Dr #8100, Allen, TX 75013, USA | 5.0★ | 1 |
| #7 | Highlands Residential Mortgage - Allen Branch - Anthony D'Iorio333 E Bethany Dr Unit A-100, Allen, TX 75002, USA | 5.0★ | 1 |
| #8 | Allen Location of Fairway Independent Mortgage Corp. Porch Light NMLS 2289825 Watters Creek Blvd #340, Allen, TX 75013, USA | 5.0★ | 124 |
| #9 | Inspired Buy Real Estate800 North Watters Road Suite 180, Allen, TX 75013, USA | 5.0★ | 89 |
| #10 | Churchill Mortgage - Allen950 W Bethany Dr #550, Allen, TX 75013, USA | 5.0★ | 1 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Allen
5.0 stars from 22 Google reviews, reflecting exceptional client satisfaction.
6800 Weiskopf Ave suite 150, McKinney, TX 75070, USA
Top-rated Allen mortgage broker with a perfect 5.0-star rating from 21 reviews.
825 Watters Creek Blvd Building M Suite 250, Allen, TX 75013, USA
Top-rated Allen mortgage broker with a flawless 5.0-star rating from early clients.
945 Stockton Dr #8100, Allen, TX 75013, USA
Earns a perfect 5.0-star rating from early Google reviews.
333 E Bethany Dr Unit A-100, Allen, TX 75002, USA
Trusted by 124 clients for consistently exceptional 5.0-star mortgage service in Allen.
825 Watters Creek Blvd #340, Allen, TX 75013, USA
Earned a perfect 5.0-star rating from nearly 90 Google reviews in Allen.
800 North Watters Road Suite 180, Allen, TX 75013, USA
Consistently earns perfect 5.0-star ratings from its customers in Allen.
950 W Bethany Dr #550, Allen, TX 75013, USA
Earns a perfect 5.0-star rating from 9 Google reviews in Allen.
950 W Bethany Dr, Allen, TX 75013, USA
4.8 stars from 4 Google reviews, reflecting strong local client satisfaction.
825 Watters Creek Blvd #260, Allen, TX 75013, USA
This business has no customer reviews yet to help inform your decision.
825 Watters Creek Blvd #340, Allen, TX 75013, USA
Proudly rated 5.0 stars from 48 Google reviews in Allen, TX.
120 E Marshall St Suite B, Van Alstyne, TX 75495, USA
Trusted by 87 clients with a perfect 5.0-star rating on Google.
1002 Raintree Cir STE 100, Allen, TX 75013, USA
Proudly holds a perfect 5.0-star rating from 30 Google reviews in Allen.
950 W Bethany Dr suite 800, Allen, TX 75013, USA
Allen's top-rated mortgage broker with a 4.9-star average from 55 Google reviews.
8560 Belleview Dr #325, Plano, TX 75024, USA
59 Google reviews yield a perfect 5.0-star rating for this Allen mortgage broker.
1020 W Exchange Pkwy Suite 1130, Allen, TX 75013, USA
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Mortgage Brokers in Allen, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Highlands Residential Mortgage | 88/100 | 5.0 ★ | 3,973 |
| 2 | Lendid Home Loans | 99/100 | 5.0 ★ | 204 |
| 3 | Dianne Glenn, Branch Manager, Benchmark Mortgage | 96/100 | 5.0 ★ | 110 |
| 4 | LendNext Mortgage Corporation | 75/100 | 5.0 ★ | 22 |
| 5 | TJL MORTGAGE | 75/100 | 5.0 ★ | 21 |
| 6 | We Loan Mortgage LLC | 74/100 | 5.0 ★ | 1 |
| 7 | Highlands Residential Mortgage - Allen Branch - Anthony D'Iorio | 62/100 | 5.0 ★ | 1 |
| 8 | Allen Location of Fairway Independent Mortgage Corp. Porch Light NMLS 2289 | 85/100 | 5.0 ★ | 124 |
| 9 | Inspired Buy Real Estate | 83/100 | 5.0 ★ | 89 |
| 10 | Churchill Mortgage - Allen | 74/100 | 5.0 ★ | 1 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Allen
What does a mortgage broker do differently than going directly to a bank in Allen?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Allen?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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