4.5+ Stars · Ann Arbor
Highly Rated Mortgage Brokers in Ann Arbor, MI
Only the best make this list. These mortgage brokers in Ann Arbor have earned 4.5+ star ratings from real customers — consistently.
As of May 2026, RatingsNearMe ranks 16 mortgage brokers in Ann Arbor, MI by verified customer ratings and review volume. The highest-rated is Anderson/Copland Mortgage Team: Mark Copland, Mortgage Lender NMLS #136066 with a 5.0-star rating from 364 verified reviews. Also in the top tier: Mortgage Center and Michigan Mortgage Solutions. The average rating across all listed mortgage brokers in Ann Arbor is 4.8 stars from 162 reviews per business on average.
Mortgage brokers in Ann Arbor: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
16
Businesses listed
4.8★
Avg rating
162
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Anderson/Copland Mortgage Team: Mark Copland, Mortgage Lender NMLS #136066
2750 S State St #3, Ann Arbor, MI 48104, USA
Mortgage Center
26555 Evergreen Rd #900, Southfield, MI 48076, USA
Michigan Mortgage Solutions
35 W Huron St, Pontiac, MI 48342, USA
Mortgage Brokers Rankings in Ann Arbor, MI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Anderson/Copland Mortgage Team: Mark Copland, Mortgage Lender NMLS #1360662750 S State St #3, Ann Arbor, MI 48104, USA | 5.0★ | 364 |
| #2 | Mortgage Center26555 Evergreen Rd #900, Southfield, MI 48076, USA | 4.4★ | 758 |
| #3 | Michigan Mortgage Solutions35 W Huron St, Pontiac, MI 48342, USA | 4.9★ | 278 |
| #4 | Total Home Lending555 Briarwood Cir #200B, Ann Arbor, MI 48108, USA | 4.9★ | 180 |
| #5 | Giniel Financial Group Inc, Ann Arbor Mortgage Broker NMLS #1475862735 Victors Way, Ann Arbor, MI 48108, USA | 5.0★ | 150 |
| #6 | Arbor One Mortgage Group250 W Eisenhower Pkwy #135, Ann Arbor, MI 48103, USA | 4.9★ | 58 |
| #7 | Derek Brickley - Gold Star Mortgage Financial Group2350 Green Rd Suite 100B, Ann Arbor, MI 48105, USA | 5.0★ | 41 |
| #8 | Trustwize Mortgage13 N Washington St Suite No 187, Ypsilanti, MI 48197, USA | 4.9★ | 55 |
| #9 | Rick Richter at CrossCountry Mortgage879 W Eisenhower Pkwy Suite J, Ann Arbor, MI 48103, USA | 4.8★ | 69 |
| #10 | Marty Schaefer - Gold Star Mortgage Financial Group2350 Green Rd Suite 100B, Ann Arbor, MI 48105, USA | 5.0★ | 26 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Ann Arbor
Total Home Lending
555 Briarwood Cir #200B, Ann Arbor, MI 48108, USA
Giniel Financial Group Inc, Ann Arbor Mortgage Broker NMLS #1475862
735 Victors Way, Ann Arbor, MI 48108, USA
Arbor One Mortgage Group
250 W Eisenhower Pkwy #135, Ann Arbor, MI 48103, USA
Derek Brickley - Gold Star Mortgage Financial Group
2350 Green Rd Suite 100B, Ann Arbor, MI 48105, USA
Trustwize Mortgage
13 N Washington St Suite No 187, Ypsilanti, MI 48197, USA
Rick Richter at CrossCountry Mortgage
879 W Eisenhower Pkwy Suite J, Ann Arbor, MI 48103, USA
Marty Schaefer - Gold Star Mortgage Financial Group
2350 Green Rd Suite 100B, Ann Arbor, MI 48105, USA
Ruoff Mortgage - Ann Arbor
305 E Eisenhower Pkwy UNIT 112, Ann Arbor, MI 48108, USA
First Savings Bank, Ann Arbor Branch
278 Collingwood Dr Suite 1, Ann Arbor, MI 48103, USA
Homepoint
2211 Old Earhart Rd #250, Ann Arbor, MI 48105, USA
Mary Adams - Area Manager | Loan Officer | New American Funding
2144 S State St Ste. E, Ann Arbor, MI 48104, USA
Jeanna Carey - Gold Star Mortgage Financial Group
2350 Green Rd Suite 100B, Ann Arbor, MI 48105, USA
Gold Star Mortgage Financial Group
2350 Green Rd Suite 100B, Ann Arbor, MI 48105, USA
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Frequently Asked Questions — Mortgage Brokers in Ann Arbor
What does a mortgage broker do differently than going directly to a bank in Ann Arbor?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Ann Arbor?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MI?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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