Licensed · Ann Arbor
Licensed & Insured Mortgage Brokers in Ann Arbor, MI
Every mortgage brokers listed here carries proper licensing and insurance in MI. Protect yourself — always verify credentials before work begins.
As of July 2026, RatingsNearMe ranks 16 mortgage brokers in Ann Arbor, MI by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Anderson/Copland Mortgage Team: Mark Copland, Mortgage Lender NMLS #136066 with a 5.0-star rating from 364 Google reviews and an RNM Score of 88/100. Also in the top tier: Mortgage Center and Michigan Mortgage Solutions. The average rating across all listed mortgage brokers in Ann Arbor is 4.8 stars from 162 reviews per business on average.
Mortgage brokers in Ann Arbor: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Mortgage Center
Mortgage Center is consistently top-ranked for its strong local reputation, comprehensive services, and customer satisfaction in Ann Arbor.
Most Reviewed
Mortgage Center
A high number of reviews indicates broad customer experience and can help you gauge reliability and service quality.
When choosing a mortgage broker in Ann Arbor, compare loan options, fees, and responsiveness; reading recent reviews can also give insight into local market expertise.
Local Market Snapshot
16
Businesses listed
4.8★
Avg rating
162
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Rated 5.0 stars from 364 Google reviews, this Ann Arbor mortgage broker is highly trusted.
2750 S State St #3, Ann Arbor, MI 48104, USATrusted by hundreds of local homeowners with a strong 4.4-star rating.
26555 Evergreen Rd #900, Southfield, MI 48076, USATrusted by hundreds of Ann Arbor clients with a near-perfect 4.9-star rating.
35 W Huron St, Pontiac, MI 48342, USAMortgage Brokers Rankings in Ann Arbor, MI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Anderson/Copland Mortgage Team: Mark Copland, Mortgage Lender NMLS #1360662750 S State St #3, Ann Arbor, MI 48104, USA | 5.0★ | 364 |
| #2 | Mortgage Center26555 Evergreen Rd #900, Southfield, MI 48076, USA | 4.4★ | 758 |
| #3 | Michigan Mortgage Solutions35 W Huron St, Pontiac, MI 48342, USA | 4.9★ | 278 |
| #4 | Derek Brickley - Gold Star Mortgage Financial Group2350 Green Rd Suite 100B, Ann Arbor, MI 48105, USA | 5.0★ | 41 |
| #5 | Total Home Lending555 Briarwood Cir #200B, Ann Arbor, MI 48108, USA | 4.9★ | 180 |
| #6 | Ruoff Mortgage - Ann Arbor305 E Eisenhower Pkwy UNIT 112, Ann Arbor, MI 48108, USA | 4.4★ | 33 |
| #7 | First Savings Bank, Ann Arbor Branch278 Collingwood Dr Suite 1, Ann Arbor, MI 48103, USA | 5.0★ | 27 |
| #8 | Marty Schaefer - Gold Star Mortgage Financial Group2350 Green Rd Suite 100B, Ann Arbor, MI 48105, USA | 5.0★ | 26 |
| #9 | Homepoint2211 Old Earhart Rd #250, Ann Arbor, MI 48105, USA | 4.1★ | 430 |
| #10 | Giniel Financial Group Inc, Ann Arbor Mortgage Broker NMLS #1475862735 Victors Way, Ann Arbor, MI 48108, USA | 5.0★ | 150 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Ann Arbor
Ann Arbor's top-rated mortgage broker with a perfect 5.0★ score from 41 reviews.
2350 Green Rd Suite 100B, Ann Arbor, MI 48105, USA
Trusted Ann Arbor mortgage broker with a 4.9-star rating from 180 reviews.
555 Briarwood Cir #200B, Ann Arbor, MI 48108, USA
A trusted Ann Arbor mortgage broker with a 4.4-star rating from 33 reviews.
305 E Eisenhower Pkwy UNIT 112, Ann Arbor, MI 48108, USA
Earned a perfect 5.0-star rating from 27 Google reviews in Ann Arbor.
278 Collingwood Dr Suite 1, Ann Arbor, MI 48103, USA
Top-rated Ann Arbor mortgage broker with a perfect 5.0★ rating from 26 reviews.
2350 Green Rd Suite 100B, Ann Arbor, MI 48105, USA
Trusted by hundreds of local clients with a solid 4.1-star rating.
2211 Old Earhart Rd #250, Ann Arbor, MI 48105, USA
Trusted by hundreds, this Ann Arbor mortgage broker holds a flawless 5.0-star rating.
735 Victors Way, Ann Arbor, MI 48108, USA
Serves Ann Arbor with a 3.9-star rating based on nearly 90 Google reviews.
2350 Green Rd Suite 100B, Ann Arbor, MI 48105, USA
Rated 4.8 stars from 69 reviews, this Ann Arbor mortgage broker is highly trusted.
879 W Eisenhower Pkwy Suite J, Ann Arbor, MI 48103, USA
Rated 4.9 stars from 58 Google reviews in Ann Arbor.
250 W Eisenhower Pkwy #135, Ann Arbor, MI 48103, USA
Trusted by locals with a 4.9-star rating from 55 reviews.
13 N Washington St Suite No 187, Ypsilanti, MI 48197, USA
Trusted Ann Arbor mortgage broker with a perfect 5.0★ rating from 16 reviews.
2350 Green Rd Suite 100B, Ann Arbor, MI 48105, USA
Trusted Ann Arbor mortgage broker with a perfect 5.0 rating from 10 reviews.
2144 S State St Ste. E, Ann Arbor, MI 48104, USA
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Mortgage Brokers in Ann Arbor, MI — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Anderson/Copland Mortgage Team: Mark Copland, Mortgage Lender NMLS #136066 | 88/100 | 5.0 ★ | 364 |
| 2 | Mortgage Center | 78/100 | 4.4 ★ | 758 |
| 3 | Michigan Mortgage Solutions | 87/100 | 4.9 ★ | 278 |
| 4 | Derek Brickley - Gold Star Mortgage Financial Group | 79/100 | 5.0 ★ | 41 |
| 5 | Total Home Lending | 85/100 | 4.9 ★ | 180 |
| 6 | Ruoff Mortgage - Ann Arbor | 67/100 | 4.4 ★ | 33 |
| 7 | First Savings Bank, Ann Arbor Branch | 76/100 | 5.0 ★ | 27 |
| 8 | Marty Schaefer - Gold Star Mortgage Financial Group | 76/100 | 5.0 ★ | 26 |
| 9 | Homepoint | 73/100 | 4.1 ★ | 430 |
| 10 | Giniel Financial Group Inc, Ann Arbor Mortgage Broker NMLS #1475862 | 86/100 | 5.0 ★ | 150 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Ann Arbor
What does a mortgage broker do differently than going directly to a bank in Ann Arbor?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Ann Arbor?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MI?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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