4.5+ Stars · Aurora
Highly Rated Mortgage Brokers in Aurora, CO
Only the best make this list. These mortgage brokers in Aurora have earned 4.5+ star ratings from real customers — consistently.
As of May 2026, RatingsNearMe ranks 12 mortgage brokers in Aurora, CO by verified customer ratings and review volume. The highest-rated is American Financing with a 4.7-star rating from 8,454 verified reviews. Also in the top tier: Home Mortgage Alliance and Irina Shamaev / Mortgage Navigators. The average rating across all listed mortgage brokers in Aurora is 4.9 stars from 804 reviews per business on average.
Mortgage brokers in Aurora: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
12
Businesses listed
4.9★
Avg rating
804
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
American Financing
3045 S Parker Rd #100, Aurora, CO 80014, USA
Home Mortgage Alliance
4601 DTC Blvd Suite 150, Denver, CO 80237, USA
Irina Shamaev / Mortgage Navigators
4601 DTC Blvd # 300, Denver, CO 80237, USA
Mortgage Brokers Rankings in Aurora, CO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | American Financing3045 S Parker Rd #100, Aurora, CO 80014, USA | 4.7★ | 8,454 |
| #2 | Home Mortgage Alliance4601 DTC Blvd Suite 150, Denver, CO 80237, USA | 5.0★ | 468 |
| #3 | Irina Shamaev / Mortgage Navigators4601 DTC Blvd # 300, Denver, CO 80237, USA | 5.0★ | 152 |
| #4 | Speak Straight Mortgage, Aurora CO Mortgage Broker6041 N Netherland Ct, Aurora, CO 80019, USA | 4.9★ | 46 |
| #5 | Rocky Mountain Mortgage, LLC15137 E Wesley Ave, Aurora, CO 80014, USA | 5.0★ | 10 |
| #6 | Preferred Mortgage Lending: David Hutton, Mortgage Broker5010 S Ukraine St, Aurora, CO 80015, USA | 5.0★ | 40 |
| #7 | Daniel Dixon at Cross Country Mortgage3151 S Vaughn Way Ste 300, Aurora, CO 80014, USA | 4.9★ | 145 |
| #8 | Olga Zagulova | Mortgage Broker8055 E Tufts Ave Suite 710, Denver, CO 80237, USA | 5.0★ | 49 |
| #9 | Zero Point Mortgage Services5200 DTC Pkwy # 300, Greenwood Village, CO 80111, USA | 4.8★ | 125 |
| #10 | Rocky Top Lending, Mortgage Broker10940 S Parker Rd #223, Parker, CO 80134, USA | 5.0★ | 65 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Aurora
Speak Straight Mortgage, Aurora CO Mortgage Broker
6041 N Netherland Ct, Aurora, CO 80019, USA
Rocky Mountain Mortgage, LLC
15137 E Wesley Ave, Aurora, CO 80014, USA
Preferred Mortgage Lending: David Hutton, Mortgage Broker
5010 S Ukraine St, Aurora, CO 80015, USA
Daniel Dixon at Cross Country Mortgage
3151 S Vaughn Way Ste 300, Aurora, CO 80014, USA
Olga Zagulova | Mortgage Broker
8055 E Tufts Ave Suite 710, Denver, CO 80237, USA
Zero Point Mortgage Services
5200 DTC Pkwy # 300, Greenwood Village, CO 80111, USA
Rocky Top Lending, Mortgage Broker
10940 S Parker Rd #223, Parker, CO 80134, USA
Local Mortgage Partners
22005 Laurel Oak Dr, Parker, CO 80138, USA
The Loveland Team
6105 S Main St #221, Aurora, CO 80016, USA
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Frequently Asked Questions — Mortgage Brokers in Aurora
What does a mortgage broker do differently than going directly to a bank in Aurora?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Aurora?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CO?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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