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Mortgage Brokers Near You in Aurora, CO
Find mortgage brokers close to you in Aurora. All results are sorted by proximity and rated by real local customers.
As of May 2026, RatingsNearMe ranks 12 mortgage brokers in Aurora, CO by verified customer ratings and review volume. The highest-rated is American Financing with a 4.7-star rating from 8,454 verified reviews. Also in the top tier: Home Mortgage Alliance and Irina Shamaev / Mortgage Navigators. The average rating across all listed mortgage brokers in Aurora is 4.9 stars from 804 reviews per business on average.
Mortgage brokers in Aurora: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
12
Businesses listed
4.9★
Avg rating
804
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
American Financing
3045 S Parker Rd #100, Aurora, CO 80014, USA
Home Mortgage Alliance
4601 DTC Blvd Suite 150, Denver, CO 80237, USA
Irina Shamaev / Mortgage Navigators
4601 DTC Blvd # 300, Denver, CO 80237, USA
Mortgage Brokers Rankings in Aurora, CO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | American Financing3045 S Parker Rd #100, Aurora, CO 80014, USA | 4.7★ | 8,454 |
| #2 | Home Mortgage Alliance4601 DTC Blvd Suite 150, Denver, CO 80237, USA | 5.0★ | 468 |
| #3 | Irina Shamaev / Mortgage Navigators4601 DTC Blvd # 300, Denver, CO 80237, USA | 5.0★ | 152 |
| #4 | Daniel Dixon at Cross Country Mortgage3151 S Vaughn Way Ste 300, Aurora, CO 80014, USA | 4.9★ | 145 |
| #5 | Olga Zagulova | Mortgage Broker8055 E Tufts Ave Suite 710, Denver, CO 80237, USA | 5.0★ | 49 |
| #6 | Zero Point Mortgage Services5200 DTC Pkwy # 300, Greenwood Village, CO 80111, USA | 4.8★ | 125 |
| #7 | Rocky Top Lending, Mortgage Broker10940 S Parker Rd #223, Parker, CO 80134, USA | 5.0★ | 65 |
| #8 | Local Mortgage Partners22005 Laurel Oak Dr, Parker, CO 80138, USA | 5.0★ | 36 |
| #9 | The Loveland Team6105 S Main St #221, Aurora, CO 80016, USA | 5.0★ | 54 |
| #10 | Speak Straight Mortgage, Aurora CO Mortgage Broker6041 N Netherland Ct, Aurora, CO 80019, USA | 4.9★ | 46 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Aurora
Daniel Dixon at Cross Country Mortgage
3151 S Vaughn Way Ste 300, Aurora, CO 80014, USA
Olga Zagulova | Mortgage Broker
8055 E Tufts Ave Suite 710, Denver, CO 80237, USA
Zero Point Mortgage Services
5200 DTC Pkwy # 300, Greenwood Village, CO 80111, USA
Rocky Top Lending, Mortgage Broker
10940 S Parker Rd #223, Parker, CO 80134, USA
Local Mortgage Partners
22005 Laurel Oak Dr, Parker, CO 80138, USA
The Loveland Team
6105 S Main St #221, Aurora, CO 80016, USA
Speak Straight Mortgage, Aurora CO Mortgage Broker
6041 N Netherland Ct, Aurora, CO 80019, USA
Rocky Mountain Mortgage, LLC
15137 E Wesley Ave, Aurora, CO 80014, USA
Preferred Mortgage Lending: David Hutton, Mortgage Broker
5010 S Ukraine St, Aurora, CO 80015, USA
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Frequently Asked Questions — Mortgage Brokers in Aurora
What does a mortgage broker do differently than going directly to a bank in Aurora?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Aurora?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CO?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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