Same Day · Ballwin
Same-Day Mortgage Brokers in Ballwin, MO
Can't wait a week? These mortgage brokers in Ballwin offer same-day or next-day appointments. Call now to check availability.
As of June 2026, RatingsNearMe ranks 7 mortgage brokers in Ballwin, MO by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Fairway Home Mortgage: Vinh Tran with a 5.0-star rating from 79 Google reviews and an RNM Score of 82/100. Also in the top tier: Flat Branch Home Loans and Mason Mortgage Advisors. The average rating across all listed mortgage brokers in Ballwin is 5 stars from 41 reviews per business on average.
Mortgage brokers in Ballwin: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Ballwin, MO is home to a variety of mortgage brokers who can assist consumers with home financing. When searching for a local mortgage broker, consumers should consider factors such as licensing, experience, and customer reviews.
- ✓Mortgage brokers in Ballwin, MO can help consumers navigate the home loan process
- ✓Consumers should research brokers' licensing, credentials, and customer satisfaction
- ✓Ballwin has several well-reviewed mortgage brokers, including Hammer Mortgage, Fairway Home Mortgage, and Archer Mortgage
Best Overall
Fairway Home Mortgage: Vinh Tran
Vinh Tran is highly recommended for his exceptional service and expertise in the Ballwin mortgage market.
Most Reviewed
Hammer Mortgage, LLC NMLS#1900143
A high number of reviews often reflects a track record of positive client experiences and trustworthiness.
When choosing a mortgage broker in Ballwin, consider their local expertise, responsiveness, and fee transparency. It's wise to interview at least two brokers to compare loan options and rates.
How to Choose a Mortgage Broker in Ballwin
What to look for
- • Experience and expertise in the Ballwin, MO mortgage market
- • Positive reviews and recommendations from past clients
- • Transparent and upfront about fees and costs
- • Ability to explain the mortgage process in easy-to-understand terms
Questions to ask
- • How long have you been a mortgage broker in Ballwin, MO?
- • Can you provide references from past clients in the Ballwin area?
- • What is your typical turnaround time for processing mortgage applications?
Red flags
- ⚠ Unwillingness to provide a detailed cost breakdown
- ⚠ Pressure to use specific lenders or products
- ⚠ Lack of transparency about their licensing and credentials
In Missouri, mortgage brokers are required to be licensed by the Division of Finance. Consumers should verify a broker's license and check for any disciplinary actions or complaints.
Local Market Snapshot
7
Businesses listed
5★
Avg rating
41
Avg reviews
Jun 10, 2026
Last updated
Top Rated Mortgage Brokers
Ballwin mortgage broker with a flawless 5.0-star rating from 79 Google reviews.
174 Clarkson Rd # 135, Ellisville, MO 63011, USABallwin mortgage broker with a perfect 5.0-star rating from 67 Google reviews.
11780 Manchester Rd #106, Des Peres, MO 63131, USABallwin's top-rated mortgage broker with a perfect 5.0★ score from 40 reviews.
16759 Main St STE 210A, Wildwood, MO 63040, USAMortgage Brokers Rankings in Ballwin, MO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Fairway Home Mortgage: Vinh Tran174 Clarkson Rd # 135, Ellisville, MO 63011, USA | 5.0★ | 79 |
| #2 | Flat Branch Home Loans11780 Manchester Rd #106, Des Peres, MO 63131, USA | 5.0★ | 67 |
| #3 | Mason Mortgage Advisors16759 Main St STE 210A, Wildwood, MO 63040, USA | 5.0★ | 40 |
| #4 | Kyle Gibson, Mortgage Lender NMLS #90333214755 N Outer 40 Rd # 110, Chesterfield, MO 63017, USA | 5.0★ | 38 |
| #5 | Superior Mortgage Solutions17014 New College Ave #200a, Wildwood, MO 63040, USA | 5.0★ | 30 |
| #6 | Hammer Mortgage, LLC NMLS#190014386 Meadowbrook Country Club Estates Estate, Ballwin, MO 63011, USA | 4.8★ | 19 |
| #7 | Archer Mortgage930 Kehrs Mill Rd #322, Ballwin, MO 63011, USA | 5.0★ | 12 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Ballwin
Maintains an outstanding 5.0 rating across 38 Google reviews.
14755 N Outer 40 Rd # 110, Chesterfield, MO 63017, USA
Ballwin's top-rated mortgage broker, maintaining a perfect 5.0 rating from 30 reviews.
17014 New College Ave #200a, Wildwood, MO 63040, USA
4.8-star rating from 19 reviews reflects exceptional client satisfaction in Ballwin.
86 Meadowbrook Country Club Estates Estate, Ballwin, MO 63011, USA
Ballwin mortgage broker with a perfect 5.0-star rating from 12 Google reviews.
930 Kehrs Mill Rd #322, Ballwin, MO 63011, USA
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Mortgage Brokers in Ballwin, MO — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Fairway Home Mortgage: Vinh Tran | 82/100 | 5.0 ★ | 79 |
| 2 | Flat Branch Home Loans | 81/100 | 5.0 ★ | 67 |
| 3 | Mason Mortgage Advisors | 78/100 | 5.0 ★ | 40 |
| 4 | Kyle Gibson, Mortgage Lender NMLS #903332 | 78/100 | 5.0 ★ | 38 |
| 5 | Superior Mortgage Solutions | 77/100 | 5.0 ★ | 30 |
| 6 | Hammer Mortgage, LLC NMLS#1900143 | 71/100 | 4.8 ★ | 19 |
| 7 | Archer Mortgage | 72/100 | 5.0 ★ | 12 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Mortgage Brokers in Ballwin
What does a mortgage broker do differently than going directly to a bank in Ballwin?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Ballwin?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MO?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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