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As of July 2026, RatingsNearMe ranks 17 mortgage brokers in Bloomington, MN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Summit Mortgage Corporation with a 5.0-star rating from 282 Google reviews and an RNM Score of 88/100. Also in the top tier: David Schissler at CrossCountry Mortgage and CrossCountry Mortgage, Justus Foss. The average rating across all listed mortgage brokers in Bloomington is 4.9 stars from 87 reviews per business on average.
Mortgage brokers in Bloomington: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
MinnTrust Mortgage
MinnTrust Mortgage stands out as the top-ranked broker in Bloomington due to its strong local reputation and consistent high ratings across multiple review platforms.
Most Reviewed
CrossCountry Mortgage
A high review count indicates broad customer experience and reliability, helping consumers gauge service consistency and trustworthiness.
When choosing a mortgage broker in Bloomington, compare loan options and fees across multiple brokers, and prioritize those with transparent communication and local market expertise.
Local Market Snapshot
17
Businesses listed
4.9★
Avg rating
87
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
5.0 stars from 282 reviews, a top-rated Bloomington mortgage broker.
5270 W 84th St, Bloomington, MN 55437, USATrusted by local clients with a flawless 5.0 rating from over 160 reviews.
7760 France Ave S Suite #1010, Bloomington, MN 55435, USAConsistently rated 5.0 stars from nearly 150 customer reviews in Bloomington.
7760 France Ave S Suite #1010, Bloomington, MN 55435, USAMortgage Brokers Rankings in Bloomington, MN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Summit Mortgage Corporation5270 W 84th St, Bloomington, MN 55437, USA | 5.0★ | 282 |
| #2 | David Schissler at CrossCountry Mortgage7760 France Ave S Suite #1010, Bloomington, MN 55435, USA | 5.0★ | 162 |
| #3 | CrossCountry Mortgage, Justus Foss7760 France Ave S Suite #1010, Bloomington, MN 55435, USA | 5.0★ | 147 |
| #4 | Bell Bank Mortgage, Liz Koehler3800 American Blvd W Suite 1250, Bloomington, MN 55431, USA | 5.0★ | 89 |
| #5 | Summit Mortgage Corporation - Olson Team5270 W 84th St Suite 400, Bloomington, MN 55437, USA | 5.0★ | 21 |
| #6 | Mark Hesser at CrossCountry Mortgage7760 France Ave S Suite #1010, Bloomington, MN 55435, USA | 5.0★ | 18 |
| #7 | David Gibbs, NMLS: 1459772, PrimeLending8201 Norman Center Dr Suite 230, Bloomington, MN 55437, USA | 5.0★ | 59 |
| #8 | Chad Krueger, MinnTrust Mortgage LLC, Lakeville MN Mortgage Broker21155 Hyacinth Ave, Lakeville, MN 55044, USA | 4.9★ | 40 |
| #9 | Steve Furlong, Sr. Loan Officer, NMLS 275939, SWBC Mortgage8201 Norman Center Dr Suite 420, Bloomington, MN 55437, USA | 4.7★ | 131 |
| #10 | MinnTrust Mortgage8120 Penn Ave S Suite 445, Bloomington, MN 55431, USA | 3.9★ | 18 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Bloomington
Rated 5.0 stars from 89 Google reviews, this Bloomington broker is highly trusted.
3800 American Blvd W Suite 1250, Bloomington, MN 55431, USA
5.0-star rating from over 20 reviews highlights exceptional client service.
5270 W 84th St Suite 400, Bloomington, MN 55437, USA
A trusted Bloomington mortgage broker with a perfect 5.0-star rating from 18 reviews.
7760 France Ave S Suite #1010, Bloomington, MN 55435, USA
Exceptional 5.0-star rating from nearly 60 reviews in Bloomington, MN.
8201 Norman Center Dr Suite 230, Bloomington, MN 55437, USA
Rated 4.9 stars from 40 Google reviews, this Bloomington mortgage broker is highly trusted.
21155 Hyacinth Ave, Lakeville, MN 55044, USA
Trusted by hundreds of local clients with a strong 4.7-star rating.
8201 Norman Center Dr Suite 420, Bloomington, MN 55437, USA
Bloomington mortgage broker with a 3.9-star rating from 18 Google reviews.
8120 Penn Ave S Suite 445, Bloomington, MN 55431, USA
5.0-star rating from nearly 100 Google reviews for this Bloomington mortgage broker.
7760 France Ave S Suite #1010, Bloomington, MN 55435, USA
Accredited with a perfect 5.0-star rating from 57 Google reviews.
7900 International Dr Suite 655, Bloomington, MN 55425, USA
Bloomington mortgage broker with a perfect 5.0-star rating from 88 reviews.
7760 France Ave S Suite #1010, Bloomington, MN 55435, USA
Praised by clients with a flawless 5.0-star rating from 80 reviews.
8120 Penn Ave S #100C, Bloomington, MN 55431, USA
Trusted by 147 clients, this Bloomington mortgage broker holds a perfect 5.0-star rating.
8201 Norman Center Dr Suite 150, Bloomington, MN 55437, USA
Rated 5.0 stars from 20 Google reviews, this Bloomington mortgage broker is highly trusted.
7401 Metro Blvd Suite 500, Edina, MN 55439, USA
Rated 5.0 stars from 19 reviews, this Bloomington mortgage broker is highly trusted.
8201 Norman Center Dr Suite 150, Bloomington, MN 55437, USA
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Mortgage Brokers in Bloomington, MN — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Summit Mortgage Corporation | 88/100 | 5.0 ★ | 282 |
| 2 | David Schissler at CrossCountry Mortgage | 86/100 | 5.0 ★ | 162 |
| 3 | CrossCountry Mortgage, Justus Foss | 85/100 | 5.0 ★ | 147 |
| 4 | Bell Bank Mortgage, Liz Koehler | 83/100 | 5.0 ★ | 89 |
| 5 | Summit Mortgage Corporation - Olson Team | 75/100 | 5.0 ★ | 21 |
| 6 | Mark Hesser at CrossCountry Mortgage | 74/100 | 5.0 ★ | 18 |
| 7 | David Gibbs, NMLS: 1459772, PrimeLending | 81/100 | 5.0 ★ | 59 |
| 8 | Chad Krueger, MinnTrust Mortgage LLC, Lakeville MN Mortgage Broker | 77/100 | 4.9 ★ | 40 |
| 9 | Steve Furlong, Sr. Loan Officer, NMLS 275939, SWBC Mortgage | 80/100 | 4.7 ★ | 131 |
| 10 | MinnTrust Mortgage | 56/100 | 3.9 ★ | 18 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Bloomington
What does a mortgage broker do differently than going directly to a bank in Bloomington?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Bloomington?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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