Highest Rated · Bloomington
Top-Rated Mortgage Brokers in Bloomington, MN
Every business ranked by real customer ratings. The pros at the top earned it — through consistent service, not advertising spend.
As of May 2026, RatingsNearMe ranks 17 mortgage brokers in Bloomington, MN by verified customer ratings and review volume. The highest-rated is Summit Mortgage Corporation with a 5.0-star rating from 282 verified reviews. Also in the top tier: David Schissler at CrossCountry Mortgage and CrossCountry Mortgage, Justus Foss. The average rating across all listed mortgage brokers in Bloomington is 4.9 stars from 87 reviews per business on average.
Mortgage brokers in Bloomington: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
17
Businesses listed
4.9★
Avg rating
87
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Summit Mortgage Corporation
5270 W 84th St, Bloomington, MN 55437, USA
David Schissler at CrossCountry Mortgage
7760 France Ave S Suite #1010, Bloomington, MN 55435, USA
CrossCountry Mortgage, Justus Foss
7760 France Ave S Suite #1010, Bloomington, MN 55435, USA
Mortgage Brokers Rankings in Bloomington, MN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Summit Mortgage Corporation5270 W 84th St, Bloomington, MN 55437, USA | 5.0★ | 282 |
| #2 | David Schissler at CrossCountry Mortgage7760 France Ave S Suite #1010, Bloomington, MN 55435, USA | 5.0★ | 162 |
| #3 | CrossCountry Mortgage, Justus Foss7760 France Ave S Suite #1010, Bloomington, MN 55435, USA | 5.0★ | 147 |
| #4 | Aaron Abed at CrossCountry Mortgage7760 France Ave S Suite #1010, Bloomington, MN 55435, USA | 5.0★ | 88 |
| #5 | Steve Furlong, Sr. Loan Officer, NMLS 275939, SWBC Mortgage8201 Norman Center Dr Suite 420, Bloomington, MN 55437, USA | 4.7★ | 131 |
| #6 | Shannon Roepke-Fairway Independent Mortgage Corporation7900 International Dr Suite 655, Bloomington, MN 55425, USA | 5.0★ | 57 |
| #7 | Matt Ripley at CrossCountry Mortgage7760 France Ave S Suite #1010, Bloomington, MN 55435, USA | 5.0★ | 97 |
| #8 | MinnTrust Mortgage8120 Penn Ave S Suite 445, Bloomington, MN 55431, USA | 3.9★ | 18 |
| #9 | Ken Graczak - Mortgage Broker - NMLS 1843948120 Penn Ave S #100C, Bloomington, MN 55431, USA | 5.0★ | 80 |
| #10 | Chad Krueger, MinnTrust Mortgage LLC, Lakeville MN Mortgage Broker21155 Hyacinth Ave, Lakeville, MN 55044, USA | 4.9★ | 40 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Bloomington
Aaron Abed at CrossCountry Mortgage
7760 France Ave S Suite #1010, Bloomington, MN 55435, USA
Steve Furlong, Sr. Loan Officer, NMLS 275939, SWBC Mortgage
8201 Norman Center Dr Suite 420, Bloomington, MN 55437, USA
Shannon Roepke-Fairway Independent Mortgage Corporation
7900 International Dr Suite 655, Bloomington, MN 55425, USA
Matt Ripley at CrossCountry Mortgage
7760 France Ave S Suite #1010, Bloomington, MN 55435, USA
MinnTrust Mortgage
8120 Penn Ave S Suite 445, Bloomington, MN 55431, USA
Ken Graczak - Mortgage Broker - NMLS 184394
8120 Penn Ave S #100C, Bloomington, MN 55431, USA
Chad Krueger, MinnTrust Mortgage LLC, Lakeville MN Mortgage Broker
21155 Hyacinth Ave, Lakeville, MN 55044, USA
PrimeLending, A PlainsCapital Company - Edina
8201 Norman Center Dr Suite 150, Bloomington, MN 55437, USA
David Gibbs, NMLS: 1459772, PrimeLending
8201 Norman Center Dr Suite 230, Bloomington, MN 55437, USA
PrimeLending - The Marschall Gables Group
8201 Norman Center Dr Suite 150, Bloomington, MN 55437, USA
Summit Mortgage Corporation - Olson Team
5270 W 84th St Suite 400, Bloomington, MN 55437, USA
Mark Hesser at CrossCountry Mortgage
7760 France Ave S Suite #1010, Bloomington, MN 55435, USA
Bell Bank Mortgage, Liz Koehler
3800 American Blvd W Suite 1250, Bloomington, MN 55431, USA
MSP Mortgage
7401 Metro Blvd Suite 500, Edina, MN 55439, USA
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Frequently Asked Questions — Mortgage Brokers in Bloomington
What does a mortgage broker do differently than going directly to a bank in Bloomington?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Bloomington?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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