24/7 Available · Boulder
24-Hour Mortgage Brokers in Boulder, CO — Always Available
Emergencies don't keep business hours. These mortgage brokers in Boulder are available 24 hours a day, 7 days a week — including holidays.
As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Boulder, CO by verified customer ratings and review volume. The highest-rated is Brian Manning, Mortgage Lender with a 5.0-star rating from 457 verified reviews. Also in the top tier: Amanda and John Sessa, SWBC Mortgage and David Cox, Mortgage Broker with Greenlight Mortgage Group. The average rating across all listed mortgage brokers in Boulder is 5 stars from 83 reviews per business on average.
Mortgage brokers in Boulder: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
83
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Brian Manning, Mortgage Lender
1790 38th St Suite 100, Boulder, CO 80301, USA
Amanda and John Sessa, SWBC Mortgage
1023 Walnut St #100, Boulder, CO 80302, USA
David Cox, Mortgage Broker with Greenlight Mortgage Group
1035 Pearl St STE 411, Boulder, CO 80302, USA
Mortgage Brokers Rankings in Boulder, CO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Brian Manning, Mortgage Lender1790 38th St Suite 100, Boulder, CO 80301, USA | 5.0★ | 457 |
| #2 | Amanda and John Sessa, SWBC Mortgage1023 Walnut St #100, Boulder, CO 80302, USA | 5.0★ | 188 |
| #3 | David Cox, Mortgage Broker with Greenlight Mortgage Group1035 Pearl St STE 411, Boulder, CO 80302, USA | 5.0★ | 155 |
| #4 | Matthew Cooke Mortgage1710 13th St, Boulder, CO 80302, USA | 5.0★ | 54 |
| #5 | Philip Zajicek - PMZ Mortgage2101 Pearl St, Boulder, CO 80302, USA | 5.0★ | 63 |
| #6 | Brad MacHamer - Greenlight Mortgage Group1035 Pearl St STE 411, Boulder, CO 80302, USA | 5.0★ | 31 |
| #7 | Guild Mortgage Company1790 38th St # 206, Boulder, CO 80301, USA | 4.9★ | 39 |
| #8 | Karen Hope, Mortgage Lender NMLS 1931801495 Canyon Blvd Office #213, Boulder, CO 80302, USA | 4.9★ | 47 |
| #9 | Gabe Bodner, NMLS #2353745377 Manhattan Cir # 103, Boulder, CO 80303, USA | 5.0★ | 29 |
| #10 | SWBC Mortgage Boulder1023 Walnut St #100, Boulder, CO 80302, USA | 5.0★ | 14 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Boulder
Matthew Cooke Mortgage
1710 13th St, Boulder, CO 80302, USA
Philip Zajicek - PMZ Mortgage
2101 Pearl St, Boulder, CO 80302, USA
Brad MacHamer - Greenlight Mortgage Group
1035 Pearl St STE 411, Boulder, CO 80302, USA
Guild Mortgage Company
1790 38th St # 206, Boulder, CO 80301, USA
Karen Hope, Mortgage Lender NMLS 193180
1495 Canyon Blvd Office #213, Boulder, CO 80302, USA
Gabe Bodner, NMLS #235374
5377 Manhattan Cir # 103, Boulder, CO 80303, USA
SWBC Mortgage Boulder
1023 Walnut St #100, Boulder, CO 80302, USA
Oxygen Mortgage
3800 Arapahoe Ave #210, Boulder, CO 80303, USA
Michael Gray Mortgage
1710 13th St, Boulder, CO 80302, USA
Guild Mortgage - Lauren Nygren
4875 Pearl E Cir #100, Boulder, CO 80301, USA
Change Home Mortgage
1637 Pearl St STE 203, Boulder, CO 80302, USA
Greenlight Mortgage Group, Brooke Christopher, NMLS# 2005119
1035 Pearl St STE 411, Boulder, CO 80302, USA
Noel Bennett
1035 Pearl St STE 411, Boulder, CO 80302, USA
Crowder Mortgage
1434 Spruce St Suite 100, Boulder, CO 80302, USA
Turner Williams - Williams Team Home Loans
1495 Canyon Blvd Office #213, Boulder, CO 80302, USA
Allied Mortgage Group - Boulder
3800 Arapahoe Ave #240, Boulder, CO 80303, USA
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Frequently Asked Questions — Mortgage Brokers in Boulder
What does a mortgage broker do differently than going directly to a bank in Boulder?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Boulder?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CO?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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