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Top Picks · Longmont

Best Mortgage Brokers in Longmont, CO

Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.

As of May 2026, RatingsNearMe ranks 16 mortgage brokers in Longmont, CO by verified customer ratings and review volume. The highest-rated is Option 1 Mortgage | Home loans made simple across Denver, Boulder & Northern Colorado with a 5.0-star rating from 181 verified reviews. Also in the top tier: Kevin Teel Mortgage and 1st Colorado Mortgage Solutions, Inc.. The average rating across all listed mortgage brokers in Longmont is 4.9 stars from 50 reviews per business on average.

Mortgage brokers in Longmont: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

16

Businesses listed

4.9★

Avg rating

50

Avg reviews

May 17, 2026

Last updated

Top Rated Mortgage Brokers

🥇

Option 1 Mortgage | Home loans made simple across Denver, Boulder & Northern Colorado

5.0(181 reviews)

2274 Tyrrhenian Cir, Longmont, CO 80504, USA

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Kevin Teel Mortgage

5.0(176 reviews)

5710 Wheaton Ave, Longmont, CO 80503, USA

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1st Colorado Mortgage Solutions, Inc.

5.0(90 reviews)

2919 17th Ave #115, Longmont, CO 80503, USA

Mortgage Brokers Rankings in Longmont, CO

#BusinessRatingReviews
#1Option 1 Mortgage | Home loans made simple across Denver, Boulder & Northern Colorado2274 Tyrrhenian Cir, Longmont, CO 80504, USA5.0181
#2Kevin Teel Mortgage5710 Wheaton Ave, Longmont, CO 80503, USA5.0176
#31st Colorado Mortgage Solutions, Inc.2919 17th Ave #115, Longmont, CO 80503, USA5.090
#4Home Loan Mortgage1101 Twin Peaks Cir, Longmont, CO 80503, USA5.055
#5Laura Zavala500 Coffman St #101, Longmont, CO 80501, USA5.041
#6Fidelity Home Mortgage, LLC12911 Hillcrest Dr, Longmont, CO 80504, USA5.027
#7Local Advantage Mortgage, LLC846 Half Measures Dr, Longmont, CO 80504, USA5.08
#8Citywide Home Mortgage - Matt Lee500 Coffman St, Longmont, CO 80501, USA5.010
#9Centennial Lending11281 Business Park Cir, Longmont, CO 80504, USA4.081
#10Guild Mortgage - Ron Dick1925 Pike Rd Ste 201, Longmont, CO 80501, USA5.07

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Mortgage Brokers in Longmont

4

Home Loan Mortgage

5.0· 55 reviews

1101 Twin Peaks Cir, Longmont, CO 80503, USA

5

Laura Zavala

5.0· 41 reviews

500 Coffman St #101, Longmont, CO 80501, USA

6

Fidelity Home Mortgage, LLC

5.0· 27 reviews

12911 Hillcrest Dr, Longmont, CO 80504, USA

7

Local Advantage Mortgage, LLC

5.0· 8 reviews

846 Half Measures Dr, Longmont, CO 80504, USA

8

Citywide Home Mortgage - Matt Lee

5.0· 10 reviews

500 Coffman St, Longmont, CO 80501, USA

9

Centennial Lending

4.0· 81 reviews

11281 Business Park Cir, Longmont, CO 80504, USA

10

Guild Mortgage - Ron Dick

5.0· 7 reviews

1925 Pike Rd Ste 201, Longmont, CO 80501, USA

11

Matson Mortgage Services: Linda Matson NMLS #238777

5.0· 22 reviews

1703 Whitehall Dr UNIT 7B, Longmont, CO 80504, USA

12

Legacy Home Lending, LLC

5.0· 11 reviews

15301 Singletree Dr, Mead, CO 80542, USA

13

Laura Phillips

5.0· 1 reviews

1609 Denison Cir, Longmont, CO 80503, USA

14

Guild Mortgage Company

· 0 reviews

1925 Pike Rd Ste 201, Longmont, CO 80501, USA

15

Guild Mortgage - Patty Kulton

5.0· 7 reviews

1925 Pike Rd Ste 201, Longmont, CO 80501, USA

16

Highland Lake Mortgage & Insurance

5.0· 30 reviews

107 Mallard Ct, Mead, CO 80542, USA

Data from Google Business listings
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Frequently Asked Questions — Mortgage Brokers in Longmont

What does a mortgage broker do differently than going directly to a bank in Longmont?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Longmont?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in CO?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.

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About This Mortgage Brokers Directory — Longmont, CO

This page lists and ranks 16 mortgage brokers serving Longmont, CO as of May 2026. The average verified rating across all listings is 4.9 stars, with an average of 50 customer reviews per business. The top-ranked mortgage brokers in Longmont by our algorithm is Option 1 Mortgage | Home loans made simple across Denver, Boulder & Northern Colorado (5.0 stars, 181 reviews). Mortgage brokers in Longmont: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Longmont: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the CO licensing board before hiring.

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