Top Picks · Bowie
Best Mortgage Brokers in Bowie, MD
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 19 mortgage brokers in Bowie, MD by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is HMA Mortgage with a 4.8-star rating from 80 Google reviews and an RNM Score of 90/100. Also in the top tier: John R Moore - CrossCountry Mortgage and Navigator Mortgage Brokers - Jason Turner. The average rating across all listed mortgage brokers in Bowie is 5 stars from 38 reviews per business on average.
Mortgage brokers in Bowie: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Kevin Newton - Guaranteed Rate, Inc
Kevin Newton is top-ranked for his strong reputation and consistent client satisfaction in the Bowie area.
Most Reviewed
Kevin Newton - Guaranteed Rate, Inc
A high number of reviews indicates broad experience and trust from many past clients.
When choosing a mortgage broker in Bowie, compare loan options and fees across multiple brokers, and ask for references to ensure they fit your specific financial situation.
Local Market Snapshot
19
Businesses listed
5★
Avg rating
38
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Bowie's top-rated mortgage broker with 4.8 stars from 80 Google reviews.
2200 Defense Hwy #100, Crofton, MD 21114, USABowie's top-rated mortgage broker with a perfect 5.0★ score from over 130 reviews.
2127 Espey Ct # 208, Crofton, MD 21114, USABowie's top-rated mortgage broker with a flawless 5.0-star rating from 71 reviews.
16701 Melford Blvd #459, Bowie, MD 20715, USAMortgage Brokers Rankings in Bowie, MD
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | HMA Mortgage2200 Defense Hwy #100, Crofton, MD 21114, USA | 4.8★ | 80 |
| #2 | John R Moore - CrossCountry Mortgage2127 Espey Ct # 208, Crofton, MD 21114, USA | 5.0★ | 130 |
| #3 | Navigator Mortgage Brokers - Jason Turner16701 Melford Blvd #459, Bowie, MD 20715, USA | 5.0★ | 71 |
| #4 | Fairway Independent Mortgage Corporation4201 Northview Dr #315, Bowie, MD 20716, USA | 5.0★ | 30 |
| #5 | Stephen Flounlacker at CrossCountry Mortgage16701 Melford Blvd Suite 400 Office 429, Bowie, MD 20715, USA | 5.0★ | 11 |
| #6 | The Mortgage Mall Inc-Mortgage loans-Mortgage Lender-Maryland Loans-Washington DC Loans.804 Jennings Mill Dr, Bowie, MD 20721, USA | 5.0★ | 1 |
| #7 | Jessica Enfinger and The PowerHouse Team at CrossCountry Mortgage, LLC2127 Espey Ct # 208, Crofton, MD 21114, USA | 4.9★ | 34 |
| #8 | Lori Wilson - Ameris Bank Mortgage16701 Melford Blvd Suite 124, Bowie, MD 20715, USA | 5.0★ | 31 |
| #9 | The Paquin Team2200 Defense Hwy Suite 400, Crofton, MD 21114, USA | 4.9★ | 75 |
| #10 | Bryan Lovern at CrossCountry Mortgage2127 Espey Ct # 208, Crofton, MD 21114, USA | 4.9★ | 67 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Bowie
5.0 stars from 30 Google reviews, reflecting exceptional local client satisfaction.
4201 Northview Dr #315, Bowie, MD 20716, USA
5.0 stars from 11 Google reviews highlights trusted local mortgage service.
16701 Melford Blvd Suite 400 Office 429, Bowie, MD 20715, USA
A 5.0-star rating from a small number of local Google reviews.
804 Jennings Mill Dr, Bowie, MD 20721, USA
Consistently rated 4.9 stars from 34 Google reviews in Bowie.
2127 Espey Ct # 208, Crofton, MD 21114, USA
Bowie's top-rated mortgage broker, with a perfect 5.0-star average from 31 reviews.
16701 Melford Blvd Suite 124, Bowie, MD 20715, USA
Bowie's top-rated mortgage broker with 4.9 stars from 75 glowing Google reviews.
2200 Defense Hwy Suite 400, Crofton, MD 21114, USA
Bowie mortgage broker with a 4.9-star rating from 67 Google reviews.
2127 Espey Ct # 208, Crofton, MD 21114, USA
59 Google reviews give this Bowie mortgage broker an exceptional 5.0-star rating.
2200 Defense Hwy, Crofton, MD 21114, USA
Bowie mortgage broker with a perfect 5.0-star rating from 28 Google reviews.
2200 Defense Hwy Suite 400, Crofton, MD 21114, USA
Bowie's top-rated mortgage broker with a perfect 5.0-star score from 26 reviews.
2200 Defense Hwy Suite 400, Crofton, MD 21114, USA
Bowie mortgage broker with a perfect 5.0-star rating from 12 Google reviews.
16701 Melford Blvd Suite 124, Bowie, MD 20715, USA
Trusted Bowie mortgage broker with a perfect 5.0★ rating from 11 Google reviews.
3240 Ferry Landing Rd Suite 2, Dunkirk, MD 20754, USA
Bowie mortgage broker with a perfect 5.0-star rating from 10 reviews.
16701 Melford Blvd Suite 400, Bowie, MD 20715, USA
Rated 5.0 stars from a few Google reviews by satisfied clients in Bowie.
16701 Melford Blvd Suite 400 Office 429, Bowie, MD 20715, USA
Bowie's top-rated mortgage broker with a perfect 5.0 stars from 31 reviews.
2127 Espey Ct # 208, Crofton, MD 21114, USA
Praised by clients with a perfect 5.0-star rating from 5 Google reviews.
2670 Carver Rd, Gambrills, MD 21054, USA
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Mortgage Brokers in Bowie, MD — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | HMA Mortgage | 90/100 | 4.8 ★ | 80 |
| 2 | John R Moore - CrossCountry Mortgage | 85/100 | 5.0 ★ | 130 |
| 3 | Navigator Mortgage Brokers - Jason Turner | 82/100 | 5.0 ★ | 71 |
| 4 | Fairway Independent Mortgage Corporation | 77/100 | 5.0 ★ | 30 |
| 5 | Stephen Flounlacker at CrossCountry Mortgage | 72/100 | 5.0 ★ | 11 |
| 6 | The Mortgage Mall Inc-Mortgage loans-Mortgage Lender-Maryland Loans-Washington DC Loans. | 62/100 | 5.0 ★ | 1 |
| 7 | Jessica Enfinger and The PowerHouse Team at CrossCountry Mortgage, LLC | 76/100 | 4.9 ★ | 34 |
| 8 | Lori Wilson - Ameris Bank Mortgage | 77/100 | 5.0 ★ | 31 |
| 9 | The Paquin Team | 80/100 | 4.9 ★ | 75 |
| 10 | Bryan Lovern at CrossCountry Mortgage | 80/100 | 4.9 ★ | 67 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Bowie
What does a mortgage broker do differently than going directly to a bank in Bowie?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Bowie?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MD?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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