Low Cost · Boynton Beach
Cheap Mortgage Brokers in Boynton Beach, FL — Best Prices
Compare mortgage brokers prices in Boynton Beach to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of June 2026, RatingsNearMe ranks 15 mortgage brokers in Boynton Beach, FL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Michael Murgatroy at CrossCountry Mortgage with a 5.0-star rating from 591 Google reviews and an RNM Score of 88/100. Also in the top tier: The Mortgage Firm Delray Beach and Scott Lushing at CrossCountry Mortgage. The average rating across all listed mortgage brokers in Boynton Beach is 4.9 stars from 86 reviews per business on average.
Mortgage brokers in Boynton Beach: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 13, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Scott Lushing at CrossCountry Mortgage
Scott Lushing is consistently top-ranked for his expertise, responsiveness, and ability to close loans efficiently in the Boynton Beach market.
Most Reviewed
Scott Lushing at CrossCountry Mortgage
A high number of reviews indicates a track record of client satisfaction and reliability, which is crucial when choosing a mortgage broker.
When selecting a mortgage broker in Boynton Beach, compare not only rates but also communication style and local market knowledge. Reading recent reviews can help ensure you choose a broker who will guide you through the process smoothly.
Local Market Snapshot
15
Businesses listed
4.9★
Avg rating
86
Avg reviews
Jun 13, 2026
Last updated
Top Rated Mortgage Brokers
5.0 stars from nearly 600 reviews, making Boynton Beach mortgage clients extremely satisfied.
900 NW 17th Ave Unit 202, Delray Beach, FL 33445, USATrusted by clients with a 4.9-star rating from over 160 Google reviews.
2605 W Atlantic Ave STE D201, Delray Beach, FL 33445, USATrusted by over 130 clients, this Boynton Beach lender holds a flawless 5.0-star rating.
1880 N Congress Ave STE 314, Boynton Beach, FL 33426, USAMortgage Brokers Rankings in Boynton Beach, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Michael Murgatroy at CrossCountry Mortgage900 NW 17th Ave Unit 202, Delray Beach, FL 33445, USA | 5.0★ | 591 |
| #2 | The Mortgage Firm Delray Beach2605 W Atlantic Ave STE D201, Delray Beach, FL 33445, USA | 4.9★ | 160 |
| #3 | Scott Lushing at CrossCountry Mortgage1880 N Congress Ave STE 314, Boynton Beach, FL 33426, USA | 5.0★ | 132 |
| #4 | ASC Mortgage Group1705 N Congress Ave, Boynton Beach, FL 33426, USA | 5.0★ | 48 |
| #5 | The Mortgage Firm319 E Woolbright Rd, Boynton Beach, FL 33435, USA | 4.9★ | 140 |
| #6 | Loan Solutions Team, LLC1500 Gateway Blvd #220-102, Boynton Beach, FL 33426, USA | 5.0★ | 112 |
| #7 | PREMIER CHOICE LLC2500 Quantum Lakes Dr #203, Boynton Beach, FL 33426, USA | 5.0★ | 20 |
| #8 | K Hovnanian American Mortgage3601 Quantum Blvd, Boynton Beach, FL 33426, USA | 3.8★ | 9 |
| #9 | iFinance Florida - Palm Beach County2240 Woolbright Rd #357, Boynton Beach, FL 33426, USA | 5.0★ | 6 |
| #10 | Best Mortgage Source, Inc.1500 E Gateway Blvd Ste. 220, Boynton Beach, FL 33426, USA | 5.0★ | 5 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Boynton Beach
5.0 stars from 48 reviews for this top-rated Boynton Beach mortgage broker.
1705 N Congress Ave, Boynton Beach, FL 33426, USA
4.9-star rating from 140 Google reviews for a Boynton Beach mortgage broker.
319 E Woolbright Rd, Boynton Beach, FL 33435, USA
Top-rated Boynton Beach mortgage broker with a perfect 5.0★ from over 100 reviews.
1500 Gateway Blvd #220-102, Boynton Beach, FL 33426, USA
Rated 5.0 stars from 20 Google reviews, this Boynton Beach broker is highly trusted.
2500 Quantum Lakes Dr #203, Boynton Beach, FL 33426, USA
This local lender holds a 3.8-star rating from 9 Google reviews in Boynton Beach.
3601 Quantum Blvd, Boynton Beach, FL 33426, USA
Top-rated Boynton Beach mortgage broker with a perfect 5.0-star rating from 6 reviews.
2240 Woolbright Rd #357, Boynton Beach, FL 33426, USA
Earns a perfect 5.0-star rating from its first five Google reviews.
1500 E Gateway Blvd Ste. 220, Boynton Beach, FL 33426, USA
Exceptionally rated 5.0 stars by three satisfied Google reviewers in Boynton Beach.
1375 E Gateway Blvd Suite 52, Boynton Beach, FL 33426, USA
Exceptional 5.0-star rating based on a few Google reviews from local clients.
700 E Boynton Beach Blvd, Boynton Beach, FL 33435, USA
Exceptional 5.0-star rating from 27 Google reviews for a Boynton Beach mortgage broker.
601 N Congress Ave STE 413, Delray Beach, FL 33445, USA
Exceptional 5.0-star rating from a handful of Google reviews in Boynton Beach.
1210 S Federal Hwy STE 102, Boynton Beach, FL 33435, USA
Rated 4.8 stars from 32 reviews, a trusted local mortgage broker.
218 S M St #2, Lake Worth Beach, FL 33460, USA
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Mortgage Brokers in Boynton Beach, FL — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Michael Murgatroy at CrossCountry Mortgage | 88/100 | 5.0 ★ | 591 |
| 2 | The Mortgage Firm Delray Beach | 84/100 | 4.9 ★ | 160 |
| 3 | Scott Lushing at CrossCountry Mortgage | 85/100 | 5.0 ★ | 132 |
| 4 | ASC Mortgage Group | 79/100 | 5.0 ★ | 48 |
| 5 | The Mortgage Firm | 84/100 | 4.9 ★ | 140 |
| 6 | Loan Solutions Team, LLC | 84/100 | 5.0 ★ | 112 |
| 7 | PREMIER CHOICE LLC | 75/100 | 5.0 ★ | 20 |
| 8 | K Hovnanian American Mortgage | 50/100 | 3.8 ★ | 9 |
| 9 | iFinance Florida - Palm Beach County | 69/100 | 5.0 ★ | 6 |
| 10 | Best Mortgage Source, Inc. | 68/100 | 5.0 ★ | 5 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Mortgage Brokers in Boynton Beach
What does a mortgage broker do differently than going directly to a bank in Boynton Beach?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Boynton Beach?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in FL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 13, 2026.
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