Same Day · Boynton Beach
Same-Day Mortgage Brokers in Boynton Beach, FL
Can't wait a week? These mortgage brokers in Boynton Beach offer same-day or next-day appointments. Call now to check availability.
As of May 2026, RatingsNearMe ranks 15 mortgage brokers in Boynton Beach, FL by verified customer ratings and review volume. The highest-rated is Michael Murgatroy at CrossCountry Mortgage with a 5.0-star rating from 591 verified reviews. Also in the top tier: The Mortgage Firm Delray Beach and Scott Lushing at CrossCountry Mortgage. The average rating across all listed mortgage brokers in Boynton Beach is 4.9 stars from 86 reviews per business on average.
Mortgage brokers in Boynton Beach: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
15
Businesses listed
4.9★
Avg rating
86
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Michael Murgatroy at CrossCountry Mortgage
900 NW 17th Ave Unit 202, Delray Beach, FL 33445, USA
The Mortgage Firm Delray Beach
2605 W Atlantic Ave STE D201, Delray Beach, FL 33445, USA
Scott Lushing at CrossCountry Mortgage
1880 N Congress Ave STE 314, Boynton Beach, FL 33426, USA
Mortgage Brokers Rankings in Boynton Beach, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Michael Murgatroy at CrossCountry Mortgage900 NW 17th Ave Unit 202, Delray Beach, FL 33445, USA | 5.0★ | 591 |
| #2 | The Mortgage Firm Delray Beach2605 W Atlantic Ave STE D201, Delray Beach, FL 33445, USA | 4.9★ | 160 |
| #3 | Scott Lushing at CrossCountry Mortgage1880 N Congress Ave STE 314, Boynton Beach, FL 33426, USA | 5.0★ | 132 |
| #4 | Loan Solutions Team, LLC1500 Gateway Blvd #220-102, Boynton Beach, FL 33426, USA | 5.0★ | 112 |
| #5 | The Mortgage Firm319 E Woolbright Rd, Boynton Beach, FL 33435, USA | 4.9★ | 140 |
| #6 | ASC Mortgage Group1705 N Congress Ave, Boynton Beach, FL 33426, USA | 5.0★ | 48 |
| #7 | Lord Mortgage & Loan - Boynton Beach FL1210 S Federal Hwy STE 102, Boynton Beach, FL 33435, USA | 5.0★ | 6 |
| #8 | Mortgage Broker - Ben Eachus700 E Boynton Beach Blvd, Boynton Beach, FL 33435, USA | 5.0★ | 1 |
| #9 | PREMIER CHOICE LLC2500 Quantum Lakes Dr #203, Boynton Beach, FL 33426, USA | 5.0★ | 20 |
| #10 | iFinance Florida - Palm Beach County2240 Woolbright Rd #357, Boynton Beach, FL 33426, USA | 5.0★ | 6 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Boynton Beach
Loan Solutions Team, LLC
1500 Gateway Blvd #220-102, Boynton Beach, FL 33426, USA
The Mortgage Firm
319 E Woolbright Rd, Boynton Beach, FL 33435, USA
ASC Mortgage Group
1705 N Congress Ave, Boynton Beach, FL 33426, USA
Lord Mortgage & Loan - Boynton Beach FL
1210 S Federal Hwy STE 102, Boynton Beach, FL 33435, USA
Mortgage Broker - Ben Eachus
700 E Boynton Beach Blvd, Boynton Beach, FL 33435, USA
PREMIER CHOICE LLC
2500 Quantum Lakes Dr #203, Boynton Beach, FL 33426, USA
iFinance Florida - Palm Beach County
2240 Woolbright Rd #357, Boynton Beach, FL 33426, USA
Valiant Mortgage Group LLC
1375 E Gateway Blvd Suite 52, Boynton Beach, FL 33426, USA
Best Mortgage Source, Inc.
1500 E Gateway Blvd Ste. 220, Boynton Beach, FL 33426, USA
K Hovnanian American Mortgage
3601 Quantum Blvd, Boynton Beach, FL 33426, USA
Lake Worth Beach Mortgage - Preston Ware
218 S M St #2, Lake Worth Beach, FL 33460, USA
Florida Direct Lending Inc
601 N Congress Ave STE 413, Delray Beach, FL 33445, USA
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Frequently Asked Questions — Mortgage Brokers in Boynton Beach
What does a mortgage broker do differently than going directly to a bank in Boynton Beach?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Boynton Beach?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in FL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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