Top Picks · Carrollton
Best Mortgage Brokers in Carrollton, TX
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As of August 2026, RatingsNearMe ranks 9 mortgage brokers in Carrollton, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Signature Lending Services with a 5.0-star rating from 210 Google reviews and an RNM Score of 99/100. Also in the top tier: Brian Tutt | Empower Lending Team and Chris Pedison at CrossCountry Mortgage | NMLS #272747. The average rating across all listed mortgage brokers in Carrollton is 4.7 stars from 94 reviews per business on average.
Mortgage brokers in Carrollton: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated August 23, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
9
Businesses listed
4.7★
Avg rating
94
Avg reviews
Aug 23, 2026
Last updated
Top Rated Mortgage Brokers
Earns a perfect 5.0-star rating from over 210 Google reviews.
15851 Dallas Pkwy #600, Addison, TX 75001, USA5.0 stars from 153 Google reviews, reflecting exceptional client satisfaction.
4201 Marsh Ln, Carrollton, TX 75007, USACarrollton mortgage broker with a flawless 5.0-star rating from over 100 reviews.
15851 Dallas Pkwy Suite 700, Addison, TX 75001, USAMortgage Brokers Rankings in Carrollton, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Signature Lending Services15851 Dallas Pkwy #600, Addison, TX 75001, USA | 5.0★ | 210 |
| #2 | Brian Tutt | Empower Lending Team4201 Marsh Ln, Carrollton, TX 75007, USA | 5.0★ | 153 |
| #3 | Chris Pedison at CrossCountry Mortgage | NMLS #27274715851 Dallas Pkwy Suite 700, Addison, TX 75001, USA | 5.0★ | 111 |
| #4 | Fairway Independent Mortgage Corporation4201 Marsh Ln, Carrollton, TX 75007, USA | 3.3★ | 7 |
| #5 | Michael Inkman | Fairway Independent Mortgage Corporation4201 Marsh Ln, Carrollton, TX 75007, USA | 5.0★ | 143 |
| #6 | Neighborhood Loans | Addison (Ryan Schmid - NMLS #1518608)14131 Midway Rd, Addison, TX 75001, USA | 4.8★ | 20 |
| #7 | Just Mortgages, Inc.2418 Marsh Ln #104, Carrollton, TX 75006, USA | 4.5★ | 8 |
| #8 | The Texas Home Team15601 Dallas Pkwy #125, Addison, TX 75001, USA | 5.0★ | 94 |
| #9 | Aspire Mortgage Group405 State Hwy 121 Building A Suite A250, Lewisville, TX 75067, USA | 5.0★ | 96 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated August 2026
All Mortgage Brokers in Carrollton
3.3 stars from 7 Google reviews, indicating mixed customer experiences.
4201 Marsh Ln, Carrollton, TX 75007, USA
Highly rated Carrollton mortgage broker with a perfect 5.0-star score from 143 reviews.
4201 Marsh Ln, Carrollton, TX 75007, USA
Top-rated Carrollton mortgage broker with 4.8 stars from 20 reviews.
14131 Midway Rd, Addison, TX 75001, USA
Known for 4.5 stars across 8 reviews from local clients.
2418 Marsh Ln #104, Carrollton, TX 75006, USA
Boasts a flawless 5.0-star rating from nearly 100 local Google reviews.
15601 Dallas Pkwy #125, Addison, TX 75001, USA
Rated 5.0 stars from 96 Google reviews in Carrollton, TX.
405 State Hwy 121 Building A Suite A250, Lewisville, TX 75067, USA
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Mortgage Brokers in Carrollton, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Signature Lending Services | 99/100 | 5.0 ★ | 210 |
| 2 | Brian Tutt | Empower Lending Team | 97/100 | 5.0 ★ | 153 |
| 3 | Chris Pedison at CrossCountry Mortgage | NMLS #272747 | 96/100 | 5.0 ★ | 111 |
| 4 | Fairway Independent Mortgage Corporation | 52/100 | 3.3 ★ | 7 |
| 5 | Michael Inkman | Fairway Independent Mortgage Corporation | 85/100 | 5.0 ★ | 143 |
| 6 | Neighborhood Loans | Addison (Ryan Schmid - NMLS #1518608) | 83/100 | 4.8 ★ | 20 |
| 7 | Just Mortgages, Inc. | 73/100 | 4.5 ★ | 8 |
| 8 | The Texas Home Team | 83/100 | 5.0 ★ | 94 |
| 9 | Aspire Mortgage Group | 95/100 | 5.0 ★ | 96 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · August 2026
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Frequently Asked Questions — Mortgage Brokers in Carrollton
What does a mortgage broker do differently than going directly to a bank in Carrollton?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Carrollton?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: August 23, 2026.
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