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24/7 Available · Chandler

24-Hour Mortgage Brokers in Chandler, AZ — Always Available

Emergencies don't keep business hours. These mortgage brokers in Chandler are available 24 hours a day, 7 days a week — including holidays.

As of May 2026, RatingsNearMe ranks 18 mortgage brokers in Chandler, AZ by verified customer ratings and review volume. The highest-rated is Geneva Financial Home Loans with a 5.0-star rating from 3,699 verified reviews. Also in the top tier: Guild Mortgage Company and Michelle Milliron - Licensed Mortgage Loan Officer. The average rating across all listed mortgage brokers in Chandler is 5 stars from 361 reviews per business on average.

Mortgage brokers in Chandler: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

18

Businesses listed

5★

Avg rating

361

Avg reviews

May 17, 2026

Last updated

Top Rated Mortgage Brokers

🥇

Geneva Financial Home Loans

5.0(3,699 reviews)

180 S Arizona Ave Ste 310, Chandler, AZ 85225, USA

🥈

Guild Mortgage Company

4.9(397 reviews)

605 S Chandler Village Dr, Chandler, AZ 85226, USA

🥉

Michelle Milliron - Licensed Mortgage Loan Officer

5.0(294 reviews)

2701 E Insight Wy #150, Chandler, AZ 85286, USA

Mortgage Brokers Rankings in Chandler, AZ

#BusinessRatingReviews
#1Geneva Financial Home Loans180 S Arizona Ave Ste 310, Chandler, AZ 85225, USA5.03,699
#2Guild Mortgage Company605 S Chandler Village Dr, Chandler, AZ 85226, USA4.9397
#3Michelle Milliron - Licensed Mortgage Loan Officer2701 E Insight Wy #150, Chandler, AZ 85286, USA5.0294
#4Chandler Mortgage LLC722 N Butte Ave, Chandler, AZ 85226, USA5.035
#5Jay Erickson - MyCityLender - Powered by Barrett Financial Group2350 E Germann Rd #30, Chandler, AZ 85286, USA5.047
#6Sal Bossio - Arizona Mortgage Broker - Barrett Financial Group, LLC2701 E Insight Wy #150, Chandler, AZ 85286, USA5.069
#7Peter Nguyen - Guild Mortgage605 S Chandler Village Dr, Chandler, AZ 85226, USA5.047
#8Rezamp Lending500 W Chandler Blvd, Chandler, AZ 85225, USA4.945
#9Matthew Goldberg - Licensed Mortgage Loan Officer2701 E Insight Wy #150, Chandler, AZ 85286, USA5.0115
#10Epic Mortgage LLC - Joe Smith4338 S Leoma Ln, Chandler, AZ 85249, USA5.070

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Mortgage Brokers in Chandler

4

Chandler Mortgage LLC

5.0· 35 reviews

722 N Butte Ave, Chandler, AZ 85226, USA

5

Jay Erickson - MyCityLender - Powered by Barrett Financial Group

5.0· 47 reviews

2350 E Germann Rd #30, Chandler, AZ 85286, USA

6

Sal Bossio - Arizona Mortgage Broker - Barrett Financial Group, LLC

5.0· 69 reviews

2701 E Insight Wy #150, Chandler, AZ 85286, USA

7

Peter Nguyen - Guild Mortgage

5.0· 47 reviews

605 S Chandler Village Dr, Chandler, AZ 85226, USA

8

Rezamp Lending

4.9· 45 reviews

500 W Chandler Blvd, Chandler, AZ 85225, USA

9

Matthew Goldberg - Licensed Mortgage Loan Officer

5.0· 115 reviews

2701 E Insight Wy #150, Chandler, AZ 85286, USA

10

Epic Mortgage LLC - Joe Smith

5.0· 70 reviews

4338 S Leoma Ln, Chandler, AZ 85249, USA

11

NEXA Mortgage Corporate

4.5· 646 reviews

3100 W Ray Rd 201 office#209, Chandler, AZ 85226, USA

12

Jeremy Boillot - Mortgage Loan Officer - Barrett Financial Group, LLC

5.0· 137 reviews

2701 E Insight Wy #150, Chandler, AZ 85286, USA

13

Kevin Quame - Independent Mortgage Broker with Local Home Loans

5.0· 79 reviews

2200 E Williams Field Rd Suite 200, Gilbert, AZ 85295, USA

14

X2 Mortgage

5.0· 167 reviews

145 E Chilton Dr, Chandler, AZ 85225, USA

15

Brandon Harwood Guild Mortgage

5.0· 133 reviews

605 S Chandler Village Dr, Chandler, AZ 85226, USA

16

Fairway Independent Mortgage Corp. - FairwayArizona

4.9· 317 reviews

55 N Arizona Pl #103, Chandler, AZ 85225, USA

17

Dana Cridlebaugh | Mortgage Loan Officer NMLS 998795

5.0· 89 reviews

2701 E Insight Wy #150, Chandler, AZ 85286, USA

18

Joey Mathews - The VA Loan Nerd - Neighborhood Loans

5.0· 108 reviews

25 S Arizona Pl Suite 300, Chandler, AZ 85225, USA

Data from Google Business listings
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Frequently Asked Questions — Mortgage Brokers in Chandler

What does a mortgage broker do differently than going directly to a bank in Chandler?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Chandler?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in AZ?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.

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About This Mortgage Brokers Directory — Chandler, AZ

This page lists and ranks 18 mortgage brokers serving Chandler, AZ as of May 2026. The average verified rating across all listings is 5 stars, with an average of 361 customer reviews per business. The top-ranked mortgage brokers in Chandler by our algorithm is Geneva Financial Home Loans (5.0 stars, 3,699 reviews). Mortgage brokers in Chandler: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Chandler: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the AZ licensing board before hiring.

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