Pricing Guide · Clarksville
Insurance Agents Cost in Clarksville, TN — 2026 Price Guide
What should you pay for insurance agents in Clarksville? See real 2026 price ranges from local pros and get free quotes to compare.
As of May 2026, RatingsNearMe ranks 16 insurance agents in Clarksville, TN by verified customer ratings and review volume. The highest-rated is Legacy Insurance with a 4.9-star rating from 722 verified reviews. Also in the top tier: Daniel Ingram - GEICO Insurance Agent and Joe Jordan White - State Farm Insurance Agent. The average rating across all listed insurance agents in Clarksville is 4.8 stars from 240 reviews per business on average.
Insurance in Clarksville: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
16
Businesses listed
4.8★
Avg rating
240
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Legacy Insurance
2017 Wilma Rudolph Blvd, Clarksville, TN 37040, USA
Daniel Ingram - GEICO Insurance Agent
1767 Wilma Rudolph Blvd Suite D, Clarksville, TN 37040, USA
Joe Jordan White - State Farm Insurance Agent
265 Stonecrossing Dr Ste B, Clarksville, TN 37042, USA
Insurance Agents Rankings in Clarksville, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Legacy Insurance2017 Wilma Rudolph Blvd, Clarksville, TN 37040, USA | 4.9★ | 722 |
| #2 | Daniel Ingram - GEICO Insurance Agent1767 Wilma Rudolph Blvd Suite D, Clarksville, TN 37040, USA | 4.9★ | 692 |
| #3 | Joe Jordan White - State Farm Insurance Agent265 Stonecrossing Dr Ste B, Clarksville, TN 37042, USA | 5.0★ | 418 |
| #4 | Augustine Insurance111 N Riverside Dr, Clarksville, TN 37040, USA | 4.8★ | 485 |
| #5 | Clarksville Insurance Agency2859 Fort Campbell Blvd, Clarksville, TN 37042, USA | 4.6★ | 184 |
| #6 | BFS Insurance Group1820 Madison St G, Clarksville, TN 37043, USA | 4.9★ | 158 |
| #7 | Farmers Insurance - Katrice Butler970 Tiny Town Rd K, Clarksville, TN 37042, USA | 5.0★ | 112 |
| #8 | Farm Bureau Insurance2197 Madison St #101, Clarksville, TN 37043, USA | 4.9★ | 238 |
| #9 | Morford Agency: Allstate Insurance2053 Wilma Rudolph Blvd Ste A, Clarksville, TN 37040, USA | 4.6★ | 127 |
| #10 | The Stack Agency - Insurance Broker105 Ussery Rd, Clarksville, TN 37043, USA | 4.8★ | 45 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Clarksville
Augustine Insurance
111 N Riverside Dr, Clarksville, TN 37040, USA
Clarksville Insurance Agency
2859 Fort Campbell Blvd, Clarksville, TN 37042, USA
BFS Insurance Group
1820 Madison St G, Clarksville, TN 37043, USA
Farmers Insurance - Katrice Butler
970 Tiny Town Rd K, Clarksville, TN 37042, USA
Farm Bureau Insurance
2197 Madison St #101, Clarksville, TN 37043, USA
Morford Agency: Allstate Insurance
2053 Wilma Rudolph Blvd Ste A, Clarksville, TN 37040, USA
The Stack Agency - Insurance Broker
105 Ussery Rd, Clarksville, TN 37043, USA
Clarksville Insurance Agency Ltd.
128 N 2nd St, Clarksville, TN 37040, USA
Freeway Insurance
2335 Madison St, Clarksville, TN 37043, USA
Direct Auto Insurance
1498 Madison St D, Clarksville, TN 37040, USA
David Brown - State Farm Insurance Agent
2426 Madison St #1, Clarksville, TN 37043, USA
Protected Insurance
1310 Madison St, Clarksville, TN 37040, USA
Michael Freemyer - State Farm Insurance Agent
1289 Northfield Dr Suite 3, Clarksville, TN 37040, USA
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Frequently Asked Questions — Insurance Agents in Clarksville
What is the difference between a captive and independent insurance agent in Clarksville?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TN?
Search the TN Department of Insurance's online license lookup — Google "TN Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TN must be licensed with the state.
How much does working with a local insurance agent in Clarksville cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Clarksville?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Clarksville adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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