Top Picks · Gallatin
Best Insurance Agents in Gallatin, TN
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Gallatin, TN by verified customer ratings and review volume. The highest-rated is Jeannie Gregory - State Farm Insurance Agent with a 4.9-star rating from 732 verified reviews. Also in the top tier: Gaffney Insurance Agency & Financial Services LLC and Johnson Family Insurance. The average rating across all listed insurance agents in Gallatin is 4.7 stars from 88 reviews per business on average.
Insurance in Gallatin: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
88
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Jeannie Gregory - State Farm Insurance Agent
180 Belvedere Dr N Suite 2, Gallatin, TN 37066, USA
Gaffney Insurance Agency & Financial Services LLC
180 Belvedere Dr N STE 11, Gallatin, TN 37066, USA
Johnson Family Insurance
1517 Hunt Club Blvd Suite 100, Gallatin, TN 37066, USA
Insurance Agents Rankings in Gallatin, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Jeannie Gregory - State Farm Insurance Agent180 Belvedere Dr N Suite 2, Gallatin, TN 37066, USA | 4.9★ | 732 |
| #2 | Gaffney Insurance Agency & Financial Services LLC180 Belvedere Dr N STE 11, Gallatin, TN 37066, USA | 4.9★ | 196 |
| #3 | Johnson Family Insurance1517 Hunt Club Blvd Suite 100, Gallatin, TN 37066, USA | 4.9★ | 143 |
| #4 | RW Insurance & Financial Services106 Public Square #210, Gallatin, TN 37066, USA | 4.8★ | 17 |
| #5 | Farm Bureau Insurance400 N Boyers Ave, Gallatin, TN 37066, USA | 4.9★ | 207 |
| #6 | Shelter Insurance - Jacob Long341 Hancock St Ste 2, Gallatin, TN 37066, USA | 5.0★ | 20 |
| #7 | Larry Maynard: Allstate Insurance208 N Locust Ave, Gallatin, TN 37066, USA | 4.5★ | 74 |
| #8 | Mimbs Insurance Agency LLC118 Public Square, Gallatin, TN 37066, USA | 3.5★ | 8 |
| #9 | Defender Insurance LLC170 W Franklin St, Gallatin, TN 37066, USA | 5.0★ | 24 |
| #10 | Family Fun Insurance1194 Long Hollow Pike, Gallatin, TN 37066, USA | 5.0★ | 2 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Gallatin
RW Insurance & Financial Services
106 Public Square #210, Gallatin, TN 37066, USA
Shelter Insurance - Jacob Long
341 Hancock St Ste 2, Gallatin, TN 37066, USA
Larry Maynard: Allstate Insurance
208 N Locust Ave, Gallatin, TN 37066, USA
Mimbs Insurance Agency LLC
118 Public Square, Gallatin, TN 37066, USA
Defender Insurance LLC
170 W Franklin St, Gallatin, TN 37066, USA
Family Fun Insurance
1194 Long Hollow Pike, Gallatin, TN 37066, USA
Farmers Insurance - Elizabeth Hobdy Jones
402 Maple St, Gallatin, TN 37066, USA
Fast Insurance TN
135 W Eastland Ave #200, Gallatin, TN 37066, USA
Farmers Insurance - Michael Lajoie
117 W Main St Suite 2, Gallatin, TN 37066, USA
Lee Raines Insurance Agency
819 N Water Ave, Gallatin, TN 37066, USA
Choice One Insurance Services
180 Belvedere Dr N Suite 14A, Gallatin, TN 37066, USA
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Frequently Asked Questions — Insurance Agents in Gallatin
What is the difference between a captive and independent insurance agent in Gallatin?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TN?
Search the TN Department of Insurance's online license lookup — Google "TN Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TN must be licensed with the state.
How much does working with a local insurance agent in Gallatin cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Gallatin?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Gallatin adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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