Top Picks · Farmington Hills
Best Insurance Agents in Farmington Hills, MI
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 20 insurance agents in Farmington Hills, MI by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Joan Warner - State Farm Insurance Agent with a 4.9-star rating from 153 Google reviews and an RNM Score of 84/100. Also in the top tier: Wolf-Chandler Agency, LLC and James L Green - State Farm Insurance Agent. The average rating across all listed insurance agents in Farmington Hills is 4.8 stars from 43 reviews per business on average.
Insurance in Farmington Hills: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 5, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Farmers Insurance - DIANE KOGLIN
Diane Koglin is consistently top-ranked for her personalized service and strong community reputation in Farmington Hills.
Most Reviewed
James L Green - State Farm Insurance Agent
A high review count indicates broad customer experience and trust, helping you gauge reliability and service consistency.
When choosing an insurance agent in Farmington Hills, compare quotes from multiple agencies and read recent reviews to ensure the agent understands your specific coverage needs.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
43
Avg reviews
Jul 5, 2026
Last updated
Top Rated Insurance Agents
Farmington Hills insurance agent with a 4.9-star rating from over 150 reviews.
23285 Farmington Rd, Farmington, MI 48336, USAFarmington Hills insurance agent with a 4.9-star rating from over 140 reviews.
30903 Northwestern Hwy Suite 260, Farmington Hills, MI 48334, USAFarmington Hills insurance agent with 4.9 stars from over 130 Google reviews.
20764 Farmington Rd, Farmington, MI 48336, USAInsurance Agents Rankings in Farmington Hills, MI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Joan Warner - State Farm Insurance Agent23285 Farmington Rd, Farmington, MI 48336, USA | 4.9★ | 153 |
| #2 | Wolf-Chandler Agency, LLC30903 Northwestern Hwy Suite 260, Farmington Hills, MI 48334, USA | 4.9★ | 140 |
| #3 | James L Green - State Farm Insurance Agent20764 Farmington Rd, Farmington, MI 48336, USA | 4.9★ | 130 |
| #4 | Anne Insurance Group38345 W 10 Mile Rd # 230, Farmington Hills, MI 48335, USA | 5.0★ | 12 |
| #5 | AAA Insurance - J Fischer Insurance Agency33120 W 12 Mile Rd, Farmington Hills, MI 48334, USA | 4.7★ | 15 |
| #6 | Tom Wilson Insurance Agency36510 W 12 Mile Rd, Farmington Hills, MI 48331, USA | 5.0★ | 2 |
| #7 | Nationwide Insurance: Sheila Hughes Agency Inc.32740 Grand River Ave, Farmington, MI 48336, USA | 4.9★ | 46 |
| #8 | AAA Insurance - Saleh Insurance Agency38255 W 10 Mile Rd, Farmington Hills, MI 48335, USA | 5.0★ | 36 |
| #9 | Farmington Insurance Agency33215 Grand River Ave, Farmington, MI 48336, USA | 4.4★ | 32 |
| #10 | AAA Insurance - Ali Insurance Agency29525 W Nine Mile Rd, Farmington Hills, MI 48336, USA | 5.0★ | 83 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Farmington Hills
Farmington Hills insurance agent with a perfect 5.0-star rating from 12 Google reviews.
38345 W 10 Mile Rd # 230, Farmington Hills, MI 48335, USA
4.7-star rating from 15 reviews, showing strong local trust.
33120 W 12 Mile Rd, Farmington Hills, MI 48334, USA
Exceptionally rated with a perfect 5.0-star score from recent Google reviews.
36510 W 12 Mile Rd, Farmington Hills, MI 48331, USA
Farmington Hills insurance agent with a 4.9-star rating from 46 Google reviews.
32740 Grand River Ave, Farmington, MI 48336, USA
5.0 stars from 36 reviews, reflecting exceptional client satisfaction in Farmington Hills.
38255 W 10 Mile Rd, Farmington Hills, MI 48335, USA
Rated 4.4 stars from 32 Google reviews, trusted by local clients.
33215 Grand River Ave, Farmington, MI 48336, USA
Farmington Hills insurance agent with a perfect 5.0★ rating from 83 reviews.
29525 W Nine Mile Rd, Farmington Hills, MI 48336, USA
5.0-star rating from 78 reviews makes this Farmington Hills insurance agent highly trusted.
32425 Grand River Ave Ste 5, Farmington, MI 48336, USA
Proudly rated 4.8 stars from 31 reviews by local clients in Farmington Hills.
30701 W 10 Mile Rd #400, Farmington Hills, MI 48336, USA
4.7 stars from 11 reviews, reflecting consistent client satisfaction.
37000 Grand River Ave #150, Farmington Hills, MI 48335, USA
4.5 stars from 8 reviews, reflecting strong local client satisfaction.
31711 Grand River Ave, Farmington, MI 48336, USA
Trusted local agent with a solid 4.3-star rating from 7 reviews.
28230 Orchard Lake Rd #203, Farmington Hills, MI 48334, USA
Exceptional 5.0-star rating from a handful of Google reviews in Farmington Hills.
33533 W 12 Mile Rd ste 204, Farmington Hills, MI 48331, USA
Exceptional 5.0-star rating from a small number of Google reviews.
29586 Orchard Lake Rd, Farmington Hills, MI 48334, USA
Rated 5.0 stars from 2 Google reviews for reliable local insurance guidance.
36216 Freedom Rd, Farmington Hills, MI 48335, USA
5.0-star rating from 1 review for a Farmington Hills insurance agent.
31393 W 13 Mile Rd, Farmington Hills, MI 48334, USA
Trusted by local clients for reliable insurance guidance, with a 4.4★ rating from 69 reviews.
24001 Orchard Lake Rd # 120, Farmington, MI 48336, USA
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Insurance Agents in Farmington Hills, MI — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Joan Warner - State Farm Insurance Agent | 84/100 | 4.9 ★ | 153 |
| 2 | Wolf-Chandler Agency, LLC | 84/100 | 4.9 ★ | 140 |
| 3 | James L Green - State Farm Insurance Agent | 83/100 | 4.9 ★ | 130 |
| 4 | Anne Insurance Group | 72/100 | 5.0 ★ | 12 |
| 5 | AAA Insurance - J Fischer Insurance Agency | 68/100 | 4.7 ★ | 15 |
| 6 | Tom Wilson Insurance Agency | 64/100 | 5.0 ★ | 2 |
| 7 | Nationwide Insurance: Sheila Hughes Agency Inc. | 78/100 | 4.9 ★ | 46 |
| 8 | AAA Insurance - Saleh Insurance Agency | 78/100 | 5.0 ★ | 36 |
| 9 | Farmington Insurance Agency | 67/100 | 4.4 ★ | 32 |
| 10 | AAA Insurance - Ali Insurance Agency | 82/100 | 5.0 ★ | 83 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Farmington Hills
What is the difference between a captive and independent insurance agent in Farmington Hills?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MI?
Search the MI Department of Insurance's online license lookup — Google "MI Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MI must be licensed with the state.
How much does working with a local insurance agent in Farmington Hills cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Farmington Hills?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Farmington Hills adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 5, 2026.
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