Local Pros · Farmington Hills
Local Insurance Agents in Farmington Hills, MI
Locally owned and operated insurance agents serving Farmington Hills and the surrounding area. Supporting local businesses means faster response and accountability.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Farmington Hills, MI by verified customer ratings and review volume. The highest-rated is Joan Warner - State Farm Insurance Agent with a 4.9-star rating from 153 verified reviews. Also in the top tier: Wolf-Chandler Agency, LLC and James L Green - State Farm Insurance Agent. The average rating across all listed insurance agents in Farmington Hills is 4.8 stars from 43 reviews per business on average.
Insurance in Farmington Hills: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
43
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Joan Warner - State Farm Insurance Agent
23285 Farmington Rd, Farmington, MI 48336, USA
Wolf-Chandler Agency, LLC
30903 Northwestern Hwy Suite 260, Farmington Hills, MI 48334, USA
James L Green - State Farm Insurance Agent
20764 Farmington Rd, Farmington, MI 48336, USA
Insurance Agents Rankings in Farmington Hills, MI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Joan Warner - State Farm Insurance Agent23285 Farmington Rd, Farmington, MI 48336, USA | 4.9★ | 153 |
| #2 | Wolf-Chandler Agency, LLC30903 Northwestern Hwy Suite 260, Farmington Hills, MI 48334, USA | 4.9★ | 140 |
| #3 | James L Green - State Farm Insurance Agent20764 Farmington Rd, Farmington, MI 48336, USA | 4.9★ | 130 |
| #4 | Farmington Insurance Agency33215 Grand River Ave, Farmington, MI 48336, USA | 4.4★ | 32 |
| #5 | Torley Insurance Group32425 Grand River Ave Ste 5, Farmington, MI 48336, USA | 5.0★ | 78 |
| #6 | Bergstrom Insurance Agency30701 W 10 Mile Rd #400, Farmington Hills, MI 48336, USA | 4.8★ | 31 |
| #7 | VTC Insurance Group - Farmington Hills37000 Grand River Ave #150, Farmington Hills, MI 48335, USA | 4.7★ | 11 |
| #8 | Storm Insurance Services LLC24001 Orchard Lake Rd # 120, Farmington, MI 48336, USA | 4.4★ | 69 |
| #9 | Nationwide Insurance: Sheila Hughes Agency Inc.32740 Grand River Ave, Farmington, MI 48336, USA | 4.9★ | 46 |
| #10 | AAA Insurance - Saleh Insurance Agency38255 W 10 Mile Rd, Farmington Hills, MI 48335, USA | 5.0★ | 36 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Farmington Hills
Farmington Insurance Agency
33215 Grand River Ave, Farmington, MI 48336, USA
Torley Insurance Group
32425 Grand River Ave Ste 5, Farmington, MI 48336, USA
Bergstrom Insurance Agency
30701 W 10 Mile Rd #400, Farmington Hills, MI 48336, USA
VTC Insurance Group - Farmington Hills
37000 Grand River Ave #150, Farmington Hills, MI 48335, USA
Storm Insurance Services LLC
24001 Orchard Lake Rd # 120, Farmington, MI 48336, USA
Nationwide Insurance: Sheila Hughes Agency Inc.
32740 Grand River Ave, Farmington, MI 48336, USA
AAA Insurance - Saleh Insurance Agency
38255 W 10 Mile Rd, Farmington Hills, MI 48335, USA
Farmers Insurance - DIANE KOGLIN
36216 Freedom Rd, Farmington Hills, MI 48335, USA
AAA Insurance - Ali Insurance Agency
29525 W Nine Mile Rd, Farmington Hills, MI 48336, USA
Acrisure Farmington, MI (Gene Harris Agency)
31711 Grand River Ave, Farmington, MI 48336, USA
United Insurance Services LLC
28230 Orchard Lake Rd #203, Farmington Hills, MI 48334, USA
Brightway Insurance, The Gamble Agency
33533 W 12 Mile Rd ste 204, Farmington Hills, MI 48331, USA
Tom Wilson Insurance Agency
36510 W 12 Mile Rd, Farmington Hills, MI 48331, USA
AAA Insurance - J Fischer Insurance Agency
33120 W 12 Mile Rd, Farmington Hills, MI 48334, USA
AAA Insurance - Ibura Insurance Agency
29586 Orchard Lake Rd, Farmington Hills, MI 48334, USA
Simplified Insurance Agency
31393 W 13 Mile Rd, Farmington Hills, MI 48334, USA
Anne Insurance Group
38345 W 10 Mile Rd # 230, Farmington Hills, MI 48335, USA
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Frequently Asked Questions — Insurance Agents in Farmington Hills
What is the difference between a captive and independent insurance agent in Farmington Hills?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MI?
Search the MI Department of Insurance's online license lookup — Google "MI Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MI must be licensed with the state.
How much does working with a local insurance agent in Farmington Hills cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Farmington Hills?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Farmington Hills adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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