Real Reviews · Farmington Hills
Top-Reviewed Insurance Agents in Farmington Hills, MI
What are customers actually saying? Read verified reviews for insurance agents in Farmington Hills — every rating is from a real customer.
As of June 2026, RatingsNearMe ranks 20 insurance agents in Farmington Hills, MI by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Joan Warner - State Farm Insurance Agent with a 4.9-star rating from 153 Google reviews and an RNM Score of 84/100. Also in the top tier: Wolf-Chandler Agency, LLC and James L Green - State Farm Insurance Agent. The average rating across all listed insurance agents in Farmington Hills is 4.8 stars from 43 reviews per business on average.
Insurance in Farmington Hills: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Farmington Hills, MI is home to a variety of insurance agents offering coverage for auto, home, life, and business needs. Consumers can find local agents from major providers like State Farm, Nationwide, and Acrisure to assist with finding the right insurance policies.
- ✓Farmington Hills has a range of insurance agents from national and local providers
- ✓Agents can help consumers compare coverage options and find the best fit
- ✓Services include auto, home, life, and commercial insurance policies
Best Overall
Farmers Insurance - DIANE KOGLIN
Diane Koglin is consistently top-ranked for her personalized service and strong community reputation in Farmington Hills.
Most Reviewed
James L Green - State Farm Insurance Agent
A high review count indicates broad customer experience and trust, helping you gauge reliability and service consistency.
When choosing an insurance agent in Farmington Hills, compare quotes from multiple agencies and read recent reviews to ensure the agent understands your specific coverage needs.
How to Choose a Insurance Agent in Farmington Hills
What to look for
- • Local presence and knowledge of the Farmington Hills area
- • Experience working with clients similar to your needs and situation
- • Transparent and responsive communication style
- • Recommendations or referrals from friends, family, or other trusted sources
Questions to ask
- • How long have you been an insurance agent serving the Farmington Hills community?
- • What types of insurance policies and coverage do you specialize in?
- • Can you provide references from current or past clients in Farmington Hills?
Red flags
- ⚠ Unwillingness to provide clear information about their experience and qualifications
- ⚠ High-pressure sales tactics or lack of focus on understanding your specific needs
- ⚠ Negative reviews or complaints from other Farmington Hills consumers
In Michigan, insurance agents must be licensed by the state. Be sure to verify the agent's license and standing with the Michigan Department of Insurance and Financial Services.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
43
Avg reviews
Jun 10, 2026
Last updated
Top Rated Insurance Agents
Farmington Hills insurance agent with a 4.9-star rating from over 150 reviews.
23285 Farmington Rd, Farmington, MI 48336, USAFarmington Hills insurance agent with a 4.9-star rating from over 140 reviews.
30903 Northwestern Hwy Suite 260, Farmington Hills, MI 48334, USAFarmington Hills insurance agent with 4.9 stars from over 130 Google reviews.
20764 Farmington Rd, Farmington, MI 48336, USAInsurance Agents Rankings in Farmington Hills, MI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Joan Warner - State Farm Insurance Agent23285 Farmington Rd, Farmington, MI 48336, USA | 4.9★ | 153 |
| #2 | Wolf-Chandler Agency, LLC30903 Northwestern Hwy Suite 260, Farmington Hills, MI 48334, USA | 4.9★ | 140 |
| #3 | James L Green - State Farm Insurance Agent20764 Farmington Rd, Farmington, MI 48336, USA | 4.9★ | 130 |
| #4 | Farmington Insurance Agency33215 Grand River Ave, Farmington, MI 48336, USA | 4.4★ | 32 |
| #5 | Torley Insurance Group32425 Grand River Ave Ste 5, Farmington, MI 48336, USA | 5.0★ | 78 |
| #6 | Bergstrom Insurance Agency30701 W 10 Mile Rd #400, Farmington Hills, MI 48336, USA | 4.8★ | 31 |
| #7 | VTC Insurance Group - Farmington Hills37000 Grand River Ave #150, Farmington Hills, MI 48335, USA | 4.7★ | 11 |
| #8 | Storm Insurance Services LLC24001 Orchard Lake Rd # 120, Farmington, MI 48336, USA | 4.4★ | 69 |
| #9 | Nationwide Insurance: Sheila Hughes Agency Inc.32740 Grand River Ave, Farmington, MI 48336, USA | 4.9★ | 46 |
| #10 | AAA Insurance - Saleh Insurance Agency38255 W 10 Mile Rd, Farmington Hills, MI 48335, USA | 5.0★ | 36 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Farmington Hills
33215 Grand River Ave, Farmington, MI 48336, USA
32425 Grand River Ave Ste 5, Farmington, MI 48336, USA
30701 W 10 Mile Rd #400, Farmington Hills, MI 48336, USA
37000 Grand River Ave #150, Farmington Hills, MI 48335, USA
24001 Orchard Lake Rd # 120, Farmington, MI 48336, USA
32740 Grand River Ave, Farmington, MI 48336, USA
38255 W 10 Mile Rd, Farmington Hills, MI 48335, USA
36216 Freedom Rd, Farmington Hills, MI 48335, USA
29525 W Nine Mile Rd, Farmington Hills, MI 48336, USA
31711 Grand River Ave, Farmington, MI 48336, USA
28230 Orchard Lake Rd #203, Farmington Hills, MI 48334, USA
33533 W 12 Mile Rd ste 204, Farmington Hills, MI 48331, USA
36510 W 12 Mile Rd, Farmington Hills, MI 48331, USA
33120 W 12 Mile Rd, Farmington Hills, MI 48334, USA
29586 Orchard Lake Rd, Farmington Hills, MI 48334, USA
31393 W 13 Mile Rd, Farmington Hills, MI 48334, USA
38345 W 10 Mile Rd # 230, Farmington Hills, MI 48335, USA
Get Free Quotes
We'll connect you with the top insurance agents in Farmington Hills, MI.
Insurance Agents in Farmington Hills, MI — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Joan Warner - State Farm Insurance Agent | 84/100 | 4.9 ★ | 153 |
| 2 | Wolf-Chandler Agency, LLC | 84/100 | 4.9 ★ | 140 |
| 3 | James L Green - State Farm Insurance Agent | 83/100 | 4.9 ★ | 130 |
| 4 | Farmington Insurance Agency | 67/100 | 4.4 ★ | 32 |
| 5 | Torley Insurance Group | 82/100 | 5.0 ★ | 78 |
| 6 | Bergstrom Insurance Agency | 74/100 | 4.8 ★ | 31 |
| 7 | VTC Insurance Group - Farmington Hills | 67/100 | 4.7 ★ | 11 |
| 8 | Storm Insurance Services LLC | 71/100 | 4.4 ★ | 69 |
| 9 | Nationwide Insurance: Sheila Hughes Agency Inc. | 78/100 | 4.9 ★ | 46 |
| 10 | AAA Insurance - Saleh Insurance Agency | 78/100 | 5.0 ★ | 36 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
Get your business on AI — ChatGPT, Perplexity & Google AI
AI assistants increasingly recommend local insurance agents straight from RatingsNearMe. Claim your spot in Farmington Hills to get featured in AI answers, comparison tables, and “best near me” results — where customers are actually searching now.
Frequently Asked Questions — Insurance Agents in Farmington Hills
What is the difference between a captive and independent insurance agent in Farmington Hills?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MI?
Search the MI Department of Insurance's online license lookup — Google "MI Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MI must be licensed with the state.
How much does working with a local insurance agent in Farmington Hills cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Farmington Hills?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Farmington Hills adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
More Home Services in Farmington Hills
Related Searches
More ways to find insurance agents in Farmington Hills
Insurance Agents in nearby cities