Top Picks · Federal Way
Best Mortgage Brokers in Federal Way, WA
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 14 mortgage brokers in Federal Way, WA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Guild Mortgage - Evie Knoke with a 5.0-star rating from 128 Google reviews and an RNM Score of 85/100. Also in the top tier: Cornerstone Home Lending and Lennar Mortgage, LLC Federal Way. The average rating across all listed mortgage brokers in Federal Way is 4.7 stars from 49 reviews per business on average.
Mortgage brokers in Federal Way: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 5, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Guild Mortgage - April Reichert
April Reichert is consistently top-ranked for her personalized service and local expertise in Federal Way.
Most Reviewed
Guild Mortgage - April Reichert
A high number of reviews indicates broad customer experience and trust in the broker's reliability.
Compare loan options and fees across multiple brokers, and prioritize those with strong local reputations and responsive communication.
Local Market Snapshot
14
Businesses listed
4.7★
Avg rating
49
Avg reviews
Jul 5, 2026
Last updated
Top Rated Mortgage Brokers
A trusted Federal Way mortgage broker with a perfect 5.0★ rating from 128 reviews.
33400 9th Ave S Suite 209, Federal Way, WA 98003, USAA Federal Way mortgage broker with a flawless 5.0-star rating from over 120 reviews.
33310 1st Way S #120, Federal Way, WA 98003, USARated 5.0 stars from over 100 Google reviews in Federal Way.
33820 Weyerhaeuser Way S Suite #210A, Federal Way, WA 98001, USAMortgage Brokers Rankings in Federal Way, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Guild Mortgage - Evie Knoke33400 9th Ave S Suite 209, Federal Way, WA 98003, USA | 5.0★ | 128 |
| #2 | Cornerstone Home Lending33310 1st Way S #120, Federal Way, WA 98003, USA | 5.0★ | 126 |
| #3 | Lennar Mortgage, LLC Federal Way33820 Weyerhaeuser Way S Suite #210A, Federal Way, WA 98001, USA | 5.0★ | 107 |
| #4 | Larisa Mihaila | Legacy Financial Services LLC500 South 336th St Suite 206, Federal Way, WA 98003, USA | 5.0★ | 13 |
| #5 | Fairway Independent Mortgage Corporation32129 Weyerhaeuser Way S Suite 204, Federal Way, WA 98001, USA | 4.9★ | 76 |
| #6 | Guild Mortgage Company33400 9th Ave S Suite 209, Federal Way, WA 98003, USA | 4.1★ | 9 |
| #7 | Jennifer Buckholz33400 9th Ave S #205, Federal Way, WA 98003, USA | 5.0★ | 49 |
| #8 | Jeff Haag33400 9th Ave S Suites 204 & 205, Federal Way, WA 98003, USA | 5.0★ | 47 |
| #9 | Thomas Rhea33400 9th Ave S 204 & 205, Federal Way, WA 98003, USA | 5.0★ | 45 |
| #10 | New American Funding - Federal Way, WA1010 South 336th St #110, Federal Way, WA 98003, USA | 4.1★ | 15 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Federal Way
Top-rated Federal Way mortgage broker with a flawless 5.0-star rating from 13 Google reviews.
500 South 336th St Suite 206, Federal Way, WA 98003, USA
Federal Way mortgage broker with a 4.9-star rating from 76 Google reviews.
32129 Weyerhaeuser Way S Suite 204, Federal Way, WA 98001, USA
Rated 4.1 stars from 9 Google reviews for mortgage services in Federal Way.
33400 9th Ave S Suite 209, Federal Way, WA 98003, USA
Federal Way mortgage broker with a perfect 5.0-star rating from 49 reviews.
33400 9th Ave S #205, Federal Way, WA 98003, USA
Exceptional 5.0-star rating from 47 Google reviews for a Federal Way mortgage broker.
33400 9th Ave S Suites 204 & 205, Federal Way, WA 98003, USA
Praised by clients with a perfect 5.0-star rating across 45 reviews in Federal Way.
33400 9th Ave S 204 & 205, Federal Way, WA 98003, USA
Rated 4.1 stars from 15 Google reviews, this Federal Way broker is well-regarded.
1010 South 336th St #110, Federal Way, WA 98003, USA
A 3.0-star rating from 4 Google reviews reflects mixed client feedback.
33400 9th Ave S #205, Federal Way, WA 98003, USA
5.0 stars from 1 Google review—check for more recent feedback.
33600 6th Ave S #204, Federal Way, WA 98003, USA
Exceptional 5.0-star rating from 21 reviews from Federal Way clients.
33434 8th Ave S STE 106, Federal Way, WA 98003, USA
5.0 stars from 42 Google reviews in Federal Way, WA.
33400 9th Ave S Suite 209, Federal Way, WA 98003, USA
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Mortgage Brokers in Federal Way, WA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Guild Mortgage - Evie Knoke | 85/100 | 5.0 ★ | 128 |
| 2 | Cornerstone Home Lending | 85/100 | 5.0 ★ | 126 |
| 3 | Lennar Mortgage, LLC Federal Way | 84/100 | 5.0 ★ | 107 |
| 4 | Larisa Mihaila | Legacy Financial Services LLC | 73/100 | 5.0 ★ | 13 |
| 5 | Fairway Independent Mortgage Corporation | 80/100 | 4.9 ★ | 76 |
| 6 | Guild Mortgage Company | 56/100 | 4.1 ★ | 9 |
| 7 | Jennifer Buckholz | 80/100 | 5.0 ★ | 49 |
| 8 | Jeff Haag | 79/100 | 5.0 ★ | 47 |
| 9 | Thomas Rhea | 79/100 | 5.0 ★ | 45 |
| 10 | New American Funding - Federal Way, WA | 58/100 | 4.1 ★ | 15 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Federal Way
What does a mortgage broker do differently than going directly to a bank in Federal Way?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Federal Way?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in WA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 5, 2026.
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