4.5+ Stars · Florissant
Highly Rated Mortgage Brokers in Florissant, MO
Only the best make this list. These mortgage brokers in Florissant have earned 4.5+ star ratings from real customers — consistently.
As of July 2026, RatingsNearMe ranks 14 mortgage brokers in Florissant, MO by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Missouri Title Loans, Inc. with a 5.0-star rating from 753 Google reviews and an RNM Score of 88/100. Also in the top tier: Magnolia Mortgage and World Finance. The average rating across all listed mortgage brokers in Florissant is 4.6 stars from 127 reviews per business on average.
Mortgage brokers in Florissant: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 5, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Mortgage, Bank of America
This business stands out as a top-ranked option in Florissant due to its strong national reputation and comprehensive mortgage services.
Most Reviewed
Mortgage, Bank of America
Having the most reviews suggests a large customer base and proven reliability in the Florissant area.
When choosing a mortgage broker in Florissant, compare loan options and closing costs from multiple providers, and consider whether a local specialist like Kevin Gibbs offers advantages for VA loans.
Local Market Snapshot
14
Businesses listed
4.6★
Avg rating
127
Avg reviews
Jul 5, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by hundreds of clients with a perfect 5.0-star rating on Google.
12695 New Halls Ferry Road, Florissant, MO 63033, USAFlorissant mortgage broker with a perfect 5.0 rating from over 160 reviews.
5377 State Rte N Ste 214, Cottleville, MO 63304, USATrusted by 216 clients with an exceptional 4.8-star average rating.
690 N Hwy 67, Florissant, MO 63031, USAMortgage Brokers Rankings in Florissant, MO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Missouri Title Loans, Inc.12695 New Halls Ferry Road, Florissant, MO 63033, USA | 5.0★ | 753 |
| #2 | Magnolia Mortgage5377 State Rte N Ste 214, Cottleville, MO 63304, USA | 5.0★ | 162 |
| #3 | World Finance690 N Hwy 67, Florissant, MO 63031, USA | 4.8★ | 216 |
| #4 | Guild Mortgage - Zoran Ponjevic4643 Gravois Ave, St. Louis, MO 63116, USA | 4.9★ | 39 |
| #5 | Mortgage Solutions, LLC19 Missouri Research Park Ct, St Charles, MO 63304, USA | 4.9★ | 108 |
| #6 | Guild Mortgage - Marlene DeNoyer9717 Landmark Pkwy Dr #101, St. Louis, MO 63127, USA | 5.0★ | 22 |
| #7 | Guild Mortgage Company629 Rue St. Francois St, Florissant, MO 63031, USA | 1.0★ | 1 |
| #8 | Mortgage, Bank of America14300 New Halls Ferry Road, Florissant, MO 63033, USA | 5.0★ | 1 |
| #9 | mortgageprecheck.com1285 Acredale Dr, Florissant, MO 63033, USA | — | — |
| #10 | US Bank MortgageFlorissant, MO 63033, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Florissant
4.9-star rating from 39 reviews, reflecting exceptional client satisfaction.
4643 Gravois Ave, St. Louis, MO 63116, USA
Rated 4.9 stars from over 100 Google reviews, a top choice in Florissant.
19 Missouri Research Park Ct, St Charles, MO 63304, USA
Top-rated Florissant mortgage broker with a perfect 5.0-star rating from 22 reviews.
9717 Landmark Pkwy Dr #101, St. Louis, MO 63127, USA
Rated 1.0 stars based on a single Google review, indicating mixed feedback.
629 Rue St. Francois St, Florissant, MO 63031, USA
Rated 5.0 stars from a handful of Google reviews.
14300 New Halls Ferry Road, Florissant, MO 63033, USA
New business with no reviews yet; contact them directly to learn more about their services.
1285 Acredale Dr, Florissant, MO 63033, USA
Local mortgage broker in Florissant with no customer reviews yet.
Florissant, MO 63033, USA
Praised by clients with a flawless 5.0-star rating across 58 reviews.
629 Rue St. Francois St, Florissant, MO 63031, USA
5.0 stars from 16 reviews, reflecting exceptional client satisfaction in Florissant.
690 Missouri Ave Ste 25, St Robert, MO 65584, USA
This mortgage broker in Florissant has no customer reviews yet to help guide your choice.
100 St Francois St, Florissant, MO 63031, USA
Praised by dozens of local clients with an exceptional 4.8-star rating.
629 Rue St. Francois St, Florissant, MO 63031, USA
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Mortgage Brokers in Florissant, MO — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Missouri Title Loans, Inc. | 88/100 | 5.0 ★ | 753 |
| 2 | Magnolia Mortgage | 86/100 | 5.0 ★ | 162 |
| 3 | World Finance | 84/100 | 4.8 ★ | 216 |
| 4 | Guild Mortgage - Zoran Ponjevic | 77/100 | 4.9 ★ | 39 |
| 5 | Mortgage Solutions, LLC | 82/100 | 4.9 ★ | 108 |
| 6 | Guild Mortgage - Marlene DeNoyer | 75/100 | 5.0 ★ | 22 |
| 7 | Guild Mortgage Company | 14/100 | 1.0 ★ | 1 |
| 8 | Mortgage, Bank of America | 62/100 | 5.0 ★ | 1 |
| 9 | mortgageprecheck.com | 3/100 | — | 0 |
| 10 | US Bank Mortgage | 3/100 | — | 0 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Florissant
What does a mortgage broker do differently than going directly to a bank in Florissant?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Florissant?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MO?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 5, 2026.
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