Showing results near Fort Collins
We don't have insurance agents listed specifically in Fort Collins yet — these top-rated pros from Loveland serve your area and are available for calls and quotes today.
Low Cost · Fort Collins
Cheap Insurance Agents in Fort Collins, CO — Best Prices
Compare insurance agents prices in Fort Collins to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of July 2026, RatingsNearMe ranks 20 insurance agents in Fort Collins, CO by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Advantage Insurance - Barry G Gustafson Agency with a 4.8-star rating from 77 Google reviews and an RNM Score of 79/100. Also in the top tier: Marshall Agency And Associates, LLC American Family Insurance and Jackson Insurance Agency Inc.. The average rating across all listed insurance agents in Fort Collins is 4.9 stars from 126 reviews per business on average.
Insurance in Fort Collins: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
126
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
4.8 stars from 77 Google reviews shows consistent, trusted local service.
4308 N Garfield Ave, Loveland, CO 80538, USATrusted for exceptional service with a perfect 5.0-star rating from 35 reviews.
3780 N Garfield Ave #102, Loveland, CO 80538, USATrusted by hundreds of Loveland locals with an exceptional 4.8-star rating.
234 Elder Dr, Loveland, CO 80538, USAInsurance Agents Rankings in Fort Collins, CO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Advantage Insurance - Barry G Gustafson Agency4308 N Garfield Ave, Loveland, CO 80538, USA | 4.8★ | 77 |
| #2 | Marshall Agency And Associates, LLC American Family Insurance3780 N Garfield Ave #102, Loveland, CO 80538, USA | 5.0★ | 35 |
| #3 | Jackson Insurance Agency Inc.234 Elder Dr, Loveland, CO 80538, USA | 4.8★ | 137 |
| #4 | Premier Insurance Partners LLC150 E 29th St Suite 225, Loveland, CO 80538, USA | 4.9★ | 32 |
| #5 | Premier Insurance Partners - NoCo150 E 29th St Suite 225, Loveland, CO 80538, USA | 5.0★ | 107 |
| #6 | Alicia Rogers - State Farm Insurance Agent4090 Clydesdale Pkwy Ste 101A, Loveland, CO 80538, USA | 4.8★ | 102 |
| #7 | Medicare Specialist Dan Kuntz290 E 25th St Suite 200, Loveland, CO 80538, USA | 5.0★ | 40 |
| #8 | Premier Group Insurance2121 N Lincoln Ave UNIT A, Loveland, CO 80538, USA | 4.9★ | 89 |
| #9 | Secure American Insurance - Leivestad Agency2105 Maple Dr, Loveland, CO 80538, USA | 5.0★ | 13 |
| #10 | Farmers Insurance - Christopher Larkins2030 Blue Mesa Ct, Loveland, CO 80538, USA | 4.9★ | 81 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Fort Collins
Trusted by locals with a stellar 4.9★ average from 32 reviews in Loveland.
150 E 29th St Suite 225, Loveland, CO 80538, USA
Loveland's top-rated insurance agent with a perfect 5.0★ score from over 100 reviews.
150 E 29th St Suite 225, Loveland, CO 80538, USA
Loveland insurance agent with a 4.8-star rating from over 100 reviews.
4090 Clydesdale Pkwy Ste 101A, Loveland, CO 80538, USA
Earns a perfect 5.0-star rating from 40 Google reviews in Loveland.
290 E 25th St Suite 200, Loveland, CO 80538, USA
Rated 4.9 stars from nearly 90 reviews, trusted by the Loveland community.
2121 N Lincoln Ave UNIT A, Loveland, CO 80538, USA
Exceptional 5.0-star rating from 13 Google reviews for trusted coverage guidance.
2105 Maple Dr, Loveland, CO 80538, USA
Trusted by 81 locals with a flawless 4.9-star average rating.
2030 Blue Mesa Ct, Loveland, CO 80538, USA
Trusted by over 1,000 customers with a near-perfect 4.9-star rating.
1907 N Boise Ave STE 1, Loveland, CO 80538, USA
Proudly maintains a 4.9-star rating from over 240 Google reviews in Loveland.
1601 E Eisenhower Blvd, Loveland, CO 80537, USA
Shoppers praise this Loveland agent, reflected in a 4.9-star rating from 138 reviews.
1491 N Denver Ave Ste 201, Loveland, CO 80538, USA
Rated 4.9 stars from 28 Google reviews, this Loveland agent is highly trusted.
1424 W Eisenhower Blvd, Loveland, CO 80537, USA
Exceptional 5.0-star rating from a handful of local Google reviews.
1424 W Eisenhower Blvd, Loveland, CO 80537, USA
Loveland's top-rated insurance agent with a perfect 5.0-star rating from 46 reviews.
1635 Foxtrail Dr #109, Loveland, CO 80538, USA
4.8 stars from 6 Google reviews reflecting exceptional local client satisfaction.
525 N Denver Ave, Loveland, CO 80537, USA
Loveland insurance agent with a flawless 5.0-star rating from 28 reviews.
577 Clubhouse Dr, Loveland, CO 80537, USA
Loveland insurance agent with a perfect 5.0-star rating from 27 Google reviews.
1000 S Lincoln Ave Unit 210a, Loveland, CO 80537, USA
Rated 4.9 stars from 214 reviews, this Loveland insurance agent is highly trusted.
4007 S Lincoln Ave STE 440, Loveland, CO 80537, USA
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Insurance Agents in Fort Collins, CO — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Advantage Insurance - Barry G Gustafson Agency | 79/100 | 4.8 ★ | 77 |
| 2 | Marshall Agency And Associates, LLC American Family Insurance | 78/100 | 5.0 ★ | 35 |
| 3 | Jackson Insurance Agency Inc. | 82/100 | 4.8 ★ | 137 |
| 4 | Premier Insurance Partners LLC | 76/100 | 4.9 ★ | 32 |
| 5 | Premier Insurance Partners - NoCo | 84/100 | 5.0 ★ | 107 |
| 6 | Alicia Rogers - State Farm Insurance Agent | 80/100 | 4.8 ★ | 102 |
| 7 | Medicare Specialist Dan Kuntz | 78/100 | 5.0 ★ | 40 |
| 8 | Premier Group Insurance | 81/100 | 4.9 ★ | 89 |
| 9 | Secure American Insurance - Leivestad Agency | 73/100 | 5.0 ★ | 13 |
| 10 | Farmers Insurance - Christopher Larkins | 81/100 | 4.9 ★ | 81 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Fort Collins
What is the difference between a captive and independent insurance agent in Fort Collins?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CO?
Search the CO Department of Insurance's online license lookup — Google "CO Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CO must be licensed with the state.
How much does working with a local insurance agent in Fort Collins cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Fort Collins?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Fort Collins adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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