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We don't have insurance agents listed specifically in Fort Collins yet — these top-rated pros from Loveland serve your area and are available for calls and quotes today.

Pricing Guide · Fort Collins

Insurance Agents Cost in Fort Collins, CO — 2026 Price Guide

What should you pay for insurance agents in Fort Collins? See real 2026 price ranges from local pros and get free quotes to compare.

As of May 2026, RatingsNearMe ranks 20 insurance agents in Fort Collins, CO by verified customer ratings and review volume. The highest-rated is Advantage Insurance - Barry G Gustafson Agency with a 4.8-star rating from 77 verified reviews. Also in the top tier: Marshall Agency And Associates, LLC American Family Insurance and Jackson Insurance Agency Inc.. The average rating across all listed insurance agents in Fort Collins is 4.9 stars from 126 reviews per business on average.

Insurance in Fort Collins: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

20

Businesses listed

4.9★

Avg rating

126

Avg reviews

May 17, 2026

Last updated

Top Rated Insurance Agents

🥇

Advantage Insurance - Barry G Gustafson Agency

4.8(77 reviews)

4308 N Garfield Ave, Loveland, CO 80538, USA

🥈

Marshall Agency And Associates, LLC American Family Insurance

5.0(35 reviews)

3780 N Garfield Ave #102, Loveland, CO 80538, USA

🥉

Jackson Insurance Agency Inc.

4.8(137 reviews)

234 Elder Dr, Loveland, CO 80538, USA

Insurance Agents Rankings in Fort Collins, CO

#BusinessRatingReviews
#1Advantage Insurance - Barry G Gustafson Agency4308 N Garfield Ave, Loveland, CO 80538, USA4.877
#2Marshall Agency And Associates, LLC American Family Insurance3780 N Garfield Ave #102, Loveland, CO 80538, USA5.035
#3Jackson Insurance Agency Inc.234 Elder Dr, Loveland, CO 80538, USA4.8137
#4Premier Insurance Partners - NoCo150 E 29th St Suite 225, Loveland, CO 80538, USA5.0107
#5Premier Insurance Partners LLC150 E 29th St Suite 225, Loveland, CO 80538, USA4.932
#6Alicia Rogers - State Farm Insurance Agent4090 Clydesdale Pkwy Ste 101A, Loveland, CO 80538, USA4.8102
#7Medicare Specialist Dan Kuntz290 E 25th St Suite 200, Loveland, CO 80538, USA5.040
#8Premier Group Insurance2121 N Lincoln Ave UNIT A, Loveland, CO 80538, USA4.989
#9Secure American Insurance - Leivestad Agency2105 Maple Dr, Loveland, CO 80538, USA5.013
#10Farmers Insurance - Christopher Larkins2030 Blue Mesa Ct, Loveland, CO 80538, USA4.981

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Insurance Agents in Fort Collins

4

Premier Insurance Partners - NoCo

5.0· 107 reviews

150 E 29th St Suite 225, Loveland, CO 80538, USA

5

Premier Insurance Partners LLC

4.9· 32 reviews

150 E 29th St Suite 225, Loveland, CO 80538, USA

6

Alicia Rogers - State Farm Insurance Agent

4.8· 102 reviews

4090 Clydesdale Pkwy Ste 101A, Loveland, CO 80538, USA

7

Medicare Specialist Dan Kuntz

5.0· 40 reviews

290 E 25th St Suite 200, Loveland, CO 80538, USA

8

Premier Group Insurance

4.9· 89 reviews

2121 N Lincoln Ave UNIT A, Loveland, CO 80538, USA

9

Secure American Insurance - Leivestad Agency

5.0· 13 reviews

2105 Maple Dr, Loveland, CO 80538, USA

10

Farmers Insurance - Christopher Larkins

4.9· 81 reviews

2030 Blue Mesa Ct, Loveland, CO 80538, USA

11

Summit Insurance: Allstate Insurance

4.9· 1,073 reviews

1907 N Boise Ave STE 1, Loveland, CO 80538, USA

12

Weedin Agency, Inc.

4.9· 241 reviews

1601 E Eisenhower Blvd, Loveland, CO 80537, USA

13

Ed Bowen - State Farm Insurance Agent

4.9· 138 reviews

1491 N Denver Ave Ste 201, Loveland, CO 80538, USA

14

Farmers Insurance - Kimberly Cunningham

4.9· 28 reviews

1424 W Eisenhower Blvd, Loveland, CO 80537, USA

15

Loveland Insurance Agency

5.0· 2 reviews

1424 W Eisenhower Blvd, Loveland, CO 80537, USA

16

NOCO Insurance Advisors LLC

5.0· 46 reviews

1635 Foxtrail Dr #109, Loveland, CO 80538, USA

17

Northern Colorado Insurance Services Inc

4.8· 6 reviews

525 N Denver Ave, Loveland, CO 80537, USA

18

Arrow Insurance Professionals, Inc

5.0· 28 reviews

577 Clubhouse Dr, Loveland, CO 80537, USA

19

Farmers Insurance - Brett Dexter

5.0· 27 reviews

1000 S Lincoln Ave Unit 210a, Loveland, CO 80537, USA

20

All About Insurance

4.9· 214 reviews

4007 S Lincoln Ave STE 440, Loveland, CO 80537, USA

Data from Google Business listings
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Frequently Asked Questions — Insurance Agents in Fort Collins

What is the difference between a captive and independent insurance agent in Fort Collins?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in CO?

Search the CO Department of Insurance's online license lookup — Google "CO Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CO must be licensed with the state.

How much does working with a local insurance agent in Fort Collins cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Fort Collins?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Fort Collins adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.

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About This Insurance Agents Directory — Fort Collins, CO

This page lists and ranks 20 insurance agents serving Fort Collins, CO as of May 2026. The average verified rating across all listings is 4.9 stars, with an average of 126 customer reviews per business. The top-ranked insurance agents in Fort Collins by our algorithm is Advantage Insurance - Barry G Gustafson Agency (4.8 stars, 77 reviews). Insurance in Fort Collins: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in Fort Collins: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the CO licensing board before hiring.

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