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Emergency Mortgage Brokers in Friendswood, TX — Available 24/7

When you can't wait, these mortgage brokers in Friendswood offer emergency response. Call now — most respond within the hour.

As of May 2026, RatingsNearMe ranks 13 mortgage brokers in Friendswood, TX by verified customer ratings and review volume. The highest-rated is Mylo Mortgage LLC with a 5.0-star rating from 219 verified reviews. Also in the top tier: Jason Holter | Mylo Mortgage and Guild Mortgage - Anna Babineaux. The average rating across all listed mortgage brokers in Friendswood is 4.9 stars from 59 reviews per business on average.

Mortgage brokers in Friendswood: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

13

Businesses listed

4.9★

Avg rating

59

Avg reviews

May 17, 2026

Last updated

Top Rated Mortgage Brokers

🥇

Mylo Mortgage LLC

5.0(219 reviews)

105 Hunters Ln Suite 106, Friendswood, TX 77546, USA

🥈

Jason Holter | Mylo Mortgage

4.9(126 reviews)

105 Hunters Ln Suite 106, Friendswood, TX 77546, USA

🥉

Guild Mortgage - Anna Babineaux

5.0(89 reviews)

306 W Edgewood Dr f, Friendswood, TX 77546, USA

Mortgage Brokers Rankings in Friendswood, TX

#BusinessRatingReviews
#1Mylo Mortgage LLC105 Hunters Ln Suite 106, Friendswood, TX 77546, USA5.0219
#2Jason Holter | Mylo Mortgage105 Hunters Ln Suite 106, Friendswood, TX 77546, USA4.9126
#3Guild Mortgage - Anna Babineaux306 W Edgewood Dr f, Friendswood, TX 77546, USA5.089
#4Laura Haines - NMLS# 985977 | AmCap Home Loans4211 Friendswood Link Rd Ste 101, Friendswood, TX 77546, USA5.034
#5Rafaela Ruffino1560 W Bay Area Blvd Ste 140, Friendswood, TX 77546, USA5.025
#6Union Home Mortgage- Friendswood804 S Friendswood Dr #118, Friendswood, TX 77546, USA4.824
#7Jake West - Gateway Mortgage807 S Friendswood Dr Suite 2, Friendswood, TX 77546, USA5.020
#8Michele Green | Mylo Mortgage105 Hunters Ln Suite 106, Friendswood, TX 77546, USA5.032
#9Rob Linder - Branch Manager - CMG Home Loans1560 W Bay Area Blvd Ste 140, Friendswood, TX 77546, USA5.017
#10Rudy Zarate NMLS # 262973 The Texans Group (Mortgage Lender711 W Bay Area Blvd Suite 286, Webster, TX 77598, USA4.932

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Mortgage Brokers in Friendswood

4

Laura Haines - NMLS# 985977 | AmCap Home Loans

5.0· 34 reviews

4211 Friendswood Link Rd Ste 101, Friendswood, TX 77546, USA

5

Rafaela Ruffino

5.0· 25 reviews

1560 W Bay Area Blvd Ste 140, Friendswood, TX 77546, USA

6

Union Home Mortgage- Friendswood

4.8· 24 reviews

804 S Friendswood Dr #118, Friendswood, TX 77546, USA

7

Jake West - Gateway Mortgage

5.0· 20 reviews

807 S Friendswood Dr Suite 2, Friendswood, TX 77546, USA

8

Michele Green | Mylo Mortgage

5.0· 32 reviews

105 Hunters Ln Suite 106, Friendswood, TX 77546, USA

9

Rob Linder - Branch Manager - CMG Home Loans

5.0· 17 reviews

1560 W Bay Area Blvd Ste 140, Friendswood, TX 77546, USA

10

Rudy Zarate NMLS # 262973 The Texans Group (Mortgage Lender

4.9· 32 reviews

711 W Bay Area Blvd Suite 286, Webster, TX 77598, USA

11

Marc Elliott | Mylo Mortgage, LLC Loan Officer NMLS 234917

4.7· 30 reviews

105 Hunters Ln Suite 106, Friendswood, TX 77546, USA

12

Todd Binkley - Gateway Mortgage

4.7· 37 reviews

807 S Friendswood Dr Suite 2, Friendswood, TX 77546, USA

13

Denzil Alton Davis

5.0· 84 reviews

711 W Bay Area Blvd Suites 450 & 610, Webster, TX 77598, USA

Data from Google Business listings
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Frequently Asked Questions — Mortgage Brokers in Friendswood

What does a mortgage broker do differently than going directly to a bank in Friendswood?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Friendswood?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in TX?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.

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About This Mortgage Brokers Directory — Friendswood, TX

This page lists and ranks 13 mortgage brokers serving Friendswood, TX as of May 2026. The average verified rating across all listings is 4.9 stars, with an average of 59 customer reviews per business. The top-ranked mortgage brokers in Friendswood by our algorithm is Mylo Mortgage LLC (5.0 stars, 219 reviews). Mortgage brokers in Friendswood: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Friendswood: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the TX licensing board before hiring.

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