Low Cost · Gallatin
Cheap Mortgage Brokers in Gallatin, TN — Best Prices
Compare mortgage brokers prices in Gallatin to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of May 2026, RatingsNearMe ranks 11 mortgage brokers in Gallatin, TN by verified customer ratings and review volume. The highest-rated is Preferred Rate - Mt. Juliet with a 4.9-star rating from 297 verified reviews. Also in the top tier: Motto Mortgage Lakeside and Christopher Tucker Motto Mortgage Lakeside. The average rating across all listed mortgage brokers in Gallatin is 5 stars from 45 reviews per business on average.
Mortgage brokers in Gallatin: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
11
Businesses listed
5★
Avg rating
45
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Preferred Rate - Mt. Juliet
2055 N Mt Juliet Rd Suite 100, Mt. Juliet, TN 37122, USA
Motto Mortgage Lakeside
880 GreenLea Blvd Suite A-106, Gallatin, TN 37066, USA
Christopher Tucker Motto Mortgage Lakeside
880 GreenLea Blvd Suite A-106, Gallatin, TN 37066, USA
Mortgage Brokers Rankings in Gallatin, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Preferred Rate - Mt. Juliet2055 N Mt Juliet Rd Suite 100, Mt. Juliet, TN 37122, USA | 4.9★ | 297 |
| #2 | Motto Mortgage Lakeside880 GreenLea Blvd Suite A-106, Gallatin, TN 37066, USA | 5.0★ | 60 |
| #3 | Christopher Tucker Motto Mortgage Lakeside880 GreenLea Blvd Suite A-106, Gallatin, TN 37066, USA | 5.0★ | 27 |
| #4 | Alexander Realejo Mortgage Loan Officer - Colten Mortgage1517 Hunt Club Blvd Suite 200, Gallatin, TN 37066, USA | 5.0★ | 2 |
| #5 | Calvin Zimmermann Motto Mortgage Lakeside880 GreenLea Blvd Suite A-106, Gallatin, TN 37066, USA | 5.0★ | 2 |
| #6 | Nelson Keen Motto Mortgage Lakeside880 GreenLea Blvd Suite A-106, Gallatin, TN 37066, USA | — | — |
| #7 | Wendy Thompson Team Gallatin Mortgage Brokers & Lending Company112 Public Square, Gallatin, TN 37066, USA | — | — |
| #8 | Cambridge Mortgage Inc115 E Main St # B, Gallatin, TN 37066, USA | 5.0★ | 9 |
| #9 | Megan Bruner Motto Mortgage Lakeside880 GreenLea Blvd Ste A-106, Gallatin, TN 37066, USA | 5.0★ | 1 |
| #10 | Endurance Mortgage LLC1509 Hunt Club Blvd STE 600, Gallatin, TN 37066, USA | 5.0★ | 5 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Gallatin
Alexander Realejo Mortgage Loan Officer - Colten Mortgage
1517 Hunt Club Blvd Suite 200, Gallatin, TN 37066, USA
Calvin Zimmermann Motto Mortgage Lakeside
880 GreenLea Blvd Suite A-106, Gallatin, TN 37066, USA
Nelson Keen Motto Mortgage Lakeside
880 GreenLea Blvd Suite A-106, Gallatin, TN 37066, USA
Wendy Thompson Team Gallatin Mortgage Brokers & Lending Company
112 Public Square, Gallatin, TN 37066, USA
Megan Bruner Motto Mortgage Lakeside
880 GreenLea Blvd Ste A-106, Gallatin, TN 37066, USA
Endurance Mortgage LLC
1509 Hunt Club Blvd STE 600, Gallatin, TN 37066, USA
The Chapman Mortgage Team - Mortgage Broker
1020 Pittman Dr, Gallatin, TN 37066, USA
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Frequently Asked Questions — Mortgage Brokers in Gallatin
What does a mortgage broker do differently than going directly to a bank in Gallatin?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Gallatin?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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