Near You · Gallatin
Mortgage Brokers Near You in Gallatin, TN
Find mortgage brokers close to you in Gallatin. All results are sorted by proximity and rated by real local customers.
As of May 2026, RatingsNearMe ranks 11 mortgage brokers in Gallatin, TN by verified customer ratings and review volume. The highest-rated is Preferred Rate - Mt. Juliet with a 4.9-star rating from 297 verified reviews. Also in the top tier: Motto Mortgage Lakeside and Christopher Tucker Motto Mortgage Lakeside. The average rating across all listed mortgage brokers in Gallatin is 5 stars from 45 reviews per business on average.
Mortgage brokers in Gallatin: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
11
Businesses listed
5★
Avg rating
45
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Preferred Rate - Mt. Juliet
2055 N Mt Juliet Rd Suite 100, Mt. Juliet, TN 37122, USA
Motto Mortgage Lakeside
880 GreenLea Blvd Suite A-106, Gallatin, TN 37066, USA
Christopher Tucker Motto Mortgage Lakeside
880 GreenLea Blvd Suite A-106, Gallatin, TN 37066, USA
Mortgage Brokers Rankings in Gallatin, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Preferred Rate - Mt. Juliet2055 N Mt Juliet Rd Suite 100, Mt. Juliet, TN 37122, USA | 4.9★ | 297 |
| #2 | Motto Mortgage Lakeside880 GreenLea Blvd Suite A-106, Gallatin, TN 37066, USA | 5.0★ | 60 |
| #3 | Christopher Tucker Motto Mortgage Lakeside880 GreenLea Blvd Suite A-106, Gallatin, TN 37066, USA | 5.0★ | 27 |
| #4 | Wendy Thompson Team Gallatin Mortgage Brokers & Lending Company112 Public Square, Gallatin, TN 37066, USA | — | — |
| #5 | Cambridge Mortgage Inc115 E Main St # B, Gallatin, TN 37066, USA | 5.0★ | 9 |
| #6 | Megan Bruner Motto Mortgage Lakeside880 GreenLea Blvd Ste A-106, Gallatin, TN 37066, USA | 5.0★ | 1 |
| #7 | Endurance Mortgage LLC1509 Hunt Club Blvd STE 600, Gallatin, TN 37066, USA | 5.0★ | 5 |
| #8 | The Chapman Mortgage Team - Mortgage Broker1020 Pittman Dr, Gallatin, TN 37066, USA | 5.0★ | 2 |
| #9 | Nelson Keen Motto Mortgage Lakeside880 GreenLea Blvd Suite A-106, Gallatin, TN 37066, USA | — | — |
| #10 | Alexander Realejo Mortgage Loan Officer - Colten Mortgage1517 Hunt Club Blvd Suite 200, Gallatin, TN 37066, USA | 5.0★ | 2 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Gallatin
Wendy Thompson Team Gallatin Mortgage Brokers & Lending Company
112 Public Square, Gallatin, TN 37066, USA
Megan Bruner Motto Mortgage Lakeside
880 GreenLea Blvd Ste A-106, Gallatin, TN 37066, USA
Endurance Mortgage LLC
1509 Hunt Club Blvd STE 600, Gallatin, TN 37066, USA
The Chapman Mortgage Team - Mortgage Broker
1020 Pittman Dr, Gallatin, TN 37066, USA
Nelson Keen Motto Mortgage Lakeside
880 GreenLea Blvd Suite A-106, Gallatin, TN 37066, USA
Alexander Realejo Mortgage Loan Officer - Colten Mortgage
1517 Hunt Club Blvd Suite 200, Gallatin, TN 37066, USA
Calvin Zimmermann Motto Mortgage Lakeside
880 GreenLea Blvd Suite A-106, Gallatin, TN 37066, USA
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Frequently Asked Questions — Mortgage Brokers in Gallatin
What does a mortgage broker do differently than going directly to a bank in Gallatin?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Gallatin?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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