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24-Hour Mortgage Brokers in Hackensack, NJ — Always Available
Emergencies don't keep business hours. These mortgage brokers in Hackensack are available 24 hours a day, 7 days a week — including holidays.
As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Hackensack, NJ by verified customer ratings and review volume. The highest-rated is Brightwire Loans with a 5.0-star rating from 116 verified reviews. Also in the top tier: Elite Mortgage LLC and Prime Mortgage Company. The average rating across all listed mortgage brokers in Hackensack is 4.9 stars from 89 reviews per business on average.
Mortgage brokers in Hackensack: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
89
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Brightwire Loans
837 Kinderkamack Rd, River Edge, NJ 07661, USA
Elite Mortgage LLC
1610 Center Ave, Fort Lee, NJ 07024, USA
Prime Mortgage Company
1 Brg Plz N Suite 530, Fort Lee, NJ 07024, USA
Mortgage Brokers Rankings in Hackensack, NJ
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Brightwire Loans837 Kinderkamack Rd, River Edge, NJ 07661, USA | 5.0★ | 116 |
| #2 | Elite Mortgage LLC1610 Center Ave, Fort Lee, NJ 07024, USA | 5.0★ | 35 |
| #3 | Prime Mortgage Company1 Brg Plz N Suite 530, Fort Lee, NJ 07024, USA | 5.0★ | 174 |
| #4 | Hadi Endaz1301 Main Ave 2nd Floor Suite R, Clifton, NJ 07011, USA | 5.0★ | 8 |
| #5 | PRMG188 Lafayette St, Paterson, NJ 07501, USA | — | — |
| #6 | Greater Alliance Federal Credit Union66 Hamilton St, Paterson, NJ 07505, USA | 4.8★ | 232 |
| #7 | Legacy Mortgage Group Inc1037 US-46 Suite 101, Clifton, NJ 07013, USA | 5.0★ | 57 |
| #8 | Universal Loans365 Rifle Camp Rd Suite 216A, Woodland Park, NJ 07424, USA | 5.0★ | 57 |
| #9 | Chase Mortgage410 S Broadway, Yonkers, NY 10705, USA | 5.0★ | 1 |
| #10 | Silex Financial Group, Inc.674 Lafayette Ave, Hawthorne, NJ 07506, USA | 5.0★ | 114 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Hackensack
Hadi Endaz
1301 Main Ave 2nd Floor Suite R, Clifton, NJ 07011, USA
PRMG
188 Lafayette St, Paterson, NJ 07501, USA
Greater Alliance Federal Credit Union
66 Hamilton St, Paterson, NJ 07505, USA
Legacy Mortgage Group Inc
1037 US-46 Suite 101, Clifton, NJ 07013, USA
Universal Loans
365 Rifle Camp Rd Suite 216A, Woodland Park, NJ 07424, USA
Chase Mortgage
410 S Broadway, Yonkers, NY 10705, USA
Silex Financial Group, Inc.
674 Lafayette Ave, Hawthorne, NJ 07506, USA
Phoenix Financial Services
Plymouth Rd #20, Paterson, NJ 07502, USA
Lucid Mortgage
24 Coppola St Unit 4, Nutley, NJ 07110, USA
Marisol Perez, Mortgage Loan Officer - NMLS 1775344 @ 1st 2nd Mortgage Co.
995 McBride Ave, Woodland Park, NJ 07424, USA
Movement Mortgage - John Palumbo's Team - Totowa, NJ
231 Union Blvd 1st Floor, Totowa, NJ 07512, USA
Dawn Logatto - Movement Mortgage
231 Union Blvd Fl 1, Totowa, NJ 07512, USA
Axios Mortgage & Real Estate Consulting LLC
539 Valley Rd #2a, Montclair, NJ 07043, USA
Amerifund Home Mortgage LLC
1177 6th Ave 5th floor, New York, NY 10036, USA
Commercial Mortgage Connection, Inc.
326 Saw Mill River Rd, Yonkers, NY 10701, USA
R&J Mortgage & Loan Brokers Manhattan NYC
31 W 34th St. #7162, New York, NY 10001, USA
GuardHill Financial LLC
140 E 45th St 31st fl, New York, NY 10017, USA
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Frequently Asked Questions — Mortgage Brokers in Hackensack
What does a mortgage broker do differently than going directly to a bank in Hackensack?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Hackensack?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NJ?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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