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Low Cost · Hackensack

Cheap Mortgage Brokers in Hackensack, NJ — Best Prices

Compare mortgage brokers prices in Hackensack to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.

As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Hackensack, NJ by verified customer ratings and review volume. The highest-rated is Brightwire Loans with a 5.0-star rating from 116 verified reviews. Also in the top tier: Elite Mortgage LLC and Prime Mortgage Company. The average rating across all listed mortgage brokers in Hackensack is 4.9 stars from 89 reviews per business on average.

Mortgage brokers in Hackensack: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

20

Businesses listed

4.9★

Avg rating

89

Avg reviews

May 17, 2026

Last updated

Top Rated Mortgage Brokers

🥇

Brightwire Loans

5.0(116 reviews)

837 Kinderkamack Rd, River Edge, NJ 07661, USA

🥈

Elite Mortgage LLC

5.0(35 reviews)

1610 Center Ave, Fort Lee, NJ 07024, USA

🥉

Prime Mortgage Company

5.0(174 reviews)

1 Brg Plz N Suite 530, Fort Lee, NJ 07024, USA

Mortgage Brokers Rankings in Hackensack, NJ

#BusinessRatingReviews
#1Brightwire Loans837 Kinderkamack Rd, River Edge, NJ 07661, USA5.0116
#2Elite Mortgage LLC1610 Center Ave, Fort Lee, NJ 07024, USA5.035
#3Prime Mortgage Company1 Brg Plz N Suite 530, Fort Lee, NJ 07024, USA5.0174
#4Hadi Endaz1301 Main Ave 2nd Floor Suite R, Clifton, NJ 07011, USA5.08
#5PRMG188 Lafayette St, Paterson, NJ 07501, USA
#6Greater Alliance Federal Credit Union66 Hamilton St, Paterson, NJ 07505, USA4.8232
#7Legacy Mortgage Group Inc1037 US-46 Suite 101, Clifton, NJ 07013, USA5.057
#8Universal Loans365 Rifle Camp Rd Suite 216A, Woodland Park, NJ 07424, USA5.057
#9Chase Mortgage410 S Broadway, Yonkers, NY 10705, USA5.01
#10Silex Financial Group, Inc.674 Lafayette Ave, Hawthorne, NJ 07506, USA5.0114

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Mortgage Brokers in Hackensack

4

Hadi Endaz

5.0· 8 reviews

1301 Main Ave 2nd Floor Suite R, Clifton, NJ 07011, USA

5

PRMG

· 0 reviews

188 Lafayette St, Paterson, NJ 07501, USA

6

Greater Alliance Federal Credit Union

4.8· 232 reviews

66 Hamilton St, Paterson, NJ 07505, USA

7

Legacy Mortgage Group Inc

5.0· 57 reviews

1037 US-46 Suite 101, Clifton, NJ 07013, USA

8

Universal Loans

5.0· 57 reviews

365 Rifle Camp Rd Suite 216A, Woodland Park, NJ 07424, USA

9

Chase Mortgage

5.0· 1 reviews

410 S Broadway, Yonkers, NY 10705, USA

10

Silex Financial Group, Inc.

5.0· 114 reviews

674 Lafayette Ave, Hawthorne, NJ 07506, USA

11

Phoenix Financial Services

· 0 reviews

Plymouth Rd #20, Paterson, NJ 07502, USA

12

Lucid Mortgage

5.0· 168 reviews

24 Coppola St Unit 4, Nutley, NJ 07110, USA

13

Marisol Perez, Mortgage Loan Officer - NMLS 1775344 @ 1st 2nd Mortgage Co.

4.9· 29 reviews

995 McBride Ave, Woodland Park, NJ 07424, USA

14

Movement Mortgage - John Palumbo's Team - Totowa, NJ

4.8· 133 reviews

231 Union Blvd 1st Floor, Totowa, NJ 07512, USA

15

Dawn Logatto - Movement Mortgage

5.0· 17 reviews

231 Union Blvd Fl 1, Totowa, NJ 07512, USA

16

Axios Mortgage & Real Estate Consulting LLC

· 0 reviews

539 Valley Rd #2a, Montclair, NJ 07043, USA

17

Amerifund Home Mortgage LLC

4.1· 14 reviews

1177 6th Ave 5th floor, New York, NY 10036, USA

18

Commercial Mortgage Connection, Inc.

· 0 reviews

326 Saw Mill River Rd, Yonkers, NY 10701, USA

19

R&J Mortgage & Loan Brokers Manhattan NYC

4.8· 20 reviews

31 W 34th St. #7162, New York, NY 10001, USA

20

GuardHill Financial LLC

4.8· 254 reviews

140 E 45th St 31st fl, New York, NY 10017, USA

Data from Google Business listings
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Frequently Asked Questions — Mortgage Brokers in Hackensack

What does a mortgage broker do differently than going directly to a bank in Hackensack?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Hackensack?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in NJ?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.

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About This Mortgage Brokers Directory — Hackensack, NJ

This page lists and ranks 20 mortgage brokers serving Hackensack, NJ as of May 2026. The average verified rating across all listings is 4.9 stars, with an average of 89 customer reviews per business. The top-ranked mortgage brokers in Hackensack by our algorithm is Brightwire Loans (5.0 stars, 116 reviews). Mortgage brokers in Hackensack: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Hackensack: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the NJ licensing board before hiring.

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