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Real Reviews · Hackensack

Top-Reviewed Mortgage Brokers in Hackensack, NJ

What are customers actually saying? Read verified reviews for mortgage brokers in Hackensack — every rating is from a real customer.

As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Hackensack, NJ by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Brightwire Loans with a 5.0-star rating from 116 Google reviews and an RNM Score of 96/100. Also in the top tier: Elite Mortgage LLC and Prime Mortgage Company. The average rating across all listed mortgage brokers in Hackensack is 4.9 stars from 89 reviews per business on average.

Mortgage brokers in Hackensack: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

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Local Market Snapshot

20

Businesses listed

4.9★

Avg rating

89

Avg reviews

Jul 4, 2026

Last updated

Top Rated Mortgage Brokers

5.0(116 reviews)

Jersey City mortgage broker with a perfect 5.0 rating from over 100 reviews.

837 Kinderkamack Rd, River Edge, NJ 07661, USA
5.0(35 reviews)

Paterson mortgage broker with a perfect 5.0-star rating from 35 reviews.

1610 Center Ave, Fort Lee, NJ 07024, USA
5.0(174 reviews)

Earned a flawless 5.0-star rating from 174 Google reviews.

1 Brg Plz N Suite 530, Fort Lee, NJ 07024, USA

Mortgage Brokers Rankings in Hackensack, NJ

#BusinessRatingReviews
#1Brightwire Loans837 Kinderkamack Rd, River Edge, NJ 07661, USA5.0116
#2Elite Mortgage LLC1610 Center Ave, Fort Lee, NJ 07024, USA5.035
#3Prime Mortgage Company1 Brg Plz N Suite 530, Fort Lee, NJ 07024, USA5.0174
#4Hadi Endaz1301 Main Ave 2nd Floor Suite R, Clifton, NJ 07011, USA5.08
#5PRMG188 Lafayette St, Paterson, NJ 07501, USA
#6Greater Alliance Federal Credit Union66 Hamilton St, Paterson, NJ 07505, USA4.8232
#7Legacy Mortgage Group Inc1037 US-46 Suite 101, Clifton, NJ 07013, USA5.057
#8Universal Loans365 Rifle Camp Rd Suite 216A, Woodland Park, NJ 07424, USA5.057
#9Chase Mortgage410 S Broadway, Yonkers, NY 10705, USA5.01
#10Silex Financial Group, Inc.674 Lafayette Ave, Hawthorne, NJ 07506, USA5.0114

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Mortgage Brokers in Hackensack

4
5.0· 8 reviews

5.0-star rating from 8 Google reviews for a Paterson mortgage broker.

1301 Main Ave 2nd Floor Suite R, Clifton, NJ 07011, USA

5
· 0 reviews

New to Paterson, this mortgage broker has no customer reviews yet.

188 Lafayette St, Paterson, NJ 07501, USA

6
4.8· 232 reviews

Rated 4.8 stars from over 230 Google reviews, this Paterson broker is highly trusted.

66 Hamilton St, Paterson, NJ 07505, USA

7
5.0· 57 reviews

Exceptional 5.0-star rating from 57 Google reviews for this Paterson mortgage broker.

1037 US-46 Suite 101, Clifton, NJ 07013, USA

8
5.0· 57 reviews

Trusted by dozens of local clients with a perfect 5.0-star rating.

365 Rifle Camp Rd Suite 216A, Woodland Park, NJ 07424, USA

9
5.0· 1 reviews

Top-rated Yonkers mortgage broker with a perfect 5.0-star score from clients.

410 S Broadway, Yonkers, NY 10705, USA

10
5.0· 114 reviews

5.0-star mortgage broker in Camden, NJ with hundreds of glowing Google reviews.

674 Lafayette Ave, Hawthorne, NJ 07506, USA

11
· 0 reviews

Paterson mortgage broker with no customer ratings yet, based on 0 Google reviews.

Plymouth Rd #20, Paterson, NJ 07502, USA

12
5.0· 168 reviews

Top-rated Newark mortgage broker with a perfect 5.0★ score from 168 reviews.

24 Coppola St Unit 4, Nutley, NJ 07110, USA

13
4.9· 29 reviews

Paterson mortgage broker with a 4.9-star rating from 29 reviews.

995 McBride Ave, Woodland Park, NJ 07424, USA

14
4.8· 133 reviews

Paterson mortgage broker with a 4.8-star rating from 133 Google reviews.

231 Union Blvd 1st Floor, Totowa, NJ 07512, USA

15
5.0· 17 reviews

5.0 stars from 17 Google reviews, reflecting exceptional local service.

231 Union Blvd Fl 1, Totowa, NJ 07512, USA

16
· 0 reviews

A mortgage broker in Paterson with no customer reviews yet.

539 Valley Rd #2a, Montclair, NJ 07043, USA

17
4.1· 14 reviews

Rated 4.1 stars from 14 Google reviews, this New York mortgage broker has solid local feedback.

1177 6th Ave 5th floor, New York, NY 10036, USA

18
· 0 reviews

Specializing in Yonkers, this mortgage broker has no client reviews yet to gauge service quality.

326 Saw Mill River Rd, Yonkers, NY 10701, USA

19
4.8· 20 reviews

Trusted New York mortgage broker with a 4.8★ rating from 20 reviews.

31 W 34th St. #7162, New York, NY 10001, USA

20
4.8· 254 reviews

Top-rated mortgage broker in New York with 4.8 stars from over 250 reviews.

140 E 45th St 31st fl, New York, NY 10017, USA

Data from Google Business listings
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Mortgage Brokers in Hackensack, NJ — Compared

#BusinessRNM ScoreRatingReviews
1Brightwire Loans96/1005.0 ★116
2Elite Mortgage LLC78/1005.0 ★35
3Prime Mortgage Company86/1005.0 ★174
4Hadi Endaz70/1005.0 ★8
5PRMG3/1000
6Greater Alliance Federal Credit Union85/1004.8 ★232
7Legacy Mortgage Group Inc80/1005.0 ★57
8Universal Loans80/1005.0 ★57
9Chase Mortgage62/1005.0 ★1
10Silex Financial Group, Inc.84/1005.0 ★114

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

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Frequently Asked Questions — Mortgage Brokers in Hackensack

What does a mortgage broker do differently than going directly to a bank in Hackensack?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Hackensack?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in NJ?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.

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About This Mortgage Brokers Directory — Hackensack, NJ

This page lists and ranks 20 mortgage brokers serving Hackensack, NJ as of July 2026. The average verified rating across all listings is 4.9 stars, with an average of 89 customer reviews per business. The top-ranked mortgage brokers in Hackensack by our algorithm is Brightwire Loans (5.0 stars, 116 reviews). Mortgage brokers in Hackensack: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Hackensack: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the NJ licensing board before hiring.

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