Local Pros · High Point
Local Mortgage Brokers in High Point, NC
Locally owned and operated mortgage brokers serving High Point and the surrounding area. Supporting local businesses means faster response and accountability.
As of May 2026, RatingsNearMe ranks 13 mortgage brokers in High Point, NC by verified customer ratings and review volume. The highest-rated is Union Home Mortgage - High Point with a 5.0-star rating from 167 verified reviews. Also in the top tier: PlumDog Financial and Guild Mortgage - John Schmidlin. The average rating across all listed mortgage brokers in High Point is 5 stars from 60 reviews per business on average.
Mortgage brokers in High Point: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
13
Businesses listed
5★
Avg rating
60
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Union Home Mortgage - High Point
2212 Eastchester Dr #210, High Point, NC 27265, USA
PlumDog Financial
218 Patton Ave, Asheville, NC 28801, USA
Guild Mortgage - John Schmidlin
2411 Penny Rd, High Point, NC 27265, USA
Mortgage Brokers Rankings in High Point, NC
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Union Home Mortgage - High Point2212 Eastchester Dr #210, High Point, NC 27265, USA | 5.0★ | 167 |
| #2 | PlumDog Financial218 Patton Ave, Asheville, NC 28801, USA | 5.0★ | 294 |
| #3 | Guild Mortgage - John Schmidlin2411 Penny Rd, High Point, NC 27265, USA | 4.9★ | 96 |
| #4 | Jamie Hart with The Mortgage Firm1220 N Main St, Lower Level, Suite 301, High Point, NC 27262, USA | 5.0★ | 13 |
| #5 | Milestone Mortgage Services4192 Mendenhall Oaks Pkwy, High Point, NC 27265, USA | 5.0★ | 8 |
| #6 | Donna Kritcher - Guild Mortgage2411 Penny Rd, High Point, NC 27265, USA | 5.0★ | 8 |
| #7 | Triad Mortgage: Gina Milloway, Mortgage Broker4192 Mendenhall Oaks Pkwy, High Point, NC 27265, USA | 4.7★ | 13 |
| #8 | TRIAD MORTGAGE LLC4192 Mendenhall Oaks Pkwy suite 101, High Point, NC 27265, USA | 5.0★ | 1 |
| #9 | Jeff Benfield - Union Home Mortgage2212 Eastchester Dr #210, High Point, NC 27265, USA | 5.0★ | 3 |
| #10 | Guild Mortgage - Tim Kritcher2411 Penny Rd, High Point, NC 27265, USA | 5.0★ | 135 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in High Point
Jamie Hart with The Mortgage Firm
1220 N Main St, Lower Level, Suite 301, High Point, NC 27262, USA
Milestone Mortgage Services
4192 Mendenhall Oaks Pkwy, High Point, NC 27265, USA
Donna Kritcher - Guild Mortgage
2411 Penny Rd, High Point, NC 27265, USA
Triad Mortgage: Gina Milloway, Mortgage Broker
4192 Mendenhall Oaks Pkwy, High Point, NC 27265, USA
TRIAD MORTGAGE LLC
4192 Mendenhall Oaks Pkwy suite 101, High Point, NC 27265, USA
Jeff Benfield - Union Home Mortgage
2212 Eastchester Dr #210, High Point, NC 27265, USA
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Frequently Asked Questions — Mortgage Brokers in High Point
What does a mortgage broker do differently than going directly to a bank in High Point?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in High Point?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NC?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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