Real Reviews · High Point
Top-Reviewed Mortgage Brokers in High Point, NC
What are customers actually saying? Read verified reviews for mortgage brokers in High Point — every rating is from a real customer.
As of July 2026, RatingsNearMe ranks 13 mortgage brokers in High Point, NC by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is PlumDog Financial with a 5.0-star rating from 294 Google reviews and an RNM Score of 88/100. Also in the top tier: Union Home Mortgage - High Point and Guild Mortgage - Tim Kritcher. The average rating across all listed mortgage brokers in High Point is 5 stars from 60 reviews per business on average.
Mortgage brokers in High Point: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Jamie Hart with The Mortgage Firm
Jamie Hart consistently receives top marks for customer service and streamlined mortgage processes in High Point.
Most Reviewed
Jamie Hart with The Mortgage Firm
A high volume of reviews indicates a reliable track record and strong reputation among clients.
Always compare loan offers from multiple brokers and check recent reviews to ensure you select a broker who aligns with your financial needs and communication preferences.
Local Market Snapshot
13
Businesses listed
5★
Avg rating
60
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by hundreds of local clients, this broker holds a flawless 5.0-star rating.
218 Patton Ave, Asheville, NC 28801, USATop-rated High Point mortgage broker with a perfect 5.0★ score from 167 reviews.
2212 Eastchester Dr #210, High Point, NC 27265, USATop-rated High Point mortgage broker with a perfect 5.0 rating from over 130 reviews.
2411 Penny Rd, High Point, NC 27265, USAMortgage Brokers Rankings in High Point, NC
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | PlumDog Financial218 Patton Ave, Asheville, NC 28801, USA | 5.0★ | 294 |
| #2 | Union Home Mortgage - High Point2212 Eastchester Dr #210, High Point, NC 27265, USA | 5.0★ | 167 |
| #3 | Guild Mortgage - Tim Kritcher2411 Penny Rd, High Point, NC 27265, USA | 5.0★ | 135 |
| #4 | Donna Kritcher - Guild Mortgage2411 Penny Rd, High Point, NC 27265, USA | 5.0★ | 8 |
| #5 | Milestone Mortgage Services4192 Mendenhall Oaks Pkwy, High Point, NC 27265, USA | 5.0★ | 8 |
| #6 | Jamie Hart with The Mortgage Firm1220 N Main St, Lower Level, Suite 301, High Point, NC 27262, USA | 5.0★ | 13 |
| #7 | Gaby Medrano - Guild Mortgage2411 Penny Rd, High Point, NC 27265, USA | 5.0★ | 12 |
| #8 | Guild Mortgage - John Schmidlin2411 Penny Rd, High Point, NC 27265, USA | 4.9★ | 96 |
| #9 | Guild Mortgage - Lekh Sharma2411 Penny Rd, High Point, NC 27265, USA | 5.0★ | 7 |
| #10 | Guild Mortgage - Kerlin Phillips2411 Penny Rd, High Point, NC 27265, USA | 5.0★ | 17 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in High Point
Top-rated mortgage broker in High Point with a perfect 5.0-star rating from 8 reviews.
2411 Penny Rd, High Point, NC 27265, USA
5.0 stars from 8 Google reviews, reflecting exceptional client satisfaction.
4192 Mendenhall Oaks Pkwy, High Point, NC 27265, USA
Consistently rated 5.0 stars from 13 Google reviews in High Point.
1220 N Main St, Lower Level, Suite 301, High Point, NC 27262, USA
5.0 stars from 12 reviews, reflecting exceptional client satisfaction in High Point.
2411 Penny Rd, High Point, NC 27265, USA
Trusted by 96 clients with a near-perfect 4.9-star average rating.
2411 Penny Rd, High Point, NC 27265, USA
5.0-star rating from 7 reviews in High Point, NC.
2411 Penny Rd, High Point, NC 27265, USA
Top-rated High Point mortgage broker with a perfect 5.0★ score from 17 reviews.
2411 Penny Rd, High Point, NC 27265, USA
Trusted by local clients with a strong 4.7-star rating from 13 reviews.
4192 Mendenhall Oaks Pkwy, High Point, NC 27265, USA
Exceptional 5.0-star rating from three Google reviews.
2212 Eastchester Dr #210, High Point, NC 27265, USA
5.0-star rating from one Google review in High Point, NC.
4192 Mendenhall Oaks Pkwy suite 101, High Point, NC 27265, USA
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Mortgage Brokers in High Point, NC — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | PlumDog Financial | 88/100 | 5.0 ★ | 294 |
| 2 | Union Home Mortgage - High Point | 98/100 | 5.0 ★ | 167 |
| 3 | Guild Mortgage - Tim Kritcher | 88/100 | 5.0 ★ | 135 |
| 4 | Donna Kritcher - Guild Mortgage | 82/100 | 5.0 ★ | 8 |
| 5 | Milestone Mortgage Services | 82/100 | 5.0 ★ | 8 |
| 6 | Jamie Hart with The Mortgage Firm | 84/100 | 5.0 ★ | 13 |
| 7 | Gaby Medrano - Guild Mortgage | 76/100 | 5.0 ★ | 12 |
| 8 | Guild Mortgage - John Schmidlin | 93/100 | 4.9 ★ | 96 |
| 9 | Guild Mortgage - Lekh Sharma | 73/100 | 5.0 ★ | 7 |
| 10 | Guild Mortgage - Kerlin Phillips | 77/100 | 5.0 ★ | 17 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in High Point
What does a mortgage broker do differently than going directly to a bank in High Point?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in High Point?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NC?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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