24/7 Available · Huntersville
24-Hour Mortgage Brokers in Huntersville, NC — Always Available
Emergencies don't keep business hours. These mortgage brokers in Huntersville are available 24 hours a day, 7 days a week — including holidays.
As of July 2026, RatingsNearMe ranks 15 mortgage brokers in Huntersville, NC by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Dash Home Loans with a 4.9-star rating from 326 Google reviews and an RNM Score of 98/100. Also in the top tier: The Results Matter Team of Direct Mortgage Loans and States Mortgage Company. The average rating across all listed mortgage brokers in Huntersville is 4.9 stars from 107 reviews per business on average.
Mortgage brokers in Huntersville: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 5, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Gabe Libutti - Atlantic Coast Mortgage
Gabe Libutti consistently ranks as a top mortgage broker in Huntersville due to his strong local reputation, personalized service, and efficient loan processing.
Most Reviewed
Gabe Libutti - Atlantic Coast Mortgage
A high number of reviews indicates broad client experience and trust, helping you gauge reliability and service quality.
When choosing a mortgage broker in Huntersville, compare loan options and fees, and prioritize brokers with strong local reviews and clear communication to ensure a smooth home-buying process.
Local Market Snapshot
15
Businesses listed
4.9★
Avg rating
107
Avg reviews
Jul 5, 2026
Last updated
Top Rated Mortgage Brokers
Huntersville mortgage broker earns exceptional 4.9 stars from over 300 Google reviews.
19109 W Catawba Ave Suite 200, #226, Cornelius, NC 28031, USATop-rated Huntersville mortgage broker with a perfect 5.0★ rating from over 100 reviews.
630 Davidson Gateway Dr #150-E, Davidson, NC 28036, USATrusted by hundreds of local clients, this Huntersville mortgage broker holds a strong 4.6-star rating.
630 Davidson Gateway Dr STE 200, Davidson, NC 28036, USAMortgage Brokers Rankings in Huntersville, NC
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Dash Home Loans19109 W Catawba Ave Suite 200, #226, Cornelius, NC 28031, USA | 4.9★ | 326 |
| #2 | The Results Matter Team of Direct Mortgage Loans630 Davidson Gateway Dr #150-E, Davidson, NC 28036, USA | 5.0★ | 115 |
| #3 | States Mortgage Company630 Davidson Gateway Dr STE 200, Davidson, NC 28036, USA | 4.6★ | 191 |
| #4 | O'Brien Home Loans19109 W Catawba Ave Suite 236A, Cornelius, NC 28031, USA | 5.0★ | 16 |
| #5 | Gabe Libutti - Atlantic Coast Mortgage10115 Kincey Ave Suite 195, Huntersville, NC 28078, USA | 5.0★ | 70 |
| #6 | Katie Seagle at CrossCountry Mortgage19620 W Catawba Ave Suite 202 & 210, Cornelius, NC 28031, USA | 5.0★ | 67 |
| #7 | Gateway Financial Group9820 Northcross Center Ct, Huntersville, NC 28078, USA | 5.0★ | 83 |
| #8 | Bonnie Jackson - Atlantic Coast Mortgage10115 Kincey Ave Suite 195, Huntersville, NC 28078, USA | 5.0★ | 58 |
| #9 | Home Town Mortgage Loans20605 N Main St, Cornelius, NC 28031, USA | 5.0★ | 32 |
| #10 | Char-Lee Smith - Atlantic Coast Mortgage10115 Kincey Ave Suite 195, Huntersville, NC 28078, USA | 5.0★ | 15 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Huntersville
Huntersville's top-rated mortgage broker with a perfect 5.0-star score from 16 reviews.
19109 W Catawba Ave Suite 236A, Cornelius, NC 28031, USA
Rated 5.0 stars from 70 Google reviews, this Huntersville broker is highly trusted.
10115 Kincey Ave Suite 195, Huntersville, NC 28078, USA
Top-rated Huntersville mortgage broker with 5.0 stars from 67 Google reviews.
19620 W Catawba Ave Suite 202 & 210, Cornelius, NC 28031, USA
Exceptional 5.0-star rating from 83 Google reviews in Huntersville, NC.
9820 Northcross Center Ct, Huntersville, NC 28078, USA
Top-rated Huntersville mortgage broker with 58 perfect 5.0-star reviews.
10115 Kincey Ave Suite 195, Huntersville, NC 28078, USA
Rated 5.0 stars from 32 Google reviews, this Huntersville mortgage broker is highly trusted.
20605 N Main St, Cornelius, NC 28031, USA
Huntersville mortgage broker with a perfect 5.0-star rating from 15 reviews.
10115 Kincey Ave Suite 195, Huntersville, NC 28078, USA
Huntersville mortgage broker with a 4.9-star rating from over 160 Google reviews.
10115 Kincey Ave Suite 195, Huntersville, NC 28078, USA
Trusted by 72 local clients, this Huntersville broker maintains a stellar 4.9-star rating.
19720 Jetton Rd Suites 202 & 203, Cornelius, NC 28031, USA
Rated 4.9 stars from 54 reviews, this Huntersville mortgage broker is highly trusted.
19720 Jetton Rd Suites 202 & 203, Cornelius, NC 28031, USA
5.0-star rating from 73 reviews makes them a trusted local mortgage choice.
10115 Kincey Ave Suite 195, Huntersville, NC 28078, USA
Exceptional 5.0-star rating from over 260 Google reviews in Huntersville.
442 S Main St, Davidson, NC 28036, USA
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Mortgage Brokers in Huntersville, NC — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Dash Home Loans | 98/100 | 4.9 ★ | 326 |
| 2 | The Results Matter Team of Direct Mortgage Loans | 96/100 | 5.0 ★ | 115 |
| 3 | States Mortgage Company | 92/100 | 4.6 ★ | 191 |
| 4 | O'Brien Home Loans | 85/100 | 5.0 ★ | 16 |
| 5 | Gabe Libutti - Atlantic Coast Mortgage | 93/100 | 5.0 ★ | 70 |
| 6 | Katie Seagle at CrossCountry Mortgage | 93/100 | 5.0 ★ | 67 |
| 7 | Gateway Financial Group | 94/100 | 5.0 ★ | 83 |
| 8 | Bonnie Jackson - Atlantic Coast Mortgage | 92/100 | 5.0 ★ | 58 |
| 9 | Home Town Mortgage Loans | 89/100 | 5.0 ★ | 32 |
| 10 | Char-Lee Smith - Atlantic Coast Mortgage | 85/100 | 5.0 ★ | 15 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Huntersville
What does a mortgage broker do differently than going directly to a bank in Huntersville?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Huntersville?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NC?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 5, 2026.
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