Real Reviews · Huntersville
Top-Reviewed Mortgage Brokers in Huntersville, NC
What are customers actually saying? Read verified reviews for mortgage brokers in Huntersville — every rating is from a real customer.
As of May 2026, RatingsNearMe ranks 15 mortgage brokers in Huntersville, NC by verified customer ratings and review volume. The highest-rated is Dash Home Loans with a 4.9-star rating from 326 verified reviews. Also in the top tier: Future Home Loans Carolinas and Claudia Gutierrez. The average rating across all listed mortgage brokers in Huntersville is 4.9 stars from 107 reviews per business on average.
Mortgage brokers in Huntersville: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
15
Businesses listed
4.9★
Avg rating
107
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Dash Home Loans
19109 W Catawba Ave Suite 200, #226, Cornelius, NC 28031, USA
Future Home Loans Carolinas
442 S Main St, Davidson, NC 28036, USA
Claudia Gutierrez
10115 Kincey Ave Suite 195, Huntersville, NC 28078, USA
Mortgage Brokers Rankings in Huntersville, NC
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Dash Home Loans19109 W Catawba Ave Suite 200, #226, Cornelius, NC 28031, USA | 4.9★ | 326 |
| #2 | Future Home Loans Carolinas442 S Main St, Davidson, NC 28036, USA | 5.0★ | 267 |
| #3 | Claudia Gutierrez10115 Kincey Ave Suite 195, Huntersville, NC 28078, USA | 4.9★ | 160 |
| #4 | Nancy Rosenfeld: Atlantic Coast Mortgage10115 Kincey Ave Suite 195, Huntersville, NC 28078, USA | 5.0★ | 73 |
| #5 | The Mortgage Boutique - Movement Mortgage19720 Jetton Rd Suites 202 & 203, Cornelius, NC 28031, USA | 4.9★ | 72 |
| #6 | Char-Lee Smith - Atlantic Coast Mortgage10115 Kincey Ave Suite 195, Huntersville, NC 28078, USA | 5.0★ | 15 |
| #7 | Bonnie Jackson - Atlantic Coast Mortgage10115 Kincey Ave Suite 195, Huntersville, NC 28078, USA | 5.0★ | 58 |
| #8 | Home Town Mortgage Loans20605 N Main St, Cornelius, NC 28031, USA | 5.0★ | 32 |
| #9 | O'Brien Home Loans19109 W Catawba Ave Suite 236A, Cornelius, NC 28031, USA | 5.0★ | 16 |
| #10 | States Mortgage Company630 Davidson Gateway Dr STE 200, Davidson, NC 28036, USA | 4.6★ | 191 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Huntersville
Nancy Rosenfeld: Atlantic Coast Mortgage
10115 Kincey Ave Suite 195, Huntersville, NC 28078, USA
The Mortgage Boutique - Movement Mortgage
19720 Jetton Rd Suites 202 & 203, Cornelius, NC 28031, USA
Char-Lee Smith - Atlantic Coast Mortgage
10115 Kincey Ave Suite 195, Huntersville, NC 28078, USA
Bonnie Jackson - Atlantic Coast Mortgage
10115 Kincey Ave Suite 195, Huntersville, NC 28078, USA
Home Town Mortgage Loans
20605 N Main St, Cornelius, NC 28031, USA
O'Brien Home Loans
19109 W Catawba Ave Suite 236A, Cornelius, NC 28031, USA
States Mortgage Company
630 Davidson Gateway Dr STE 200, Davidson, NC 28036, USA
Dale Shue - The Results Team at Movement Mortgage
19720 Jetton Rd Suites 202 & 203, Cornelius, NC 28031, USA
Gabe Libutti - Atlantic Coast Mortgage
10115 Kincey Ave Suite 195, Huntersville, NC 28078, USA
The Results Matter Team of Direct Mortgage Loans
630 Davidson Gateway Dr #150-E, Davidson, NC 28036, USA
Gateway Financial Group
9820 Northcross Center Ct, Huntersville, NC 28078, USA
Katie Seagle at CrossCountry Mortgage
19620 W Catawba Ave Suite 202 & 210, Cornelius, NC 28031, USA
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Frequently Asked Questions — Mortgage Brokers in Huntersville
What does a mortgage broker do differently than going directly to a bank in Huntersville?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Huntersville?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NC?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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