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Insurance Agents in Jackson, TN — Free Estimates
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As of June 2026, RatingsNearMe ranks 20 insurance agents in Jackson, TN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Wes Harris - State Farm Insurance Agent with a 5.0-star rating from 266 Google reviews and an RNM Score of 88/100. Also in the top tier: Acceptance Insurance and Jesse Allison - State Farm Insurance Agent. The average rating across all listed insurance agents in Jackson is 4.8 stars from 78 reviews per business on average.
Insurance in Jackson: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Jesse Allison - State Farm Insurance Agent
Jesse Allison is top-ranked and recognized as a leading State Farm agent in Jackson, offering trusted coverage and strong community presence.
Most Reviewed
Jesse Allison - State Farm Insurance Agent
A high number of reviews indicates broad customer experience and reliability, helping you gauge service consistency.
When choosing an insurance agent in Jackson, consider both the agent's online reputation and their responsiveness to local needs; visiting a top-ranked agent like Jesse Allison can provide personalized guidance and competitive quotes.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
78
Avg reviews
Jun 10, 2026
Last updated
Top Rated Insurance Agents
Trusted by hundreds of local clients, this Jackson agent holds a flawless 5.0-star rating.
1155 Rushmeade Rd, Jackson, TN 38305, USATrusted by hundreds of local clients, earning a stellar 4.9-star rating.
605 Carriage House Dr Ste Q, Jackson, TN 38305, USATrusted by hundreds of clients with a perfect 5.0-star rating in Jackson.
104 W University Pkwy Ste A, Jackson, TN 38305, USAInsurance Agents Rankings in Jackson, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Wes Harris - State Farm Insurance Agent1155 Rushmeade Rd, Jackson, TN 38305, USA | 5.0★ | 266 |
| #2 | Acceptance Insurance605 Carriage House Dr Ste Q, Jackson, TN 38305, USA | 4.9★ | 298 |
| #3 | Jesse Allison - State Farm Insurance Agent104 W University Pkwy Ste A, Jackson, TN 38305, USA | 5.0★ | 122 |
| #4 | Carl Fergie - Fergie & Associates Insurance566 Wallace Rd, Jackson, TN 38305, USA | 5.0★ | 69 |
| #5 | McDonald Insurance & Financial Services15 Old Humboldt Rd Ste C, Jackson, TN 38305, USA | 5.0★ | 30 |
| #6 | Jim Wilson Insurance Agency1961 S Highland Ave, Jackson, TN 38301, USA | 4.1★ | 14 |
| #7 | Able Agency Inc.529 Old Hickory Blvd, Jackson, TN 38305, USA | 4.4★ | 243 |
| #8 | Ebbco Insurance Agency2797 N Highland Ave, Jackson, TN 38305, USA | 4.8★ | 31 |
| #9 | Guiding Star Insurance36 Sandstone Cir STE E, Jackson, TN 38305, USA | 5.0★ | 46 |
| #10 | A Plus Insurance Agency134 Carriage House Dr, Jackson, TN 38305, USA | 4.5★ | 25 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Jackson
Rated 5.0 stars from 69 Google reviews, this Jackson insurance agent is highly trusted.
566 Wallace Rd, Jackson, TN 38305, USA
Rated 5.0 stars from 30 Google reviews by local clients in Jackson, TN.
15 Old Humboldt Rd Ste C, Jackson, TN 38305, USA
Consistently earns a solid 4.1-star rating from over a dozen reviews.
1961 S Highland Ave, Jackson, TN 38301, USA
Trusted by hundreds of local clients, this Jackson agent holds a solid 4.4-star rating.
529 Old Hickory Blvd, Jackson, TN 38305, USA
4.8-star average from 31 reviews in Jackson, TN.
2797 N Highland Ave, Jackson, TN 38305, USA
Praised by clients with a perfect 5.0★ rating across dozens of local reviews.
36 Sandstone Cir STE E, Jackson, TN 38305, USA
Rated 4.5 stars from 25 Google reviews, this Jackson insurance agent is well-regarded.
134 Carriage House Dr, Jackson, TN 38305, USA
Known for exceptional 4.9-star service from over 140 local Google reviews.
40 Murray Guard Dr, Jackson, TN 38305, USA
Trusted by locals with a 4.7-star rating from over 100 reviews.
375 Vann Dr, Jackson, TN 38305, USA
Rated 4.6 stars from 94 Google reviews, serving Jackson, TN.
285 North Pkwy, Jackson, TN 38305, USA
Trusted by locals with a 4.8-star rating from over 20 reviews.
380 Carriage House Dr, Jackson, TN 38305, USA
5.0-star rating from 19 Google reviews in Jackson, TN.
2935 N Highland Ave, Jackson, TN 38305, USA
4.7 stars from 13 reviews, reflecting strong local customer satisfaction.
382 Carriage House Dr suite a & b, Jackson, TN 38305, USA
Earned a perfect 5.0-star rating from 5 Google reviews.
18 Brentshire Square # A, Jackson, TN 38305, USA
A solid 4.0-star rating from 4 Google reviews for this Jackson insurance agent.
72 Stonebridge Blvd Suite 5, Jackson, TN 38305, USA
Rated 5.0 stars from 3 reviews, this Jackson insurance agent offers trusted local service.
115 Directors Row, Jackson, TN 38305, USA
Rated 5.0 stars from 2 Google reviews, this local agent is highly praised.
403 North Pkwy #202, Jackson, TN 38305, USA
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Insurance Agents in Jackson, TN — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Wes Harris - State Farm Insurance Agent | 88/100 | 5.0 ★ | 266 |
| 2 | Acceptance Insurance | 87/100 | 4.9 ★ | 298 |
| 3 | Jesse Allison - State Farm Insurance Agent | 84/100 | 5.0 ★ | 122 |
| 4 | Carl Fergie - Fergie & Associates Insurance | 81/100 | 5.0 ★ | 69 |
| 5 | McDonald Insurance & Financial Services | 89/100 | 5.0 ★ | 30 |
| 6 | Jim Wilson Insurance Agency | 58/100 | 4.1 ★ | 14 |
| 7 | Able Agency Inc. | 78/100 | 4.4 ★ | 243 |
| 8 | Ebbco Insurance Agency | 74/100 | 4.8 ★ | 31 |
| 9 | Guiding Star Insurance | 79/100 | 5.0 ★ | 46 |
| 10 | A Plus Insurance Agency | 68/100 | 4.5 ★ | 25 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in Jackson
What is the difference between a captive and independent insurance agent in Jackson?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TN?
Search the TN Department of Insurance's online license lookup — Google "TN Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TN must be licensed with the state.
How much does working with a local insurance agent in Jackson cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Jackson?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Jackson adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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