Verified · Jackson
Trusted Insurance Agents in Jackson, TN
Trust matters when you're inviting a pro into your home or business. These insurance agents in Jackson have earned it through hundreds of verified reviews.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Jackson, TN by verified customer ratings and review volume. The highest-rated is Wes Harris - State Farm Insurance Agent with a 5.0-star rating from 266 verified reviews. Also in the top tier: Acceptance Insurance and Jesse Allison - State Farm Insurance Agent. The average rating across all listed insurance agents in Jackson is 4.8 stars from 78 reviews per business on average.
Insurance in Jackson: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
78
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Wes Harris - State Farm Insurance Agent
1155 Rushmeade Rd, Jackson, TN 38305, USA
Acceptance Insurance
605 Carriage House Dr Ste Q, Jackson, TN 38305, USA
Jesse Allison - State Farm Insurance Agent
104 W University Pkwy Ste A, Jackson, TN 38305, USA
Insurance Agents Rankings in Jackson, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Wes Harris - State Farm Insurance Agent1155 Rushmeade Rd, Jackson, TN 38305, USA | 5.0★ | 266 |
| #2 | Acceptance Insurance605 Carriage House Dr Ste Q, Jackson, TN 38305, USA | 4.9★ | 298 |
| #3 | Jesse Allison - State Farm Insurance Agent104 W University Pkwy Ste A, Jackson, TN 38305, USA | 5.0★ | 122 |
| #4 | Carl Fergie - Fergie & Associates Insurance566 Wallace Rd, Jackson, TN 38305, USA | 5.0★ | 69 |
| #5 | Haven Insurance Partners, LLC40 Murray Guard Dr, Jackson, TN 38305, USA | 4.9★ | 143 |
| #6 | Hub City Insurance72 Stonebridge Blvd Suite 5, Jackson, TN 38305, USA | 4.0★ | 4 |
| #7 | Guiding Star Insurance36 Sandstone Cir STE E, Jackson, TN 38305, USA | 5.0★ | 46 |
| #8 | Affordable Auto insurance SOLUTIONS403 North Pkwy #202, Jackson, TN 38305, USA | 5.0★ | 2 |
| #9 | Joe Cooper Insurance Agency2935 N Highland Ave, Jackson, TN 38305, USA | 5.0★ | 19 |
| #10 | A Plus Insurance Agency134 Carriage House Dr, Jackson, TN 38305, USA | 4.5★ | 25 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Jackson
Carl Fergie - Fergie & Associates Insurance
566 Wallace Rd, Jackson, TN 38305, USA
Haven Insurance Partners, LLC
40 Murray Guard Dr, Jackson, TN 38305, USA
Hub City Insurance
72 Stonebridge Blvd Suite 5, Jackson, TN 38305, USA
Guiding Star Insurance
36 Sandstone Cir STE E, Jackson, TN 38305, USA
Affordable Auto insurance SOLUTIONS
403 North Pkwy #202, Jackson, TN 38305, USA
Joe Cooper Insurance Agency
2935 N Highland Ave, Jackson, TN 38305, USA
A Plus Insurance Agency
134 Carriage House Dr, Jackson, TN 38305, USA
Able Agency Inc.
529 Old Hickory Blvd, Jackson, TN 38305, USA
American National Insurance Co
18 Brentshire Square # A, Jackson, TN 38305, USA
Direct Auto Insurance
375 Vann Dr, Jackson, TN 38305, USA
THOMPSON & SMITH
380 Carriage House Dr, Jackson, TN 38305, USA
Ebbco Insurance Agency
2797 N Highland Ave, Jackson, TN 38305, USA
Allison Insurance Group
115 Directors Row, Jackson, TN 38305, USA
Jim Wilson Insurance Agency
1961 S Highland Ave, Jackson, TN 38301, USA
Ellis Insurance Agency
382 Carriage House Dr suite a & b, Jackson, TN 38305, USA
Farm Bureau Insurance
285 North Pkwy, Jackson, TN 38305, USA
McDonald Insurance & Financial Services
15 Old Humboldt Rd Ste C, Jackson, TN 38305, USA
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Frequently Asked Questions — Insurance Agents in Jackson
What is the difference between a captive and independent insurance agent in Jackson?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TN?
Search the TN Department of Insurance's online license lookup — Google "TN Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TN must be licensed with the state.
How much does working with a local insurance agent in Jackson cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Jackson?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Jackson adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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