24/7 Available · Kent
24-Hour Insurance Agents in Kent, WA — Always Available
Emergencies don't keep business hours. These insurance agents in Kent are available 24 hours a day, 7 days a week — including holidays.
As of July 2026, RatingsNearMe ranks 19 insurance agents in Kent, WA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Cesar Ramos - State Farm Insurance Agent with a 5.0-star rating from 2,801 Google reviews and an RNM Score of 88/100. Also in the top tier: Heritage and Scott Kizer - State Farm Insurance Agent. The average rating across all listed insurance agents in Kent is 4.8 stars from 251 reviews per business on average.
Insurance in Kent: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.8★
Avg rating
251
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Holds a 5.0-star rating from 2,801 Google reviews.
26019 104th Ave SE Suite 102, Kent, WA 98030, USAOver 330 Google reviews give this Kent insurance agent an exceptional 4.8-star rating.
24401 104th Ave SE #102, Kent, WA 98030, USATop-rated Kent insurance agent with a 4.9-star rating from 262 reviews.
13106 SE 240th St Suite 101, Kent, WA 98031, USAInsurance Agents Rankings in Kent, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Cesar Ramos - State Farm Insurance Agent26019 104th Ave SE Suite 102, Kent, WA 98030, USA | 5.0★ | 2,801 |
| #2 | Heritage24401 104th Ave SE #102, Kent, WA 98030, USA | 4.8★ | 332 |
| #3 | Scott Kizer - State Farm Insurance Agent13106 SE 240th St Suite 101, Kent, WA 98031, USA | 4.9★ | 262 |
| #4 | Agency 1 Insurance10120 SE 260th St SUITE # 201, Kent, WA 98030, USA | 4.0★ | 15 |
| #5 | Alpine Ridge Insurance Agency101 D St NE, Auburn, WA 98002, USA | 4.9★ | 46 |
| #6 | Kyle J MacVicar: Allstate Insurance13121 SE Kent-Kangley Rd Ste 103, Kent, WA 98030, USA | 4.9★ | 183 |
| #7 | Farmers Insurance - Kevin Busby13215 SE 240th St A, Kent, WA 98042, USA | 4.8★ | 148 |
| #8 | Craig Romney - State Farm Insurance Agent24255 104th Ave SE, Kent, WA 98030, USA | 4.9★ | 110 |
| #9 | Doug Jones - State Farm Insurance Agent124 4th Ave S #210, Kent, WA 98032, USA | 4.8★ | 107 |
| #10 | Farmers Insurance - Marisela Ibarra204 Central Ave N #102, Kent, WA 98032, USA | 5.0★ | 106 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Kent
A solid 4.0-star rating from 15 Google reviews reflects consistent local service.
10120 SE 260th St SUITE # 201, Kent, WA 98030, USA
Trusted Kent insurance agent with a 4.9-star rating from 46 reviews.
101 D St NE, Auburn, WA 98002, USA
Trusted by hundreds of local clients, this Kent agent holds a stellar 4.9-star rating.
13121 SE Kent-Kangley Rd Ste 103, Kent, WA 98030, USA
Trusted Kent insurance agent with 4.8 stars from 148 glowing reviews.
13215 SE 240th St A, Kent, WA 98042, USA
A trusted Kent insurance agent with a 4.9-star rating from over 100 reviews.
24255 104th Ave SE, Kent, WA 98030, USA
Trusted by hundreds of local clients, this Kent insurance agent holds a 4.8-star rating.
124 4th Ave S #210, Kent, WA 98032, USA
Kent's top-rated insurance agent with a perfect 5.0 stars from over 100 reviews.
204 Central Ave N #102, Kent, WA 98032, USA
66 Google reviews give this Kent insurance agent a mixed 3.6-star rating.
1042 W James St # 103, Kent, WA 98032, USA
Rated 4.9 stars from 56 reviews, this Kent insurance agent is highly trusted.
419 1st Ave S, Kent, WA 98032, USA
Trusted Kent insurance agent with a 4.8-star rating from 26 Google reviews.
8009 S 180th St Ste 102, Kent, WA 98032, USA
Rated 5.0 stars from 7 reviews for trusted insurance guidance in Kent.
25662 104th Ave SE, Kent, WA 98030, USA
5.0-star rating from a few Google reviews for a local Kent insurance agent.
841 Central Ave N # C103, Kent, WA 98032, USA
Rated 4.9 stars from nearly 200 Google reviews, this local Kent agent is highly trusted.
23830 Pacific Hwy S Ste 101, Kent, WA 98032, USA
Trusted by 82 locals with a strong 4.7-star rating in Kent.
302 W Harrison St Ste 106, Kent, WA 98032, USA
Trusted by hundreds of local clients with a stellar 4.9-star rating.
18000 72nd Ave S #171, Kent, WA 98032, USA
Trusted Kent insurance agent with a strong 4.6-star rating from 29 reviews.
25228 104th Ave SE #101, Kent, WA 98030, USA
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Insurance Agents in Kent, WA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Cesar Ramos - State Farm Insurance Agent | 88/100 | 5.0 ★ | 2,801 |
| 2 | Heritage | 85/100 | 4.8 ★ | 332 |
| 3 | Scott Kizer - State Farm Insurance Agent | 87/100 | 4.9 ★ | 262 |
| 4 | Agency 1 Insurance | 56/100 | 4.0 ★ | 15 |
| 5 | Alpine Ridge Insurance Agency | 78/100 | 4.9 ★ | 46 |
| 6 | Kyle J MacVicar: Allstate Insurance | 85/100 | 4.9 ★ | 183 |
| 7 | Farmers Insurance - Kevin Busby | 82/100 | 4.8 ★ | 148 |
| 8 | Craig Romney - State Farm Insurance Agent | 82/100 | 4.9 ★ | 110 |
| 9 | Doug Jones - State Farm Insurance Agent | 80/100 | 4.8 ★ | 107 |
| 10 | Farmers Insurance - Marisela Ibarra | 84/100 | 5.0 ★ | 106 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Kent
What is the difference between a captive and independent insurance agent in Kent?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in WA?
Search the WA Department of Insurance's online license lookup — Google "WA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in WA must be licensed with the state.
How much does working with a local insurance agent in Kent cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Kent?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Kent adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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