Highest Rated · Kent
Top-Rated Insurance Agents in Kent, WA
Every business ranked by real customer ratings. The pros at the top earned it — through consistent service, not advertising spend.
As of May 2026, RatingsNearMe ranks 19 insurance agents in Kent, WA by verified customer ratings and review volume. The highest-rated is Cesar Ramos - State Farm Insurance Agent with a 5.0-star rating from 2,801 verified reviews. Also in the top tier: Heritage and Scott Kizer - State Farm Insurance Agent. The average rating across all listed insurance agents in Kent is 4.8 stars from 251 reviews per business on average.
Insurance in Kent: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 16, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.8★
Avg rating
251
Avg reviews
May 16, 2026
Last updated
Top Rated Insurance Agents
Cesar Ramos - State Farm Insurance Agent
26019 104th Ave SE Suite 102, Kent, WA 98030, USA
Heritage
24401 104th Ave SE #102, Kent, WA 98030, USA
Scott Kizer - State Farm Insurance Agent
13106 SE 240th St Suite 101, Kent, WA 98031, USA
Insurance Agents Rankings in Kent, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Cesar Ramos - State Farm Insurance Agent26019 104th Ave SE Suite 102, Kent, WA 98030, USA | 5.0★ | 2,801 |
| #2 | Heritage24401 104th Ave SE #102, Kent, WA 98030, USA | 4.8★ | 332 |
| #3 | Scott Kizer - State Farm Insurance Agent13106 SE 240th St Suite 101, Kent, WA 98031, USA | 4.9★ | 262 |
| #4 | Scully Insurance Solutions302 W Harrison St Ste 106, Kent, WA 98032, USA | 4.7★ | 82 |
| #5 | Vern Fonk Insurance23830 Pacific Hwy S Ste 101, Kent, WA 98032, USA | 4.9★ | 193 |
| #6 | Agency 1 Insurance10120 SE 260th St SUITE # 201, Kent, WA 98030, USA | 4.0★ | 15 |
| #7 | Kyle J MacVicar: Allstate Insurance13121 SE Kent-Kangley Rd Ste 103, Kent, WA 98030, USA | 4.9★ | 183 |
| #8 | Farmers Insurance - Marisela Ibarra204 Central Ave N #102, Kent, WA 98032, USA | 5.0★ | 106 |
| #9 | Farmers Insurance - Kevin Busby13215 SE 240th St A, Kent, WA 98042, USA | 4.8★ | 148 |
| #10 | Key Insurance | Personal and Commercial Insurance Seattle1042 W James St # 103, Kent, WA 98032, USA | 3.6★ | 66 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Kent
Scully Insurance Solutions
302 W Harrison St Ste 106, Kent, WA 98032, USA
Vern Fonk Insurance
23830 Pacific Hwy S Ste 101, Kent, WA 98032, USA
Agency 1 Insurance
10120 SE 260th St SUITE # 201, Kent, WA 98030, USA
Kyle J MacVicar: Allstate Insurance
13121 SE Kent-Kangley Rd Ste 103, Kent, WA 98030, USA
Farmers Insurance - Marisela Ibarra
204 Central Ave N #102, Kent, WA 98032, USA
Farmers Insurance - Kevin Busby
13215 SE 240th St A, Kent, WA 98042, USA
Key Insurance | Personal and Commercial Insurance Seattle
1042 W James St # 103, Kent, WA 98032, USA
Farmers Insurance - Ruben Kerson
419 1st Ave S, Kent, WA 98032, USA
Craig Romney - State Farm Insurance Agent
24255 104th Ave SE, Kent, WA 98030, USA
Doug Jones - State Farm Insurance Agent
124 4th Ave S #210, Kent, WA 98032, USA
Farmers Insurance - Sarmiento Agency
8009 S 180th St Ste 102, Kent, WA 98032, USA
Tuan Kiet Pham American Family Insurance
25228 104th Ave SE #101, Kent, WA 98030, USA
Alpine Ridge Insurance Agency
101 D St NE, Auburn, WA 98002, USA
Easy Insurance LLC
25662 104th Ave SE, Kent, WA 98030, USA
Johnson Joy Insurance Services, Inc.
841 Central Ave N # C103, Kent, WA 98032, USA
A'lan Edmonson - State Farm Insurance Agent
18000 72nd Ave S #171, Kent, WA 98032, USA
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Frequently Asked Questions — Insurance Agents in Kent
What is the difference between a captive and independent insurance agent in Kent?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in WA?
Search the WA Department of Insurance's online license lookup — Google "WA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in WA must be licensed with the state.
How much does working with a local insurance agent in Kent cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Kent?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Kent adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 16, 2026.
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