10+ Years · Kent
Experienced Mortgage Brokers in Kent, WA
Experience matters. These mortgage brokers in Kent have years of proven work behind them — and the reviews to back it up.
As of May 2026, RatingsNearMe ranks 13 mortgage brokers in Kent, WA by verified customer ratings and review volume. The highest-rated is Mortgage Solutions Financial Auburn with a 4.9-star rating from 141 verified reviews. Also in the top tier: Creekside Mortgage, Inc. and Jeff Graham | Fairway Independent Mortgage Corporation Loan Officer/Reverse Mortgage Planner. The average rating across all listed mortgage brokers in Kent is 4.9 stars from 126 reviews per business on average.
Mortgage brokers in Kent: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 16, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
13
Businesses listed
4.9★
Avg rating
126
Avg reviews
May 16, 2026
Last updated
Top Rated Mortgage Brokers
Mortgage Solutions Financial Auburn
1721 W Valley Hwy N Ste 1, Auburn, WA 98001, USA
Creekside Mortgage, Inc.
220 W 8th St, Vancouver, WA 98660, USA
Jeff Graham | Fairway Independent Mortgage Corporation Loan Officer/Reverse Mortgage Planner
1833 Auburn Wy N Suite G, Auburn, WA 98002, USA
Mortgage Brokers Rankings in Kent, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Mortgage Solutions Financial Auburn1721 W Valley Hwy N Ste 1, Auburn, WA 98001, USA | 4.9★ | 141 |
| #2 | Creekside Mortgage, Inc.220 W 8th St, Vancouver, WA 98660, USA | 5.0★ | 340 |
| #3 | Jeff Graham | Fairway Independent Mortgage Corporation Loan Officer/Reverse Mortgage Planner1833 Auburn Wy N Suite G, Auburn, WA 98002, USA | 5.0★ | 83 |
| #4 | Jensen Kelly Mortgage15608 SE 224th St, Kent, WA 98042, USA | 5.0★ | 1 |
| #5 | Dave Reitze at Rate (NMLS #107852)15220 SE 272nd St # B, Kent, WA 98042, USA | 5.0★ | 1 |
| #6 | Jessica Talton Movement Mortgage441 Ramsay Way, Kent, WA 98032, USA | 4.7★ | 35 |
| #7 | Fairway Independent Mortgage Corporation13106 SE 240th St Suites 106 & 110, Kent, WA 98031, USA | 4.9★ | 139 |
| #8 | Shaun Kent, Team Kent Mortgage Loans225 SW Scalehouse Loop Suite 102, Bend, OR 97702, USA | 5.0★ | 140 |
| #9 | Fairway Independent Mortgage: Nichole Stearns Home Loan Team13106 SE 240th St #110, Kent, WA 98031, USA | 4.9★ | 29 |
| #10 | Guild Mortgage Company1002 15th St SW #205, Auburn, WA 98001, USA | 5.0★ | 163 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Kent
Dave Reitze at Rate (NMLS #107852)
15220 SE 272nd St # B, Kent, WA 98042, USA
Jessica Talton Movement Mortgage
441 Ramsay Way, Kent, WA 98032, USA
Fairway Independent Mortgage Corporation
13106 SE 240th St Suites 106 & 110, Kent, WA 98031, USA
Shaun Kent, Team Kent Mortgage Loans
225 SW Scalehouse Loop Suite 102, Bend, OR 97702, USA
Fairway Independent Mortgage: Nichole Stearns Home Loan Team
13106 SE 240th St #110, Kent, WA 98031, USA
Guild Mortgage Company
1002 15th St SW #205, Auburn, WA 98001, USA
Capstone Home Loans
3400 188th St SW #101, Lynnwood, WA 98037, USA
The Howard Team at Fairway Home Mortgage
32129 Weyerhaeuser Way S Suite 204, Federal Way, WA 98001, USA
Cascade Lending Group
4720 200th St SW UNIT 205, Lynnwood, WA 98036, USA
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Frequently Asked Questions — Mortgage Brokers in Kent
What does a mortgage broker do differently than going directly to a bank in Kent?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Kent?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in WA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 16, 2026.
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