Pricing Guide · Kent
Mortgage Brokers Cost in Kent, WA — 2026 Price Guide
What should you pay for mortgage brokers in Kent? See real 2026 price ranges from local pros and get free quotes to compare.
As of May 2026, RatingsNearMe ranks 13 mortgage brokers in Kent, WA by verified customer ratings and review volume. The highest-rated is Mortgage Solutions Financial Auburn with a 4.9-star rating from 141 verified reviews. Also in the top tier: Jeff Graham | Fairway Independent Mortgage Corporation Loan Officer/Reverse Mortgage Planner and Creekside Mortgage, Inc.. The average rating across all listed mortgage brokers in Kent is 4.9 stars from 126 reviews per business on average.
Mortgage brokers in Kent: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 16, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
13
Businesses listed
4.9★
Avg rating
126
Avg reviews
May 16, 2026
Last updated
Top Rated Mortgage Brokers
Mortgage Solutions Financial Auburn
1721 W Valley Hwy N Ste 1, Auburn, WA 98001, USA
Jeff Graham | Fairway Independent Mortgage Corporation Loan Officer/Reverse Mortgage Planner
1833 Auburn Wy N Suite G, Auburn, WA 98002, USA
Creekside Mortgage, Inc.
220 W 8th St, Vancouver, WA 98660, USA
Mortgage Brokers Rankings in Kent, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Mortgage Solutions Financial Auburn1721 W Valley Hwy N Ste 1, Auburn, WA 98001, USA | 4.9★ | 141 |
| #2 | Jeff Graham | Fairway Independent Mortgage Corporation Loan Officer/Reverse Mortgage Planner1833 Auburn Wy N Suite G, Auburn, WA 98002, USA | 5.0★ | 83 |
| #3 | Creekside Mortgage, Inc.220 W 8th St, Vancouver, WA 98660, USA | 5.0★ | 340 |
| #4 | Jensen Kelly Mortgage15608 SE 224th St, Kent, WA 98042, USA | 5.0★ | 1 |
| #5 | Dave Reitze at Rate (NMLS #107852)15220 SE 272nd St # B, Kent, WA 98042, USA | 5.0★ | 1 |
| #6 | Jessica Talton Movement Mortgage441 Ramsay Way, Kent, WA 98032, USA | 4.7★ | 35 |
| #7 | Fairway Independent Mortgage Corporation13106 SE 240th St Suites 106 & 110, Kent, WA 98031, USA | 4.9★ | 139 |
| #8 | Shaun Kent, Team Kent Mortgage Loans225 SW Scalehouse Loop Suite 102, Bend, OR 97702, USA | 5.0★ | 140 |
| #9 | Fairway Independent Mortgage: Nichole Stearns Home Loan Team13106 SE 240th St #110, Kent, WA 98031, USA | 4.9★ | 29 |
| #10 | Guild Mortgage Company1002 15th St SW #205, Auburn, WA 98001, USA | 5.0★ | 163 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Kent
Dave Reitze at Rate (NMLS #107852)
15220 SE 272nd St # B, Kent, WA 98042, USA
Jessica Talton Movement Mortgage
441 Ramsay Way, Kent, WA 98032, USA
Fairway Independent Mortgage Corporation
13106 SE 240th St Suites 106 & 110, Kent, WA 98031, USA
Shaun Kent, Team Kent Mortgage Loans
225 SW Scalehouse Loop Suite 102, Bend, OR 97702, USA
Fairway Independent Mortgage: Nichole Stearns Home Loan Team
13106 SE 240th St #110, Kent, WA 98031, USA
Guild Mortgage Company
1002 15th St SW #205, Auburn, WA 98001, USA
Capstone Home Loans
3400 188th St SW #101, Lynnwood, WA 98037, USA
The Howard Team at Fairway Home Mortgage
32129 Weyerhaeuser Way S Suite 204, Federal Way, WA 98001, USA
Cascade Lending Group
4720 200th St SW UNIT 205, Lynnwood, WA 98036, USA
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Frequently Asked Questions — Mortgage Brokers in Kent
What does a mortgage broker do differently than going directly to a bank in Kent?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Kent?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in WA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 16, 2026.
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