Low Cost · Kent
Cheap Mortgage Brokers in Kent, WA — Best Prices
Compare mortgage brokers prices in Kent to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of July 2026, RatingsNearMe ranks 13 mortgage brokers in Kent, WA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Mortgage Solutions Financial Auburn with a 4.9-star rating from 141 Google reviews and an RNM Score of 95/100. Also in the top tier: Creekside Mortgage, Inc. and Jeff Graham | Fairway Independent Mortgage Corporation Loan Officer/Reverse Mortgage Planner. The average rating across all listed mortgage brokers in Kent is 4.9 stars from 126 reviews per business on average.
Mortgage brokers in Kent: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Guild Mortgage Company
Guild Mortgage Company stands out for its extensive local experience, strong customer satisfaction, and a wide range of mortgage products tailored to diverse borrower needs.
Most Reviewed
Guild Mortgage Company
A high number of reviews often indicates a long history of serving clients and a reliable track record, which can help borrowers gauge trustworthiness and service quality.
When choosing a mortgage broker in Kent, compare loan options, fees, and customer service responsiveness from a few top-rated firms; also consider asking about local market expertise and pre-approval turnaround times.
Local Market Snapshot
13
Businesses listed
4.9★
Avg rating
126
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by clients with a 4.9-star rating from over 140 reviews.
1721 W Valley Hwy N Ste 1, Auburn, WA 98001, USAKent's top-rated mortgage broker with a perfect 5.0★ score from 340 reviews.
220 W 8th St, Vancouver, WA 98660, USAKent's top-rated mortgage broker with a perfect 5.0-star rating from 83 reviews.
1833 Auburn Wy N Suite G, Auburn, WA 98002, USAMortgage Brokers Rankings in Kent, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Mortgage Solutions Financial Auburn1721 W Valley Hwy N Ste 1, Auburn, WA 98001, USA | 4.9★ | 141 |
| #2 | Creekside Mortgage, Inc.220 W 8th St, Vancouver, WA 98660, USA | 5.0★ | 340 |
| #3 | Jeff Graham | Fairway Independent Mortgage Corporation Loan Officer/Reverse Mortgage Planner1833 Auburn Wy N Suite G, Auburn, WA 98002, USA | 5.0★ | 83 |
| #4 | Jessica Talton Movement Mortgage441 Ramsay Way, Kent, WA 98032, USA | 4.7★ | 35 |
| #5 | Shaun Kent, Team Kent Mortgage Loans225 SW Scalehouse Loop Suite 102, Bend, OR 97702, USA | 5.0★ | 140 |
| #6 | Guild Mortgage Company1002 15th St SW #205, Auburn, WA 98001, USA | 5.0★ | 163 |
| #7 | Capstone Home Loans3400 188th St SW #101, Lynnwood, WA 98037, USA | 4.9★ | 208 |
| #8 | Fairway Independent Mortgage Corporation13106 SE 240th St Suites 106 & 110, Kent, WA 98031, USA | 4.9★ | 139 |
| #9 | Cascade Lending Group4720 200th St SW UNIT 205, Lynnwood, WA 98036, USA | 5.0★ | 179 |
| #10 | Fairway Independent Mortgage: Nichole Stearns Home Loan Team13106 SE 240th St #110, Kent, WA 98031, USA | 4.9★ | 29 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Kent
Kent mortgage broker with 4.7 stars from 35 Google reviews.
441 Ramsay Way, Kent, WA 98032, USA
Kent's top-rated mortgage broker with a perfect 5.0★ score from 140 reviews.
225 SW Scalehouse Loop Suite 102, Bend, OR 97702, USA
Kent's top-rated mortgage broker with a perfect 5.0★ score from 163 reviews.
1002 15th St SW #205, Auburn, WA 98001, USA
Kent mortgage broker with a 4.9-star rating from over 200 Google reviews.
3400 188th St SW #101, Lynnwood, WA 98037, USA
A top-rated Kent mortgage broker with 4.9 stars from 139 Google reviews.
13106 SE 240th St Suites 106 & 110, Kent, WA 98031, USA
Exceptional 5.0-star rating across hundreds of Google reviews.
4720 200th St SW UNIT 205, Lynnwood, WA 98036, USA
Rated 4.9 stars from 29 Google reviews, this Kent mortgage broker earns exceptional client trust.
13106 SE 240th St #110, Kent, WA 98031, USA
Earns a perfect 5.0-star rating from a small number of client reviews.
15608 SE 224th St, Kent, WA 98042, USA
Earns a perfect 5.0-star rating from its first few local reviews.
15220 SE 272nd St # B, Kent, WA 98042, USA
Kent's top-rated mortgage broker with a perfect 5.0★ score from 180 reviews.
32129 Weyerhaeuser Way S Suite 204, Federal Way, WA 98001, USA
Get Free Quotes
We'll connect you with the top mortgage brokers in Kent, WA.
Mortgage Brokers in Kent, WA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Mortgage Solutions Financial Auburn | 95/100 | 4.9 ★ | 141 |
| 2 | Creekside Mortgage, Inc. | 88/100 | 5.0 ★ | 340 |
| 3 | Jeff Graham | Fairway Independent Mortgage Corporation Loan Officer/Reverse Mortgage Planner | 94/100 | 5.0 ★ | 83 |
| 4 | Jessica Talton Movement Mortgage | 73/100 | 4.7 ★ | 35 |
| 5 | Shaun Kent, Team Kent Mortgage Loans | 85/100 | 5.0 ★ | 140 |
| 6 | Guild Mortgage Company | 86/100 | 5.0 ★ | 163 |
| 7 | Capstone Home Loans | 86/100 | 4.9 ★ | 208 |
| 8 | Fairway Independent Mortgage Corporation | 83/100 | 4.9 ★ | 139 |
| 9 | Cascade Lending Group | 87/100 | 5.0 ★ | 179 |
| 10 | Fairway Independent Mortgage: Nichole Stearns Home Loan Team | 75/100 | 4.9 ★ | 29 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
Get your business on AI — ChatGPT, Perplexity & Google AI
AI assistants increasingly recommend local mortgage brokers straight from RatingsNearMe. Claim your spot in Kent to get featured in AI answers, comparison tables, and “best near me” results — where customers are actually searching now.
Frequently Asked Questions — Mortgage Brokers in Kent
What does a mortgage broker do differently than going directly to a bank in Kent?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Kent?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in WA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
More Home Services in Kent
Related Searches
More ways to find mortgage brokers in Kent
Mortgage Brokers in nearby cities