Licensed · Knoxville
Licensed & Insured Mortgage Brokers in Knoxville, TN
Every mortgage brokers listed here carries proper licensing and insurance in TN. Protect yourself — always verify credentials before work begins.
As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Knoxville, TN by verified customer ratings and review volume. The highest-rated is First Choice Lending Services, LLC with a 5.0-star rating from 977 verified reviews. Also in the top tier: 21st Mortgage Corporation and Elite Service Mortgage. The average rating across all listed mortgage brokers in Knoxville is 4.9 stars from 1,073 reviews per business on average.
Mortgage brokers in Knoxville: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
1,073
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
First Choice Lending Services, LLC
9821 Cogdill Rd #2, Knoxville, TN 37932, USA
21st Mortgage Corporation
620 Market St, Knoxville, TN 37902, USA
Elite Service Mortgage
9050 Executive Park Dr NW Ste A106, Knoxville, TN 37923, USA
Mortgage Brokers Rankings in Knoxville, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | First Choice Lending Services, LLC9821 Cogdill Rd #2, Knoxville, TN 37932, USA | 5.0★ | 977 |
| #2 | 21st Mortgage Corporation620 Market St, Knoxville, TN 37902, USA | 4.7★ | 18,056 |
| #3 | Elite Service Mortgage9050 Executive Park Dr NW Ste A106, Knoxville, TN 37923, USA | 5.0★ | 352 |
| #4 | The Mortgage Gallery - Neo Home Loans120 S Gay St #401, Knoxville, TN 37902, USA | 5.0★ | 5 |
| #5 | Keystone Mortgage Group1508 Coleman Rd STE 103, Knoxville, TN 37909, USA | 4.9★ | 100 |
| #6 | Foundation Mortgage2160 Lakeside Centre Wy #100, Knoxville, TN 37922, USA | 4.9★ | 242 |
| #7 | Neal Bailes Knoxville TN Mortgage Lender4707 Papermill Dr NW # 102, Knoxville, TN 37909, USA | 5.0★ | 101 |
| #8 | Mortgage Investors Group1225 Weisgarber Rd Suite 260, Knoxville, TN 37909, USA | 4.9★ | 214 |
| #9 | Marissa and Margo Mortgage Group8913 Cedarbrook Ln, Knoxville, TN 37922, USA | 4.9★ | 84 |
| #10 | Mortgage Investors Group - Knoxville (Bearden)9202 S Northshore Dr Suite 200, Knoxville, TN 37922, USA | 4.9★ | 67 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Knoxville
The Mortgage Gallery - Neo Home Loans
120 S Gay St #401, Knoxville, TN 37902, USA
Keystone Mortgage Group
1508 Coleman Rd STE 103, Knoxville, TN 37909, USA
Foundation Mortgage
2160 Lakeside Centre Wy #100, Knoxville, TN 37922, USA
Neal Bailes Knoxville TN Mortgage Lender
4707 Papermill Dr NW # 102, Knoxville, TN 37909, USA
Mortgage Investors Group
1225 Weisgarber Rd Suite 260, Knoxville, TN 37909, USA
Marissa and Margo Mortgage Group
8913 Cedarbrook Ln, Knoxville, TN 37922, USA
Mortgage Investors Group - Knoxville (Bearden)
9202 S Northshore Dr Suite 200, Knoxville, TN 37922, USA
Fountain City Finance
5319 N Broadway St, Knoxville, TN 37918, USA
Volunteer Home Mortgage Inc.
1033 W Broadway Ave, Maryville, TN 37801, USA
Real Estate Finance Group
4707 Papermill Dr NW # 102, Knoxville, TN 37909, USA
Lisa Tipton Wiles - The LTW Group / Mortgage Gallery - NMLS# 450683
120 S Gay St #401, Knoxville, TN 37902, USA
Amanda McGill, NMLS 1848460
3009 Tazewell Pike, Knoxville, TN 37918, USA
Adrian Hall Mortgage Team @ Rate, Inc.
813 S Northshore Dr # 102, Knoxville, TN 37919, USA
Simple Mortgage Solutions LLC
10241 Kingston Pike Suite 3, Knoxville, TN 37922, USA
Brian Kimball at Waterstone Mortgage
200 Prosperity Dr, Knoxville, TN 37923, USA
The Price Team powered by Stockton Mortgage
109 Suburban Rd STE 103, Knoxville, TN 37923, USA
Bryan McKee | Movement Mortgage
2160 Lakeside Centre Wy #100, Knoxville, TN 37922, USA
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Frequently Asked Questions — Mortgage Brokers in Knoxville
What does a mortgage broker do differently than going directly to a bank in Knoxville?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Knoxville?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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