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Mortgage Brokers Near You in Knoxville, TN
Find mortgage brokers close to you in Knoxville. All results are sorted by proximity and rated by real local customers.
As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Knoxville, TN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is First Choice Lending Services, LLC with a 5.0-star rating from 977 Google reviews and an RNM Score of 88/100. Also in the top tier: 21st Mortgage Corporation and Elite Service Mortgage. The average rating across all listed mortgage brokers in Knoxville is 4.9 stars from 1,073 reviews per business on average.
Mortgage brokers in Knoxville: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 5, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Brian Kimball at Waterstone Mortgage
Brian Kimball stands out among top-ranked brokers for his personalized attention and consistent reputation for closing loans efficiently.
Most Reviewed
Keystone Mortgage Group
A high number of reviews reflects broad customer experience and trust, helping you gauge reliability and service quality.
When choosing a mortgage broker in Knoxville, compare multiple lenders for rates and fees, and read recent reviews to ensure they communicate well throughout the process.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
1,073
Avg reviews
Jul 5, 2026
Last updated
Top Rated Mortgage Brokers
Knoxville’s top-rated mortgage broker, with 977 perfect 5-star reviews.
9821 Cogdill Rd #2, Knoxville, TN 37932, USAKnoxville mortgage broker with 4.7★ from 18,056 Google reviews.
620 Market St, Knoxville, TN 37902, USATrusted Knoxville mortgage broker with a perfect 5.0★ rating from over 350 reviews.
9050 Executive Park Dr NW Ste A106, Knoxville, TN 37923, USAMortgage Brokers Rankings in Knoxville, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | First Choice Lending Services, LLC9821 Cogdill Rd #2, Knoxville, TN 37932, USA | 5.0★ | 977 |
| #2 | 21st Mortgage Corporation620 Market St, Knoxville, TN 37902, USA | 4.7★ | 18,056 |
| #3 | Elite Service Mortgage9050 Executive Park Dr NW Ste A106, Knoxville, TN 37923, USA | 5.0★ | 352 |
| #4 | The Mortgage Gallery - Neo Home Loans120 S Gay St #401, Knoxville, TN 37902, USA | 5.0★ | 5 |
| #5 | Mortgage Investors Group1225 Weisgarber Rd Suite 260, Knoxville, TN 37909, USA | 4.9★ | 214 |
| #6 | Simple Mortgage Solutions LLC10241 Kingston Pike Suite 3, Knoxville, TN 37922, USA | 5.0★ | 80 |
| #7 | Real Estate Finance Group4707 Papermill Dr NW # 102, Knoxville, TN 37909, USA | 5.0★ | 16 |
| #8 | Foundation Mortgage2160 Lakeside Centre Wy #100, Knoxville, TN 37922, USA | 4.9★ | 242 |
| #9 | Adrian Hall Mortgage Team @ Rate, Inc.813 S Northshore Dr # 102, Knoxville, TN 37919, USA | 5.0★ | 221 |
| #10 | Brian Kimball at Waterstone Mortgage200 Prosperity Dr, Knoxville, TN 37923, USA | 5.0★ | 217 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Knoxville
5.0 stars from 5 Google reviews, reflecting exceptional client satisfaction.
120 S Gay St #401, Knoxville, TN 37902, USA
Trusted Knoxville mortgage broker with a 4.9★ rating from over 200 reviews.
1225 Weisgarber Rd Suite 260, Knoxville, TN 37909, USA
Top-rated Knoxville mortgage broker with a perfect 5.0-star rating from 80 reviews.
10241 Kingston Pike Suite 3, Knoxville, TN 37922, USA
Boasts a perfect 5.0-star rating from over a dozen local customer reviews.
4707 Papermill Dr NW # 102, Knoxville, TN 37909, USA
Knoxville mortgage broker with a 4.9-star rating from over 240 reviews.
2160 Lakeside Centre Wy #100, Knoxville, TN 37922, USA
Knoxville's top-rated mortgage broker with 5.0 stars from over 200 reviews.
813 S Northshore Dr # 102, Knoxville, TN 37919, USA
Consistently rated 5.0 stars from over 200 Google reviews in Knoxville.
200 Prosperity Dr, Knoxville, TN 37923, USA
Knoxville mortgage broker with a 4.7-star rating from over 200 Google reviews.
5319 N Broadway St, Knoxville, TN 37918, USA
Knoxville mortgage broker with a perfect 5.0-star rating from nearly 200 reviews.
120 S Gay St #401, Knoxville, TN 37902, USA
Knoxville mortgage broker with a 4.9-star rating from over 140 reviews.
1033 W Broadway Ave, Maryville, TN 37801, USA
Boasts a flawless 5.0-star rating from over 100 Google reviews in Knoxville.
4707 Papermill Dr NW # 102, Knoxville, TN 37909, USA
Trusted by hundreds of Knoxville clients with a near-perfect 4.9★ rating.
1508 Coleman Rd STE 103, Knoxville, TN 37909, USA
Knoxville mortgage broker with a flawless 5.0-star rating from 86 Google reviews.
3009 Tazewell Pike, Knoxville, TN 37918, USA
Knoxville mortgage broker with a 4.9-star rating from 84 reviews.
8913 Cedarbrook Ln, Knoxville, TN 37922, USA
Known for exceptional 4.9-star service from 67 glowing reviews in Knoxville.
9202 S Northshore Dr Suite 200, Knoxville, TN 37922, USA
Exceptional 5.0-star rating from 58 Google reviews in Knoxville.
2160 Lakeside Centre Wy #100, Knoxville, TN 37922, USA
Proudly serving Knoxville with a stellar 4.8-star rating from nearly 30 Google reviews.
109 Suburban Rd STE 103, Knoxville, TN 37923, USA
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Mortgage Brokers in Knoxville, TN — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | First Choice Lending Services, LLC | 88/100 | 5.0 ★ | 977 |
| 2 | 21st Mortgage Corporation | 83/100 | 4.7 ★ | 18,056 |
| 3 | Elite Service Mortgage | 88/100 | 5.0 ★ | 352 |
| 4 | The Mortgage Gallery - Neo Home Loans | 68/100 | 5.0 ★ | 5 |
| 5 | Mortgage Investors Group | 86/100 | 4.9 ★ | 214 |
| 6 | Simple Mortgage Solutions LLC | 82/100 | 5.0 ★ | 80 |
| 7 | Real Estate Finance Group | 74/100 | 5.0 ★ | 16 |
| 8 | Foundation Mortgage | 86/100 | 4.9 ★ | 242 |
| 9 | Adrian Hall Mortgage Team @ Rate, Inc. | 88/100 | 5.0 ★ | 221 |
| 10 | Brian Kimball at Waterstone Mortgage | 88/100 | 5.0 ★ | 217 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Knoxville
What does a mortgage broker do differently than going directly to a bank in Knoxville?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Knoxville?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 5, 2026.
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