24/7 Available · Longmont
24-Hour Insurance Agents in Longmont, CO — Always Available
Emergencies don't keep business hours. These insurance agents in Longmont are available 24 hours a day, 7 days a week — including holidays.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Longmont, CO by verified customer ratings and review volume. The highest-rated is Heath Burchill Agency Inc American Family Insurance with a 4.9-star rating from 442 verified reviews. Also in the top tier: Jordan Martin - State Farm Insurance Agent and Joe Chrisman - State Farm Insurance Agent. The average rating across all listed insurance agents in Longmont is 4.7 stars from 113 reviews per business on average.
Insurance in Longmont: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
113
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Heath Burchill Agency Inc American Family Insurance
231 Coffman St, Longmont, CO 80501, USA
Jordan Martin - State Farm Insurance Agent
721 5th Ave, Longmont, CO 80501, USA
Joe Chrisman - State Farm Insurance Agent
728 Main St, Longmont, CO 80501, USA
Insurance Agents Rankings in Longmont, CO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Heath Burchill Agency Inc American Family Insurance231 Coffman St, Longmont, CO 80501, USA | 4.9★ | 442 |
| #2 | Jordan Martin - State Farm Insurance Agent721 5th Ave, Longmont, CO 80501, USA | 5.0★ | 414 |
| #3 | Joe Chrisman - State Farm Insurance Agent728 Main St, Longmont, CO 80501, USA | 5.0★ | 295 |
| #4 | Cindi A Johnson Agency Inc American Family Insurance923 Main St, Longmont, CO 80501, USA | 4.7★ | 80 |
| #5 | Liz Hogan: Allstate Insurance2051 Terry St Ste Ab, Longmont, CO 80501, USA | 4.8★ | 142 |
| #6 | Joe A Mejia - State Farm Insurance Agent1008 17th Ave, Longmont, CO 80501, USA | 4.4★ | 72 |
| #7 | The Hazel Agency, LLC. - William Hazel350 Terry St Ste 150, Longmont, CO 80501, USA | 4.2★ | 15 |
| #8 | Rocky Mountain Insurance Center338 Main St Ste. A, Longmont, CO 80501, USA | 4.9★ | 41 |
| #9 | Farmers Insurance / Chrisp Insurance Agency1707 Main St #304, Longmont, CO 80501, USA | 5.0★ | 16 |
| #10 | L.A. Insurance230 S Main St, Longmont, CO 80501, USA | 4.1★ | 69 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Longmont
Cindi A Johnson Agency Inc American Family Insurance
923 Main St, Longmont, CO 80501, USA
Liz Hogan: Allstate Insurance
2051 Terry St Ste Ab, Longmont, CO 80501, USA
Joe A Mejia - State Farm Insurance Agent
1008 17th Ave, Longmont, CO 80501, USA
The Hazel Agency, LLC. - William Hazel
350 Terry St Ste 150, Longmont, CO 80501, USA
Rocky Mountain Insurance Center
338 Main St Ste. A, Longmont, CO 80501, USA
Farmers Insurance / Chrisp Insurance Agency
1707 Main St #304, Longmont, CO 80501, USA
Mountain Insurance: Longmont
2362 Eagleview Cir, Longmont, CO 80504, USA
Browning Insurance Agency - Sean Browning
600 S Airport Rd Bldg A, Ste E, Longmont, CO 80503, USA
Rick Murphy - State Farm Insurance Agent
630 15th Ave STE 103, Longmont, CO 80501, USA
Growth Insurance Colorado
600 5th Ave, Longmont, CO 80501, USA
Heath Orvis Agency: Allstate Insurance
600 S Airport Rd Ste 100, Longmont, CO 80503, USA
Seasons Insurance Agency
Inside the Times Collaborative, 338 Main St, Longmont, CO 80501, USA
Colorado Premier Insurance
1130 Francis St, Longmont, CO 80503, USA
Christie Osborn Agency LLC American Family Insurance
1509 Mountain View Ave, Longmont, CO 80501, USA
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Frequently Asked Questions — Insurance Agents in Longmont
What is the difference between a captive and independent insurance agent in Longmont?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CO?
Search the CO Department of Insurance's online license lookup — Google "CO Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CO must be licensed with the state.
How much does working with a local insurance agent in Longmont cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Longmont?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Longmont adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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