4.5+ Stars · Longmont

Highly Rated Insurance Agents in Longmont, CO

Only the best make this list. These insurance agents in Longmont have earned 4.5+ star ratings from real customers — consistently.

As of June 2026, RatingsNearMe ranks 20 insurance agents in Longmont, CO by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Heath Burchill Agency Inc American Family Insurance with a 4.9-star rating from 442 Google reviews and an RNM Score of 98/100. Also in the top tier: Jordan Martin - State Farm Insurance Agent and Joe Chrisman - State Farm Insurance Agent. The average rating across all listed insurance agents in Longmont is 4.7 stars from 113 reviews per business on average.

Insurance in Longmont: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated June 13, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Best Overall

Christie Osborn Agency LLC American Family Insurance

This agency consistently ranks at the top for its comprehensive coverage options and exceptional customer service in Longmont.

Most Reviewed

Farmers Insurance / Chrisp Insurance Agency

A high number of reviews indicates broad customer experience and reliability, helping you gauge service consistency.

When choosing an insurance agent in Longmont, compare quotes from multiple agencies and read recent reviews to ensure the agent is responsive and knowledgeable about local needs.

Filter:

Local Market Snapshot

20

Businesses listed

4.7★

Avg rating

113

Avg reviews

Jun 13, 2026

Last updated

Top Rated Insurance Agents

4.9(442 reviews)

Trusted by hundreds of local clients with a near-perfect 4.9-star rating.

231 Coffman St, Longmont, CO 80501, USA
5.0(414 reviews)

Longmont insurance agent with a perfect 5.0-star rating from over 400 reviews.

721 5th Ave, Longmont, CO 80501, USA
5.0(295 reviews)

5.0-star rating from nearly 300 Google reviews in Longmont.

728 Main St, Longmont, CO 80501, USA

Insurance Agents Rankings in Longmont, CO

#BusinessRatingReviews
#1Heath Burchill Agency Inc American Family Insurance231 Coffman St, Longmont, CO 80501, USA4.9442
#2Jordan Martin - State Farm Insurance Agent721 5th Ave, Longmont, CO 80501, USA5.0414
#3Joe Chrisman - State Farm Insurance Agent728 Main St, Longmont, CO 80501, USA5.0295
#4Rick Murphy - State Farm Insurance Agent630 15th Ave STE 103, Longmont, CO 80501, USA4.9150
#5Bassett Insurance Group1079 S Hover St # 200, Longmont, CO 80501, USA4.972
#6Rocky Mountain Insurance Center338 Main St Ste. A, Longmont, CO 80501, USA4.941
#7Farmers Insurance / Chrisp Insurance Agency1707 Main St #304, Longmont, CO 80501, USA5.016
#8Colorado Premier Insurance1130 Francis St, Longmont, CO 80503, USA4.04
#9Liz Hogan: Allstate Insurance2051 Terry St Ste Ab, Longmont, CO 80501, USA4.8142
#10Joe A Mejia - State Farm Insurance Agent1008 17th Ave, Longmont, CO 80501, USA4.472

Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026

All Insurance Agents in Longmont

4
4.9· 150 reviews

Longmont insurance agent with a 4.9-star rating from over 150 Google reviews.

630 15th Ave STE 103, Longmont, CO 80501, USA

5
4.9· 72 reviews

Proudly holds a 4.9-star rating from 72 Google reviews in Longmont.

1079 S Hover St # 200, Longmont, CO 80501, USA

6
4.9· 41 reviews

4.9-star rating from 41 Google reviews makes this Longmont agent highly recommended.

338 Main St Ste. A, Longmont, CO 80501, USA

7
5.0· 16 reviews

Longmont insurance agent with a perfect 5.0-star rating from 16 Google reviews.

1707 Main St #304, Longmont, CO 80501, USA

8
4.0· 4 reviews

Established local agent with a solid 4.0-star rating from several reviews.

1130 Francis St, Longmont, CO 80503, USA

9
4.8· 142 reviews

4.8 stars from over 140 reviews, reflecting exceptional local customer satisfaction.

2051 Terry St Ste Ab, Longmont, CO 80501, USA

10
4.4· 72 reviews

Trusted by locals with a solid 4.4-star rating from 72 reviews.

1008 17th Ave, Longmont, CO 80501, USA

11
4.7· 80 reviews

4.7 stars from 80 Google reviews, showing trusted local service.

923 Main St, Longmont, CO 80501, USA

12
4.2· 15 reviews

4.2 stars from 15 reviews for a trusted Longmont insurance agent.

350 Terry St Ste 150, Longmont, CO 80501, USA

13
4.9· 83 reviews

Boasting a 4.9-star rating from 83 Google reviews, this agent is highly trusted locally.

2362 Eagleview Cir, Longmont, CO 80504, USA

14
4.8· 58 reviews

4.8 stars from 58 reviews makes this Longmont insurance agent a trusted choice.

600 S Airport Rd Bldg A, Ste E, Longmont, CO 80503, USA

15
4.1· 69 reviews

Longmont insurance agent with a solid 4.1-star rating from nearly 70 reviews.

230 S Main St, Longmont, CO 80501, USA

16
4.8· 145 reviews

Trusted by hundreds of local clients, this Longmont agent holds a stellar 4.8-star rating.

2330 Main St Unit H (2nd Floor, Longmont, CO 80501, USA

17
4.8· 19 reviews

Longmont insurance agent with a 4.8-star rating from 19 Google reviews.

1509 Mountain View Ave, Longmont, CO 80501, USA

18
4.7· 15 reviews

4.7 stars from 15 reviews, reflecting strong local customer satisfaction.

Inside the Times Collaborative, 338 Main St, Longmont, CO 80501, USA

19
5.0· 9 reviews

Exceptional 5.0-star rating from 9 Google reviews for a Longmont insurance agent.

600 5th Ave, Longmont, CO 80501, USA

20
4.9· 121 reviews

Hundreds of Google reviews average 4.9 stars for this trusted Longmont insurance agent.

600 S Airport Rd Ste 100, Longmont, CO 80503, USA

Data from Google Business listings
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Insurance Agents in Longmont, CO — Compared

#BusinessRNM ScoreRatingReviews
1Heath Burchill Agency Inc American Family Insurance98/1004.9 ★442
2Jordan Martin - State Farm Insurance Agent92/1005.0 ★414
3Joe Chrisman - State Farm Insurance Agent92/1005.0 ★295
4Rick Murphy - State Farm Insurance Agent87/1004.9 ★150
5Bassett Insurance Group83/1004.9 ★72
6Rocky Mountain Insurance Center89/1004.9 ★41
7Farmers Insurance / Chrisp Insurance Agency85/1005.0 ★16
8Colorado Premier Insurance62/1004.0 ★4
9Liz Hogan: Allstate Insurance94/1004.8 ★142
10Joe A Mejia - State Farm Insurance Agent83/1004.4 ★72

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026

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Frequently Asked Questions — Insurance Agents in Longmont

What is the difference between a captive and independent insurance agent in Longmont?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in CO?

Search the CO Department of Insurance's online license lookup — Google "CO Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CO must be licensed with the state.

How much does working with a local insurance agent in Longmont cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Longmont?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Longmont adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 13, 2026.

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About This Insurance Agents Directory — Longmont, CO

This page lists and ranks 20 insurance agents serving Longmont, CO as of June 2026. The average verified rating across all listings is 4.7 stars, with an average of 113 customer reviews per business. The top-ranked insurance agents in Longmont by our algorithm is Heath Burchill Agency Inc American Family Insurance (4.9 stars, 442 reviews). Insurance in Longmont: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in Longmont: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the CO licensing board before hiring.

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