Low Cost · Longmont
Cheap Mortgage Brokers in Longmont, CO — Best Prices
Compare mortgage brokers prices in Longmont to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of May 2026, RatingsNearMe ranks 16 mortgage brokers in Longmont, CO by verified customer ratings and review volume. The highest-rated is Option 1 Mortgage | Home loans made simple across Denver, Boulder & Northern Colorado with a 5.0-star rating from 181 verified reviews. Also in the top tier: Kevin Teel Mortgage and 1st Colorado Mortgage Solutions, Inc.. The average rating across all listed mortgage brokers in Longmont is 4.9 stars from 50 reviews per business on average.
Mortgage brokers in Longmont: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
16
Businesses listed
4.9★
Avg rating
50
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Option 1 Mortgage | Home loans made simple across Denver, Boulder & Northern Colorado
2274 Tyrrhenian Cir, Longmont, CO 80504, USA
Kevin Teel Mortgage
5710 Wheaton Ave, Longmont, CO 80503, USA
1st Colorado Mortgage Solutions, Inc.
2919 17th Ave #115, Longmont, CO 80503, USA
Mortgage Brokers Rankings in Longmont, CO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Option 1 Mortgage | Home loans made simple across Denver, Boulder & Northern Colorado2274 Tyrrhenian Cir, Longmont, CO 80504, USA | 5.0★ | 181 |
| #2 | Kevin Teel Mortgage5710 Wheaton Ave, Longmont, CO 80503, USA | 5.0★ | 176 |
| #3 | 1st Colorado Mortgage Solutions, Inc.2919 17th Ave #115, Longmont, CO 80503, USA | 5.0★ | 90 |
| #4 | Home Loan Mortgage1101 Twin Peaks Cir, Longmont, CO 80503, USA | 5.0★ | 55 |
| #5 | Laura Zavala500 Coffman St #101, Longmont, CO 80501, USA | 5.0★ | 41 |
| #6 | Fidelity Home Mortgage, LLC12911 Hillcrest Dr, Longmont, CO 80504, USA | 5.0★ | 27 |
| #7 | Local Advantage Mortgage, LLC846 Half Measures Dr, Longmont, CO 80504, USA | 5.0★ | 8 |
| #8 | Citywide Home Mortgage - Matt Lee500 Coffman St, Longmont, CO 80501, USA | 5.0★ | 10 |
| #9 | Centennial Lending11281 Business Park Cir, Longmont, CO 80504, USA | 4.0★ | 81 |
| #10 | Guild Mortgage - Ron Dick1925 Pike Rd Ste 201, Longmont, CO 80501, USA | 5.0★ | 7 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Longmont
Home Loan Mortgage
1101 Twin Peaks Cir, Longmont, CO 80503, USA
Laura Zavala
500 Coffman St #101, Longmont, CO 80501, USA
Fidelity Home Mortgage, LLC
12911 Hillcrest Dr, Longmont, CO 80504, USA
Local Advantage Mortgage, LLC
846 Half Measures Dr, Longmont, CO 80504, USA
Citywide Home Mortgage - Matt Lee
500 Coffman St, Longmont, CO 80501, USA
Centennial Lending
11281 Business Park Cir, Longmont, CO 80504, USA
Guild Mortgage - Ron Dick
1925 Pike Rd Ste 201, Longmont, CO 80501, USA
Matson Mortgage Services: Linda Matson NMLS #238777
1703 Whitehall Dr UNIT 7B, Longmont, CO 80504, USA
Legacy Home Lending, LLC
15301 Singletree Dr, Mead, CO 80542, USA
Laura Phillips
1609 Denison Cir, Longmont, CO 80503, USA
Guild Mortgage Company
1925 Pike Rd Ste 201, Longmont, CO 80501, USA
Guild Mortgage - Patty Kulton
1925 Pike Rd Ste 201, Longmont, CO 80501, USA
Highland Lake Mortgage & Insurance
107 Mallard Ct, Mead, CO 80542, USA
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Frequently Asked Questions — Mortgage Brokers in Longmont
What does a mortgage broker do differently than going directly to a bank in Longmont?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Longmont?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CO?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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