Verified · Longmont
Trusted Mortgage Brokers in Longmont, CO
Trust matters when you're inviting a pro into your home or business. These mortgage brokers in Longmont have earned it through hundreds of verified reviews.
As of July 2026, RatingsNearMe ranks 16 mortgage brokers in Longmont, CO by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Option 1 Mortgage | Home loans made simple across Denver, Boulder & Northern Colorado with a 5.0-star rating from 181 Google reviews and an RNM Score of 87/100. Also in the top tier: Kevin Teel Mortgage and 1st Colorado Mortgage Solutions, Inc.. The average rating across all listed mortgage brokers in Longmont is 4.9 stars from 50 reviews per business on average.
Mortgage brokers in Longmont: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Guild Mortgage - Patty Kulton
Patty Kulton’s team at Guild Mortgage consistently earns top marks for personalized service and local expertise in Longmont.
Most Reviewed
Legacy Home Lending, LLC
A higher number of reviews suggests a broad base of customer experiences, helping borrowers gauge reliability and satisfaction.
When choosing a mortgage broker in Longmont, compare rates and fees across multiple lenders, and read recent reviews to confirm consistent service quality.
Local Market Snapshot
16
Businesses listed
4.9★
Avg rating
50
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Top-rated Longmont mortgage broker with a perfect 5.0-star rating from 181 reviews.
2274 Tyrrhenian Cir, Longmont, CO 80504, USAA local mortgage broker with a flawless 5.0-star rating from over 170 reviews.
5710 Wheaton Ave, Longmont, CO 80503, USARated 5.0 stars from over 90 Google reviews in Longmont.
2919 17th Ave #115, Longmont, CO 80503, USAMortgage Brokers Rankings in Longmont, CO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Option 1 Mortgage | Home loans made simple across Denver, Boulder & Northern Colorado2274 Tyrrhenian Cir, Longmont, CO 80504, USA | 5.0★ | 181 |
| #2 | Kevin Teel Mortgage5710 Wheaton Ave, Longmont, CO 80503, USA | 5.0★ | 176 |
| #3 | 1st Colorado Mortgage Solutions, Inc.2919 17th Ave #115, Longmont, CO 80503, USA | 5.0★ | 90 |
| #4 | Fidelity Home Mortgage, LLC12911 Hillcrest Dr, Longmont, CO 80504, USA | 5.0★ | 27 |
| #5 | Centennial Lending11281 Business Park Cir, Longmont, CO 80504, USA | 4.0★ | 81 |
| #6 | Highland Lake Mortgage & Insurance107 Mallard Ct, Mead, CO 80542, USA | 5.0★ | 30 |
| #7 | Laura Zavala500 Coffman St #101, Longmont, CO 80501, USA | 5.0★ | 41 |
| #8 | Home Loan Mortgage1101 Twin Peaks Cir, Longmont, CO 80503, USA | 5.0★ | 55 |
| #9 | Matson Mortgage Services: Linda Matson NMLS #2387771703 Whitehall Dr UNIT 7B, Longmont, CO 80504, USA | 5.0★ | 22 |
| #10 | Legacy Home Lending, LLC15301 Singletree Dr, Mead, CO 80542, USA | 5.0★ | 11 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Longmont
5.0 stars from 27 reviews, reflecting exceptional client satisfaction in Longmont.
12911 Hillcrest Dr, Longmont, CO 80504, USA
Trusted by local homeowners with a solid 4.0-star rating from 81 reviews.
11281 Business Park Cir, Longmont, CO 80504, USA
Rated 5.0 stars from 30 Google reviews, this Longmont broker is highly trusted.
107 Mallard Ct, Mead, CO 80542, USA
Rated 5.0 stars from 41 Google reviews by local clients in Longmont.
500 Coffman St #101, Longmont, CO 80501, USA
Longmont's top-rated mortgage broker, holding a flawless 5.0 stars from 55 reviews.
1101 Twin Peaks Cir, Longmont, CO 80503, USA
Consistently rated 5.0 stars from over 20 local Google reviews.
1703 Whitehall Dr UNIT 7B, Longmont, CO 80504, USA
Rated 5.0 stars from 11 Google reviews, reflecting exceptional client satisfaction.
15301 Singletree Dr, Mead, CO 80542, USA
Exceptional 5.0-star rating from 10 reviews for a Longmont mortgage broker.
500 Coffman St, Longmont, CO 80501, USA
A local mortgage broker with a perfect 5.0-star rating from 8 reviews.
846 Half Measures Dr, Longmont, CO 80504, USA
Exceptional 5.0-star rating from 7 Google reviews for a Longmont mortgage broker.
1925 Pike Rd Ste 201, Longmont, CO 80501, USA
5.0 stars from 7 Google reviews, reflecting exceptional client satisfaction.
1925 Pike Rd Ste 201, Longmont, CO 80501, USA
Top-rated Longmont mortgage broker with a perfect 5.0-star rating from clients.
1609 Denison Cir, Longmont, CO 80503, USA
No reviews yet; contact this Longmont mortgage broker to be the first to share feedback.
1925 Pike Rd Ste 201, Longmont, CO 80501, USA
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Mortgage Brokers in Longmont, CO — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Option 1 Mortgage | Home loans made simple across Denver, Boulder & Northern Colorado | 87/100 | 5.0 ★ | 181 |
| 2 | Kevin Teel Mortgage | 86/100 | 5.0 ★ | 176 |
| 3 | 1st Colorado Mortgage Solutions, Inc. | 83/100 | 5.0 ★ | 90 |
| 4 | Fidelity Home Mortgage, LLC | 76/100 | 5.0 ★ | 27 |
| 5 | Centennial Lending | 65/100 | 4.0 ★ | 81 |
| 6 | Highland Lake Mortgage & Insurance | 77/100 | 5.0 ★ | 30 |
| 7 | Laura Zavala | 79/100 | 5.0 ★ | 41 |
| 8 | Home Loan Mortgage | 80/100 | 5.0 ★ | 55 |
| 9 | Matson Mortgage Services: Linda Matson NMLS #238777 | 75/100 | 5.0 ★ | 22 |
| 10 | Legacy Home Lending, LLC | 72/100 | 5.0 ★ | 11 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Longmont
What does a mortgage broker do differently than going directly to a bank in Longmont?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Longmont?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CO?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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