Low Cost · Lynnwood
Cheap Mortgage Brokers in Lynnwood, WA — Best Prices
Compare mortgage brokers prices in Lynnwood to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of May 2026, RatingsNearMe ranks 11 mortgage brokers in Lynnwood, WA by verified customer ratings and review volume. The highest-rated is NFM Lending - Oleg Tkach with a 5.0-star rating from 649 verified reviews. Also in the top tier: Trevor Roberge and Ryan Niles Team at Cornerstone Home Lending. The average rating across all listed mortgage brokers in Lynnwood is 5 stars from 174 reviews per business on average.
Mortgage brokers in Lynnwood: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 16, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
11
Businesses listed
5★
Avg rating
174
Avg reviews
May 16, 2026
Last updated
Top Rated Mortgage Brokers
NFM Lending - Oleg Tkach
3400 188th St SW #400, Lynnwood, WA 98037, USA
Trevor Roberge
3400 188th St SW #101, Lynnwood, WA 98037, USA
Ryan Niles Team at Cornerstone Home Lending
3500 188th St SW #400, Lynnwood, WA 98037, USA
Mortgage Brokers Rankings in Lynnwood, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | NFM Lending - Oleg Tkach3400 188th St SW #400, Lynnwood, WA 98037, USA | 5.0★ | 649 |
| #2 | Trevor Roberge3400 188th St SW #101, Lynnwood, WA 98037, USA | 5.0★ | 402 |
| #3 | Ryan Niles Team at Cornerstone Home Lending3500 188th St SW #400, Lynnwood, WA 98037, USA | 5.0★ | 217 |
| #4 | Fairway Independent Mortgage Corporation3400 188th St SW Suite 185, Lynnwood, WA 98037, USA | 5.0★ | 42 |
| #5 | Seattle Mortgage Pros4610 200th St SW D, Lynnwood, WA 98036, USA | 5.0★ | 28 |
| #6 | Dave Martin - Mortgage Loan Officer3400 188th St SW #101, Lynnwood, WA 98037, USA | 5.0★ | 12 |
| #7 | Team Psaradelis - Mortgage Lenders3400 188th St SW #101st, Lynnwood, WA 98037, USA | 4.9★ | 63 |
| #8 | Jeff Miltenberger | NFM Lending | Lynnwood Washington Mortgage Lender3400 188th St SW Suite 400, Lynnwood, WA 98037, USA | 4.9★ | 73 |
| #9 | Mike Leen, Loan Officer3400 188th St SW Suite 185, Lynnwood, WA 98037, USA | 5.0★ | 20 |
| #10 | David Haley Mortgage3400 188th St SW Suite 185, Lynnwood, WA 98037, USA | 4.9★ | 186 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Lynnwood
Fairway Independent Mortgage Corporation
3400 188th St SW Suite 185, Lynnwood, WA 98037, USA
Seattle Mortgage Pros
4610 200th St SW D, Lynnwood, WA 98036, USA
Dave Martin - Mortgage Loan Officer
3400 188th St SW #101, Lynnwood, WA 98037, USA
Team Psaradelis - Mortgage Lenders
3400 188th St SW #101st, Lynnwood, WA 98037, USA
Jeff Miltenberger | NFM Lending | Lynnwood Washington Mortgage Lender
3400 188th St SW Suite 400, Lynnwood, WA 98037, USA
Mike Leen, Loan Officer
3400 188th St SW Suite 185, Lynnwood, WA 98037, USA
David Haley Mortgage
3400 188th St SW Suite 185, Lynnwood, WA 98037, USA
Cristian Toaca- Sr.Loan Officer NFM LENDING
NFM LENDING, 3400 188th St SW #400, Lynnwood, WA 98037, USA
Get Free Quotes
We'll connect you with the top mortgage brokers in Lynnwood, WA.
Frequently Asked Questions — Mortgage Brokers in Lynnwood
What does a mortgage broker do differently than going directly to a bank in Lynnwood?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Lynnwood?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in WA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 16, 2026.
More Home Services in Lynnwood
Related Searches
More ways to find mortgage brokers in Lynnwood
Mortgage Brokers in nearby cities