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Emergency Mortgage Brokers in Mckinney, TX — Available 24/7
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As of July 2026, RatingsNearMe ranks 9 mortgage brokers in Mckinney, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is CORE Mortgage with a 4.8-star rating from 231 Google reviews and an RNM Score of 96/100. Also in the top tier: Gail Hillman at CrossCountry Mortgage and James Hoglen NMLS #211689 - ITrustLendingTeam. The average rating across all listed mortgage brokers in Mckinney is 4.9 stars from 75 reviews per business on average.
Mortgage brokers in Mckinney: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 5, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
James Hoglen NMLS #211689 - ITrustLendingTeam
James Hoglen is the top-ranked mortgage broker in McKinney, recognized for exceptional client service and local expertise.
Most Reviewed
Fairway Independent Mortgage Corporation | The Eric White Team
High review counts signal a strong track record of satisfied clients and reliable service over time.
When choosing a mortgage broker in McKinney, compare local expertise, fee transparency, and communication style; reading recent reviews and asking about turn-around times can help you find the best fit.
Local Market Snapshot
9
Businesses listed
4.9★
Avg rating
75
Avg reviews
Jul 5, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by over 200 clients with a stellar 4.8-star average rating.
1402 S Custer Rd #204, McKinney, TX 75072, USATrusted by local clients with a 4.8-star rating from 54 reviews.
500 S Tennessee St Suite D Office 1, McKinney, TX 75069, USABoasts a perfect 5.0-star rating from 33 Google reviews.
7300 State Hwy 121 Ste 314, McKinney, TX 75070, USAMortgage Brokers Rankings in Mckinney, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | CORE Mortgage1402 S Custer Rd #204, McKinney, TX 75072, USA | 4.8★ | 231 |
| #2 | Gail Hillman at CrossCountry Mortgage500 S Tennessee St Suite D Office 1, McKinney, TX 75069, USA | 4.8★ | 54 |
| #3 | James Hoglen NMLS #211689 - ITrustLendingTeam7300 State Hwy 121 Ste 314, McKinney, TX 75070, USA | 5.0★ | 33 |
| #4 | AWay Home Loans, LLC NMLS# 19444727300 State Hwy 121 suite 300, McKinney, TX 75070, USA | 5.0★ | 65 |
| #5 | Fairway Independent Mortgage Corporation | The Eric White Team2111 Eldorado Pkwy #102, McKinney, TX 75070, USA | 4.9★ | 142 |
| #6 | Tammy Costas, Mortgage Lender NMLS #316464Serving all of Texas and Oklahoma, 321 N Central Expy #204, McKinney, TX 75070, USA | 5.0★ | 19 |
| #7 | Mike Remington - Benchmark Mortgage1402 S Custer Rd #901, McKinney, TX 75072, USA | 5.0★ | 13 |
| #8 | Hawkins Mortgage Group6401 S Custer Rd, McKinney, TX 75070, USA | 5.0★ | 38 |
| #9 | Tom Sherman - Benchmark Mortgage1402 S Custer Rd #901, McKinney, TX 75070, USA | 5.0★ | 82 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Mckinney
5.0 stars from 65 Google reviews, reflecting exceptional client satisfaction.
7300 State Hwy 121 suite 300, McKinney, TX 75070, USA
Trusted by locals with a 4.9-star rating from over 140 reviews.
2111 Eldorado Pkwy #102, McKinney, TX 75070, USA
McKinney mortgage broker with a perfect 5.0-star rating from 19 reviews.
Serving all of Texas and Oklahoma, 321 N Central Expy #204, McKinney, TX 75070, USA
13 Google reviews give this McKinney mortgage broker a perfect 5.0-star rating.
1402 S Custer Rd #901, McKinney, TX 75072, USA
5.0 stars from 38 reviews, reflecting exceptional client satisfaction in McKinney.
6401 S Custer Rd, McKinney, TX 75070, USA
Rated 5.0 stars from 82 Google reviews, this McKinney broker is highly trusted.
1402 S Custer Rd #901, McKinney, TX 75070, USA
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Mortgage Brokers in Mckinney, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | CORE Mortgage | 96/100 | 4.8 ★ | 231 |
| 2 | Gail Hillman at CrossCountry Mortgage | 88/100 | 4.8 ★ | 54 |
| 3 | James Hoglen NMLS #211689 - ITrustLendingTeam | 89/100 | 5.0 ★ | 33 |
| 4 | AWay Home Loans, LLC NMLS# 1944472 | 81/100 | 5.0 ★ | 65 |
| 5 | Fairway Independent Mortgage Corporation | The Eric White Team | 87/100 | 4.9 ★ | 142 |
| 6 | Tammy Costas, Mortgage Lender NMLS #316464 | 86/100 | 5.0 ★ | 19 |
| 7 | Mike Remington - Benchmark Mortgage | 76/100 | 5.0 ★ | 13 |
| 8 | Hawkins Mortgage Group | 78/100 | 5.0 ★ | 38 |
| 9 | Tom Sherman - Benchmark Mortgage | 86/100 | 5.0 ★ | 82 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Mckinney
What does a mortgage broker do differently than going directly to a bank in Mckinney?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Mckinney?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 5, 2026.
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